Lietuvos Bankas (Bank of Lithuania) SWIFT/BIC code

SWIFT/BIC code of Lietuvos Bankas (Bank of Lithuania)

Whether you are given LIABLT2X or LIABLT2XXXX, it is the identical address for Lietuvos Bankas (Bank of Lithuania) in Lithuania. The code does one job: it makes sure that a cross-border transfer ends up at the right bank. It comes up mainly when dealing with transfers between countries or a currency.

This page is meant to help anyone who sends money to an account at Lietuvos Bankas (Bank of Lithuania). The BIC identifies a bank or branch, not a single account; the IBAN or account number does that.

What to give a sender who pays you at Lietuvos Bankas (Bank of Lithuania)

To receive a transfer from abroad at Lietuvos Bankas (Bank of Lithuania), the person paying you has to have not just the SWIFT code. That means: your full name as registered with Lietuvos Bankas (Bank of Lithuania), your account number or IBAN, the BIC LIABLT2XXXX (or LIABLT2X) and sometimes your postal address.

Their bank might request the bank address of Lietuvos Bankas (Bank of Lithuania). Double-check the details before you share them.

What lands in your account can be lower than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate applies. Make clear with the sender who pays which costs before the money is sent.

Changed bank details? Be careful

One of the most common tricks goes like this: an email arrives with a request claiming that a supplier has new bank details and that the next payment should go there. A valid SWIFT code says nothing about whether the request is genuine.

Check changed payment details through a separate channel like a call to a number from an earlier contract. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. When a payment has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: one known trick is an overpayment and then sends a request to refund the difference to another account. Wait until the money has really arrived – ask Lietuvos Bankas (Bank of Lithuania) if something looks wrong.

LIABLT2X or LIABLT2XXXX – which one to use?

A SWIFT code is made up of a few fixed parts: characters one to four stand for the bank, the next two give the country and characters seven and eight mark the location. For Lietuvos Bankas (Bank of Lithuania), that core is LIABLT2X.

Most payment forms accept both lengths. If a form requires eleven characters, use LIABLT2XXXX, otherwise LIABLT2X is fine.

In practice the code is written in capitals, without spaces or dashes. Watch for O versus 0 and the letter I and the digit 1; they are easy to mix up.

Before you send: check the Lietuvos Bankas (Bank of Lithuania) code

The most reliable source for the BIC is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Check it with LIABLT2X on this page and ask if anything does not match.

Mistakes in the SWIFT code tend to be costly more than fatal. An error in the account number is more serious; check it just as carefully.

An automatic check in your banking app only tells you that the IBAN exists, not that it is the right account. Some banks now compare the name against the account. Sending a small amount first is worth it for a large first payment despite the extra fee.

Euro transfers to Lietuvos Bankas (Bank of Lithuania): is a BIC needed?

Lithuania is part of the SEPA area. For a standard euro transfer within SEPA, you normally only need the IBAN and the BIC is often filled in automatically.

For anything other than euros and for senders outside SEPA, LIABLT2XXXX is still part of the payment details. A few forms also show a field for the BIC out of habit; if so, enter LIABLT2X or LIABLT2XXXX.

Instant euro transfers are increasingly supported within SEPA – whether Lietuvos Bankas (Bank of Lithuania) offers them for your account is worth checking. As long as the payment stays in euros, the transfer is cheap; it is the conversion that costs money.

Which of the 6 codes of Lietuvos Bankas (Bank of Lithuania) do you need?

Lietuvos Bankas (Bank of Lithuania) uses 6 different SWIFT/BIC codes. One of them is the head office code; the rest belong to branches.

For most payments to a private or business account, the head office code LIABLT2XXXX works fine. A branch code only makes sense if the account holder specifically mentions it.

If you are not sure, check with the recipient for the exact BIC in their bank details. Codes can change when banks reorganise, so do not rely on old paperwork.

How long does an international transfer to Lietuvos Bankas (Bank of Lithuania) take?

A SWIFT payment usually takes anywhere from one to several business days. Payments made late in the day or on weekends and holidays often go out a business day later. Occasionally a bank asks about the purpose of a payment before releasing it.

Many banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique transaction reference, the UETR that banks can use to trace it. Specialist transfer services usually provide tracking in their app showing where the money has got.

A missing payment has to be investigated from the sending side, using the payment confirmation. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

How up to date is this code?

The codes on this page come from public sources that we update regularly. Still, banks merge, rename themselves or change codes. Counts and locations are from our directory.

Treat this page as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay is an independent comparison site and not part of Lietuvos Bankas (Bank of Lithuania). Should you notice a mistake, we appreciate a short note.

International transfers from Lietuvos Bankas (Bank of Lithuania): the real cost

If you send money to another country via Lietuvos Bankas (Bank of Lithuania), the fee you see is only part of the cost. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

That exchange rate margin tends to be the largest item. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialist money transfer services frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. You can still keep your account at Lietuvos Bankas (Bank of Lithuania); only the conversion and sending happen elsewhere.

Euro (EUR) and conversion costs

Lithuania pays in the Euro, code EUR. If you send money in a different currency, the amount has to be converted somewhere along the way – by your bank, by Lietuvos Bankas (Bank of Lithuania) or by a bank in between. Each conversion costs the amount, even when no fee is shown.

Who converts the money makes a difference, because each party uses its own rate. Transferring the amount already in EUR often avoids a second conversion, provided the rate you get is fair.

The EUR rate changes throughout the day and quotes are often valid only for a short time. With bigger transfers, even small difference in the rate adds up quickly.