Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) SWIFT/BIC code
The head office of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) in Italy uses SWIFT/BIC code ARBAIT33XXX. Below you find all 182 codes of this bank, grouped by city.
All SWIFT/BIC codes of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)
Bergamo
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33XXX | Head office |
Abbadia (Montepulciano)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33081 | Filiale di Abbadia Montepulciano |
Abbadia San Salvatore
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33082 | Filiale di Abbadia S.salvatore |
Albano Laziale
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33135 | Filiale di Albano Laziale |
Alberoro (Monte San Savino)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33149 | Filiale di Alberoro |
Amatrice
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33047 | Filiale di Amatrice |
Ancona
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33175 | — |
Anghiari
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33003 | Filiale di Anghiari |
Antrodoco
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33048 | Filiale di Antrdoco |
Arezzo
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33001 | Agenzia 1 Arezzo |
| ARBAIT33002 | Agenzia 3 Arezzo |
| ARBAIT33015 | Agenzia 2 Arezzo |
| ARBAIT33022 | Agenzia 4 Arezzo |
| ARBAIT33026 | Agenzia 5 Arezzo |
| ARBAIT33028 | Sede di Arezzo |
| ARBAIT33029 | Agenzia 8 Arezzo |
| ARBAIT33032 | Agenzia 7 Arezzo |
| ARBAIT33033 | Agenzia 9 Arezzo |
| ARBAIT33130 | Filiale di Ponte Alla Chiassa |
| ARBAIT33146 | Agenzia 10 Arezzo |
| ARBAIT33147 | Agenzia 11 Arezzo |
| ARBAIT33148 | Agenzia 12 Arezzo |
| ARBAIT33250 | Filiale Virtuale |
| ARBAIT33636 | Foreign Trade Dept. |
| ARBAIT33723 | Ufficio Cifra |
| ARBAIT33777 | Ufficio Contabilita'estero |
| ARBAIT33917 | Ufficio Finanza Estero - Sala Cambi |
| ARBAIT33BON | Back-Office-Domestic Payments |
| ARBAIT33TES | Treasury Department |
| ARBAIT33TIT | Back-Office-Securities |
Asciano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33150 | Filiale di Asciano |
Ascoli Piceno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33187 | — |
Badia Tedalda
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33025 | Filiale di Badia Tedalda |
Belforte All'isauro
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33154 | Filiale di Belforte All'isauro |
Bibbiena
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33004 | Filiale di Bibbiena |
Bibbiena Stazione (Bibbiena)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33005 | Succursale di Bibbiena Stazione |
Bologna
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33188 | Sede |
| ARBAIT33199 | Bologna Agenzia 2 |
| ARBAIT33201 | Casalecchio Reno Branch |
| ARBAIT33202 | Bologna Branch 3 |
| ARBAIT33208 | Bologna Branch 4 |
Branca (Gubbio)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33075 | Filiale di Branca Gubbio |
Cagli
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33070 | Succursale di le Cagli |
Campobasso
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33222 | Campobasso Sede |
Camucia (Cortona)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33111 | Filiale di Camucia |
Capolona
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33023 | Filiale di Capolona |
Casacastalda (Valfabbrica)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33076 | Filiale di Casacastalda |
Casperia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33039 | Filiale di Casperia |
Castel del Piano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33126 | Filiale di Casteldelpiano |
Castiglion Fibocchi
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33020 | Filiale di Castiglion Fibocchi |
Castiglion Fiorentino
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33006 | Succursale di Castiglion Fiorentino |
Cattolica
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33210 | Cattolica Branch |
Cecina
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33060 | Filiale di Cecina |
Cesena
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33209 | Cesena Branch |
Chianciano Terme
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33088 | Agenzia 1 Chianciano |
Chiusi Della Verna
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33007 | Filiale di Chiusi Della Verna |
Citta' di Castello
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33067 | Filiale di Citta' Castello |
Civitavecchia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33094 | Succursale di Civitavecchia |
Colle di Val D'elsa
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33142 | Filiale di Colle Val D'elsa |
Corciano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33194 | Corciano Branch |
Cortona
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33132 | Filiale di Cortona |
Costacciaro
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33077 | Filiale di Costacciaro |
Empoli
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33087 | Filiale di Empoli |
Fabriano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33140 | Filiale di Fabriano |
Fano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33182 | Branch |
Fibbiana (Montelupo Fiorentino)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33078 | Filiale di Fibbiana |
Figline Valdarno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33041 | Filiale di Figline Valdarno |
Foiano Della Chiana
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33008 | Filiale di Foiano Della Chiana |
Foligno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33181 | Branch |
Follonica
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33054 | Filiale di Follonica |
Frascati
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33056 | Filiale di Frascati |
Frosinone
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33125 | Succursale di Frosinone |
Frosolone
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33219 | Frosolone Branch |
Ginestra Fiorentina(Lastra A Signa)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33027 | Filiale di Ginestra Fiornetina |
Grosseto
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33049 | Sede di Grosseto |
| ARBAIT33051 | Agenzia 1 Grosseto |
Gualdo Tadino
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33074 | Sede di Gualdo Tacino |
| ARBAIT33153 | Agenzia 1 Gualdo Tadino |
Gubbio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33171 | — |
Indicatore (Arezzo)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33138 | Siliale di Incatore |
Isernia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33215 | Isernia Branch 1 |
Jesi
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33177 | Jesi Branch |
L'aquila
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33189 | Sede |
La Stella (Vinci)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33093 | Filiale di Vinci la Stella |
Latina
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33173 | — |
Limite Sull'arno (Capraia e Limite)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33021 | Filiale di Limite Sull'arno |
Livorno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33058 | Sede di Livorno |
| ARBAIT33062 | Agenzia 3 Livorno |
| ARBAIT33128 | Agenzia 2 Livorno |
Lucca
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33180 | Lucca Branch |
Macchiagodena
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33221 | Macchiagodena Branch |
Macerata
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33176 | Macerata Branch |
Magliano Sabina
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33068 | Succursale di Magliano Sabina |
Marciano Della Chiana
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33024 | Filiale di Marciano Della Chiana |
Marina di Grosseto (Grosseto)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33050 | Filiale di Marina Grosseto |
Milano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33137 | Sede di Milano |
| ARBAIT33205 | Milano Branch 1 |
Montaquila
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33217 | Montaquila Branch |
Monte San Savino
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33136 | Filiale di Monte S.savino |
Montebuono
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33069 | Filiale di Montebuono |
Montecatini Terme
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33143 | Filiale di Montecatini Terme |
Montelupo Fiorentino
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33037 | Filiale di Montelupo F.no |
Montepulciano
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33090 | Succursale di Montepulciano |
Monterotondo
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33055 | Filiale di Monterotondo |
Montevarchi
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33035 | Filiale di Montevarchi |
Montopoli di Sabina
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33038 | Filiale di Monteopoli Sabina |
Monza
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33190 | Branch |
Olmo (Arezzo)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33030 | Filiale di Olmo |
Ostia Antica (Roma)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33166 | Branch |
Passignano Sul Trasimeno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33162 | Agenzia di Passignano |
Perugia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33066 | Sede di Perugia |
| ARBAIT33121 | Agenzia 2 Perugia |
| ARBAIT33200 | Perugia Agenzia 4 |
| ARBAIT33212 | Perugia Branch 5 |
Pesaro
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33073 | Succursale di Pesaro |
Pescara
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33120 | Succursale di Pescara |
Pescia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33117 | Filiale di Pescia |
Piancastagnaio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33092 | Filiale di Piancastagnaio |
Pianello (Cagli)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33071 | Filiale di Pianello Cagli |
Pisa
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33141 | Succursale di Pisa |
Pistoia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33064 | Succursale di Pistoia |
| ARBAIT33167 | Branch N.1 |
Pizzoli
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33057 | Filiale di Pizzoli |
Poggibonsi
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33089 | Filiale di Poggibonsi |
Poggio Bustone
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33157 | Filiale di Poggio Bustone |
Poggio Mirteto
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33036 | Succursale di Poggio Mirteto |
Pontassieve
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33196 | Pontassieve Branch |
Ponte A Poppi (Poppi)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33010 | Filiale di Ponte A Poppi |
Ponte San Giovanni (Perugia)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33124 | Agenzia 3 Perugia |
Ponte Valleceppi (Perugia)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33065 | Agenzia 1 Perugia |
Pontedera
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33144 | Filiale di Pontedera |
Porto Sant'elpidio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33174 | — |
Porto Santo Stefano (M. Argentario)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33052 | Filiale di Porto S.stefano |
Prato
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33114 | Succursale di Prato |
Pratovecchio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33011 | Filiale di Pratovecchio |
Rassina (Castel Focognano)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33012 | Filiale di Rassina |
Recanati
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33163 | Agenzia di Villa Musone |
Rieti
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33156 | Filiale di Rieti |
Rigutino (Arezzo)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33168 | Branch |
Rimini
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33185 | Branch |
Roma
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33034 | Agenzia 5 Roma |
| ARBAIT33042 | Sede di Roma |
| ARBAIT33044 | Agenzia 2 Roma |
| ARBAIT33112 | Agenzia 7 Roma |
| ARBAIT33113 | Agenzia 6 Roma |
| ARBAIT33118 | Agenzia 8 Roma |
| ARBAIT33123 | Agenzia 11 |
| ARBAIT33127 | Agenzia 12 Roma |
| ARBAIT33129 | Agenzia 13 Roma |
| ARBAIT33131 | Agenzia 14 Roma |
| ARBAIT33133 | Agenzia 15 Roma |
| ARBAIT33134 | Agenzia 16 Roma |
| ARBAIT33155 | Filiale di Vermicino |
| ARBAIT33207 | Roma Branch 17 |
San Giovanni Valdarno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33019 | Succursale di S.giovanni V.no |
Sansepolcro
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33013 | Succursale di Sansepolcro |
Sant'arcangelo di Romagna
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33211 | Sant'arcangelo di Romagna Branch |
Santa Croce Sull'arno
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33116 | Filiale di S.croce Sull'arno |
Santa Maria Degli Angeli (Assisi)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33079 | Filiale di S.maria Degli Angeli |
Scandicci
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33204 | Scandicci Branch |
Senigallia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33184 | Senigallia Branch |
Serra Sant'abbondio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33072 | Filiale di Serra S.abbondio |
Sesto Fiorentino
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33115 | Filiale di Sesto Fiorentino |
Sesto San Giovanni
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33206 | Sesto San Giovanni Branch |
Siena
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33084 | Sede di Siena |
| ARBAIT33085 | Agenzia 1 Siena |
| ARBAIT33086 | Agenzia 2 Siena |
Sigillo
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33080 | Filiale di Sigillo |
Sinalunga
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33179 | Sinalunga Branch |
Soci (Bibbiena)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33031 | Filiale di Soci |
Sovigliana-Spicchio (Vinci)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33016 | Sede Empolese |
Spoleto
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33213 | Spoleto Branch |
Stia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33014 | Filiale di Stia |
Tarquinia
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33091 | Filiale di Tarquinia |
Terranuova Bracciolini
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33145 | Filiale di Terranuova Bracciolini |
Tivoli
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33160 | Filiale di Tivoli |
Urbania
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33152 | Filiale di Urbania |
Venafro
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33216 | Venafro Branch |
Venturina (Campiglia Marittima)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33061 | Filiale di Venturina |
Viareggio
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33198 | Viareggio Branch |
Viterbo
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33110 | Sede di Viterbo |
Vitolini (Vinci)
| SWIFT/BIC | Branch |
|---|---|
| ARBAIT33017 | Filiale di Vitolini |
The way the Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) SWIFT/BIC is built up
A SWIFT/BIC code has 8 or 11 characters. Each part has a fixed meaning:
- ARBA Bank code
- 4 letters that identify the bank.
- IT Country code
- 2 letters for the country (ISO 3166).
- 33 Location code
- 2 characters for the city or region of the head office.
- XXX Branch code
- 3 characters for a specific branch. XXX means the head office.
What ARBAIT33 means for a payment to Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)
If an invoice shows ARBAIT33 or ARBAIT33XXX, you are looking at the identical address for Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) in Italy. Every bank on the SWIFT network uses BIC codes to route payments between countries to the correct institution. In practice you mostly see the code on international invoices, in your banking app and on the account details of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) customers.
Below you will find the practical side: money coming in from abroad, sending money abroad and how to check a SWIFT code before you hit send. Remember that the BIC just identifies the bank, not the person: the IBAN or account number does that part.
Incoming international payments to Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)
When you expect money from abroad, give the sender everything they need in one go. Give them your name as the bank knows it, your account number or IBAN, the BIC ARBAIT33XXX and your address.
Certain banks also ask for the bank’s address in Bergamo. Double-check each detail before you share them, because the sender’s bank usually copies them as is.
Do not be surprised if the amount credited is smaller than what the sender paid. Intermediary banks may deduct a fee, and when currencies differ, an exchange rate margin comes on top. Agree with the sender who pays which costs before the money is sent.
A note on our data
The details on this page come from publicly available data which we refresh regularly. Banks reorganise, close branches and change codes. Counts and locations are from our directory and are not confirmed by Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.).
Treat this page as a reference, rather than as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.). Spotted an error? Let us know through the contact page and we will look into it.
Is ARBAIT33 still correct? How to check
Have the recipient copy the bank details directly from a recent statement. Check it against ARBAIT33 on this page and ask if anything does not match.
With a wrong code, the payment may get stuck, bounce back or cost extra – sometimes after weeks of searching. An error in the IBAN or account number is more serious, because the money may be credited to someone else; check it just as carefully.
An automatic check in your banking app merely confirms that the IBAN is valid, not that it is the right account. More and more banks check the payee name against the account. Sending a small amount first is a sensible step for large sums, even if it costs an extra fee.
Euro (EUR) and conversion costs
Italy uses the Euro, with the currency code EUR. When you pay another currency it has to be converted at some point. Every conversion costs something, even when no fee is shown.
Where the conversion happens has an effect on the final amount, since every bank sets its own rate. Often you pay less if you send EUR straight away via a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.
Rates for EUR change all the time – some services let you fix a rate in advance. On larger amounts, a seemingly small gap in the rate can be worth more than the fee.
Which of the 182 codes of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) do you need?
We have 182 SWIFT/BIC codes for Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.). Next to the head office code ARBAIT33XXX, you will find codes for individual branches and departments.
In most cases you do not need to pick a branch: payments addressed to ARBAIT33XXX are routed within Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) correctly. If you have been given a specific code, stick to it rather than swapping it with the head office code.
The safest route is to copy the code straight from the recipient’s invoice. Codes for branches are more prone to change than the head office code.
Why Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) has an 8- and an 11-character code
A BIC is built from a few fixed parts: the first four letters identify the bank, characters five and six show the country and characters seven and eight mark the location. For Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.), the 8-character core is ARBAIT33.
Most payment forms work with either length. If a form requires eleven characters, use ARBAIT33XXX; if it wants eight, use ARBAIT33.
Do not add spaces or dashes when you type ARBAIT33. A wrong character may route a payment to a different institution, so copy it carefully.
SEPA payments and the Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) BIC
Since Italy is part of SEPA, a euro transfer to Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) from within the SEPA area normally only needs an IBAN. Most banking apps no longer ask for the BIC in that case.
For anything other than euros and from non-SEPA countries, ARBAIT33XXX or ARBAIT33 is still required. Some banks and apps also ask for the BIC; in that case, enter ARBAIT33.
SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Provided the payment stays in euros, the transfer tends to be inexpensive; costs rise once a conversion is involved.
Sending money abroad from Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)
What you pay for an international transfer has several parts – not just the fee on your screen. On top of the transfer fee, correspondent or intermediary banks can take a cut, and if currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.
The markup on the rate is often the biggest cost, and it is easy to miss. A simple test: put the rate you get next to the mid-market rate and look at the difference.
For a lot of currency pairs, a transfer service turns out to be less expensive than a bank. GoldexPay compares the amount that arrives across services, so you can pick the cheapest route. Using a transfer service does not require closing your account at Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) – you pay the provider from your own account.
Watch out for payment fraud
A common scam goes like this: you receive a request saying that a contact has a new bank account and that the next payment should go there. That ARBAIT33 is a real code does not mean that the account is legitimate.
Check new bank details via a separate channel like a call to a number from an earlier contract. Pressure and requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. If a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.
Scams can also target the receiver. Someone claims to have sent too much and asks you to return the extra via a different route. A payment confirmation from the sender is no proof – check your own account.
When will the money arrive at Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)?
An international transfer usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country add extra days to the journey. Extra checks by one of the banks can also cause a delay, even when all details are correct.
Many banks are connected to SWIFT gpi. Every payment gets a unique reference, the UETR, which your bank can use to see where the money is. Keep your transfer receipt until the money has arrived.
A delayed transfer has to be traced from the sending side on the basis of the transfer details. On the receiving end, you can look at your statements for a partial amount because fees can reduce the amount.
Frequently asked questions
What is the SWIFT/BIC code of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)?
The head office of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) uses ARBAIT33XXX. This is the code to use for most international transfers.
What if I use the wrong SWIFT code for Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)?
The transfer may be delayed or returned, sometimes with extra fees. Double-check the code with the recipient before sending.
Where is the head office of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)?
Based on SWIFT/BIC code ARBAIT33XXX, the main office of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) is in Bergamo, Italy.
How many SWIFT codes does Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) have?
We list 182 SWIFT/BIC codes for Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) across 134 locations. Every code identifies the head office or a branch.
When do I use a branch code of Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.)?
Just when the recipient asks for it. Almost all transfers to Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) can use the head office code ARBAIT33XXX.
How long does a transfer to Ubi Banca S.P.A. (Formerly Banca Tirrenica S.P.A.) take?
Euro payments within SEPA usually arrive within one business day. Payments in other currencies take 1–3 business days.
Source: listbase-org SWIFT/BIC database (MIT licence), updated monthly. Always verify the code with the recipient or their bank.