Jumhouria Bank SWIFT/BIC code

Jumhouria Bank SWIFT code: JAMBLYLT

The 8-character code JAMBLYLT and the 11-character code JAMBLYLTXXX identify one and the same institution: Jumhouria Bank. Every bank on the SWIFT network uses these codes to direct payments between countries to the right institution. In practice you usually come across the code on international invoices, in payment forms and on the account details that Jumhouria Bank provides.

Further down we go through the practical questions: money coming in from abroad, paying someone in another country and how to check the code before you hit send. The BIC names a bank or branch, not a single account, which is why you always need the account number too.

Changed bank details? Be careful

Criminals regularly use payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that JAMBLYLT exists is no guarantee that the account is legitimate.

Verify changed payment details via a different channel, never via the email that asked for the change. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. When money was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Scams also target the receiver. Someone sends too much and asks you to return the extra to a new account. Do not act before the money is actually in your account – ask Jumhouria Bank if something looks wrong.

About this information

The codes here are taken from publicly available data. Institutions reorganise, change names and retire codes. Counts and locations come from our own dataset and are not confirmed by Jumhouria Bank.

Treat this page as a reference, rather than as the final word: the recipient’s bank details come first. We are a comparison service for money transfers and not affiliated with Jumhouria Bank. Should you notice something that is out of date, we appreciate a short note via the contact page.

International transfers from Jumhouria Bank: the real cost

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between can deduct a fee, and if the money changes currency the bank usually applies a rate below the actual market rate.

The real cost is often in the rate, rather than in the fee: the bank converts using an exchange rate that includes a margin. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers frequently use rates closer to the mid-market rate. GoldexPay compares what recipients receive across providers, so you can pick the cheapest route. You can still use your account at Jumhouria Bank as the source of the money; only the conversion and sending happen elsewhere.

Tracking a transfer to or from Jumhouria Bank

There is no fixed answer for international payments: many land the same day or the next, others take several business days. Bank holidays in the sending or receiving country can add extra days. Occasionally a bank wants to know what the payment is for.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment carries a unique reference, the UETR, which your bank can use to see where the money is. Save the payment confirmation until the recipient confirms.

A missing payment has to be traced by the sending bank. Ask the sender for a copy of the payment confirmation.

Is JAMBLYLT still correct? How to check

Ask the recipient to send you their account details directly from a recent statement. Compare that code against JAMBLYLT here; if they differ, ask before you pay.

A wrong SWIFT code may lead to a delay, a payment being sent back or extra fees for investigation. Remember the IBAN: an error there can be harder to undo than a wrong BIC.

An automatic check by your bank only tells you that the IBAN exists, not that it is the right account. Where available, a name check on the recipient adds extra certainty. Sending a small amount first can be worth it for a large first payment.

Receiving money from abroad at Jumhouria Bank

For a transfer from abroad into your account at Jumhouria Bank, the person paying you needs not just the SWIFT code. The basics are: your name, account number or IBAN, JAMBLYLTXXX and in many cases your home address.

Their bank may also ask for the bank address of Jumhouria Bank. A mistake in the IBAN is more trouble than you might think, so copy the details from your online banking.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, Jumhouria Bank may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who pays which costs before the money is sent.

Choosing between the 73 SWIFT codes of Jumhouria Bank

Our directory lists 73 SWIFT/BIC codes for Jumhouria Bank. Next to the head office code JAMBLYLTXXX, there are codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code JAMBLYLTXXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

The safest approach is to take the code straight from the account holder’s statement. Branch codes are more prone to change than the head office code.

Why Jumhouria Bank has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. In this case, the 8-character core is JAMBLYLT.

The long version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, so JAMBLYLTXXX and JAMBLYLT are interchangeable.

Enter the code in one piece, in capitals and without separators, exactly as shown here. Pasting the code beats retyping it, because one wrong letter changes the bank.