Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina SWIFT/BIC code

Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina SWIFT code: RZSBIT21

The 8-character code RZSBIT21 and the 11-character code RZSBIT21340 refer to one and the same institution: Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. It comes up mostly for payments that cross a border.

On this page you will find what the code means, when you need it and what else you need for a transfer to or from Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina. The BIC identifies an institution, not a single account; the IBAN or account number does that.

How long does an international transfer to Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina take?

A SWIFT payment typically needs one to a few business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country add extra days, since banks do not process on those days. Sometimes a bank asks what the payment is for.

If the money is delayed, contact the sending bank for the status; with that reference banks can see where the payment is. Save your transfer receipt until the money has arrived – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid should contact the bank that sent it, not the receiving bank. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Paying someone abroad from your Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina account

The price of an international transfer is made up of more than one component, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between may take a cut, and if the money changes currency the bank often applies a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the largest item because it is hidden in the rate. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares transfer providers next to each other so you can see the amount the recipient gets before you commit. Choosing a specialist does not mean leaving Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina: you simply pay the service from your account.

Why Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: the first four letters stand for the bank, the next two give the country and the two after that mark the location. In this case, that core is RZSBIT21.

The long version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, so RZSBIT21340 and RZSBIT21 are interchangeable.

Type the code in one piece, in capitals and without separators, exactly as shown here. A wrong letter may route the money to a different institution, so check it twice.

Where our SWIFT data comes from

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. Institutions merge, change names and change codes – a directory can be a step behind. The figures on this page are based on our own data, not official figures from Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina.

Use our data as a starting point, rather than as the last word – the bank details from the recipient are leading. We are a comparison service for money transfers and not part of Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina. Spotted an error? Tell us via our contact form and we will look into it.

Paying into Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina in EUR

Italy pays in the Euro (EUR). If you send another currency it has to be converted somewhere along the way: by your bank, an intermediary or Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina itself. Each conversion eats into the amount – usually through the rate rather than a fee.

Who does the conversion affects how much arrives. Sending the money directly in EUR usually avoids an extra conversion – as long as your own rate is good.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. For recurring payments, a slightly better rate make a real difference over time.

Choosing between the 6 SWIFT codes of Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina

Our directory lists 6 SWIFT/BIC codes for Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina, spread over 6 locations. Next to the head office code RZSBIT21340, there are codes for branches, departments or specific services.

In most cases you do not need to pick a branch: payments sent to RZSBIT21340 are routed within Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina without problems. When you receive a specific code, stick to it instead of replacing it for the head office code.

When in doubt, check with the recipient for the exact BIC in their bank details. Codes can change over time.

Watch out for payment fraud

Stay alert when a contact suddenly wants you to pay into another account. That RZSBIT21 is a real code is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Never rely on contact details in the same message that contains the change. Urgency and secrecy tend to be warning signs. If a payment was sent to a fraudster, call your bank right away.

Fraud also work the other way. Someone claims to have sent more than agreed and wants you to return the difference to a new account. Wait until the money is actually in your account and check with Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina if anything seems off.

Do you need RZSBIT21 for a SEPA transfer?

Inside SEPA, euro payments to an account in Italy follow common rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing for those payments.

You will still need RZSBIT21340 for payments in other currencies or money from outside the SEPA area. If a payment form asks for the BIC anyway, adding RZSBIT21 does no harm.

SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, the transfer tends to be cheap.

What to give a sender who pays you at Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina

For a transfer from abroad into your account at Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina, the person paying you has to have more than the BIC. What they need is: your name, IBAN or account number, RZSBIT21340 and often your postal address.

Their bank may request the address of your bank; the head office in Cadipietra (Valle Aurina) is usually fine. A typo in your account number is harder to fix than you might think.

An incoming payment does not always land for the full amount. Fees for incoming transfers vary from bank to bank – the price list of Raiffeisenkasse Tauferer-Ahrntal Cassa Raiffeisen Tures-Aurina tells you what applies. For business payments, it is common to state who bears the costs, so that nobody is left short.

How to check RZSBIT21 before you pay

The most reliable source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given does not match RZSBIT21 or RZSBIT21340, do not guess.

With a wrong code, the payment might be delayed, bounce back or end up costing more. Remember the account number: an error there is more difficult to correct than a wrong code.

Most online banking apps check the structure of IBANs and some suggest the matching BIC. If your bank offers it, a payee name check before sending adds extra certainty. A small test payment is worth it for large sums.