North Africa Bank SWIFT/BIC code

NABLLYLX – the SWIFT/BIC code of North Africa Bank

NABLLYLX and NABLLYLXXXX are two ways of writing the same bank identifier, and both lead to North Africa Bank in Tripoli. Every bank on the SWIFT network uses these codes to route international transfers to the right bank. It comes up mainly when dealing with payments that cross a border or a currency.

This page is meant to help anyone who receives money at an account at North Africa Bank without mistakes. Keep in mind that the BIC just identifies the bank, not the account: the account number or IBAN does that part.

A note on our data

Our SWIFT/BIC directory draws on publicly available sources and is updated regularly. It is possible that information here is no longer current. The figures on this page are based on our own data, not official figures from North Africa Bank.

Treat our directory here as a helpful check. We are an independent comparison site for money transfers and not affiliated with North Africa Bank. If you notice something that is out of date, we appreciate a short note via the contact page.

Is NABLLYLX still correct? How to check

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match NABLLYLX or NABLLYLXXXX, do not guess – contact the recipient or North Africa Bank.

An incorrect BIC can cause a delay, a payment being sent back or extra fees along the way. Do not forget the IBAN: an error there is harder to correct than a wrong BIC.

An automatic check by your bank only confirms that the code exists. Where available, a payee name check on the recipient adds extra certainty. Sending a small amount first is a sensible step for large sums despite the extra fee.

Sending money abroad from North Africa Bank

A bank transfer abroad costs more than the fee suggests. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the exchange rate markup.

The real cost is often in the rate: the bank converts using an exchange rate with a margin built in. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites.

Specialist money transfer services frequently use a rate near the mid-market rate. On GoldexPay we compare the amount that arrives with different providers. Using a transfer service does not require closing your account at North Africa Bank.

NABLLYLX or NABLLYLXXXX – which one to use?

A BIC is made up of fixed blocks: the first four letters stand for the bank, the next two show the country and the two after that mark the location. In this case, that core is NABLLYLX.

Most banks and apps accept both lengths. If yours requires eleven characters, enter NABLLYLXXXX, otherwise NABLLYLX is fine.

Do not add spaces when you enter NABLLYLX; the code is always written in one block. A single character can send a payment to another bank.

Transfer times and tracking a payment to North Africa Bank

An international transfer typically needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Payments made late in the day or just before weekends and holidays often start the next business day. Compliance checks by one of the banks can also add a delay.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services usually provide tracking online so you can see how far the payment is.

If a payment has not arrived within the expected time, the person who paid needs to contact the bank that sent it rather than North Africa Bank. Request from the sender the payment receipt including the reference.

Changed bank details? Be careful

Scammers regularly use fake invoices containing changed bank details, sometimes in an email that looks completely genuine. The fact that NABLLYLX exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Check changed payment details through a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or requests to keep it quiet are red flags. Acted too fast? Call your bank straight away and ask them to start a recall and report the fraud.

Scams also target the receiver. Someone claims to have sent more than agreed and asks you to return the extra via a different route. Wait until the money is actually in your account – ask North Africa Bank if something looks wrong.

Getting paid from abroad into a North Africa Bank account

When you expect a payment from another country, send the payer everything they need in one go. Share your name as the bank knows it, the IBAN or account number, the BIC NABLLYLXXXX and your address, which some banks require.

Certain sending banks also ask for the name and address of North Africa Bank in Tripoli. A mistake in your account number is more trouble than it looks; copy them from your banking app rather than typing.

Money from abroad will not always land for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. On invoices, you can agree who bears the costs.

Head office or branch code at North Africa Bank?

Our directory lists 3 SWIFT/BIC codes for North Africa Bank. Next to the head office code NABLLYLXXXX, there are codes for branches, departments or specific services.

For most incoming transfers, the head office code NABLLYLXXXX works fine. If you have been given a specific code, stick to it instead of replacing it with the head office code.

The best way is to copy the code straight from the recipient’s bank details. Codes are sometimes changed or retired when banks reorganise.