Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) SWIFT/BIC code

CSDLLT22 – the SWIFT/BIC code of Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania)

If an invoice shows CSDLLT22 or CSDLLT22XXX, you are looking at the identical address for Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) in Lithuania. The code has a single purpose: it makes sure that a cross-border transfer ends up at the right bank. You will need it mainly when dealing with payments that cross a border.

Further down we go through the practical side: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

CSDLLT22 or CSDLLT22XXX – which one to use?

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. That gives you CSDLLT22.

XXX at the end of CSDLLT22XXX does not stand for a missing value or an error: it stands for the head office of Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania). Some forms ask for 11 characters, in which case you can add XXX after CSDLLT22.

In practice the code is written in capitals, without spaces or dashes. Copying the code is safer than typing it by hand.

Euro transfers to Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania): is a BIC needed?

Since Lithuania is part of the SEPA zone, a euro transfer to Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) from within the SEPA area usually requires just the IBAN. Most banking apps do not require the BIC for these payments or fill it in for you.

You will still need CSDLLT22XXX for non-euro payments or money from outside the SEPA area. If your banking app asks for the BIC anyway, entering CSDLLT22 is fine.

Instant euro transfers are widely available within SEPA; check with Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) whether it applies to your account. Fees for SEPA transfers are generally low.

How long does an international transfer to Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) take?

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add extra days to the journey. Extra checks by one of the banks can also add some delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank about the status. Keep your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

If the money does not arrive after a few business days, the sender should start with the bank that sent it. Ask the sender for the payment receipt – it helps your own bank look for the money.

What a transfer from Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) abroad really costs

What you pay for an international transfer has several parts, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between may take a cut, and when currencies are converted, the bank often applies a rate that is less favourable than the real market rate.

Banks rarely list the margin on the rate separately, but you pay it all the same. A simple test: put the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of routes, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. GoldexPay compares these services side by side, showing the amount the recipient gets before you commit. Using a transfer service does not mean closing your account at Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania): you simply pay the service from your account.

About this information

The directory on GoldexPay is based on public sources and we update it periodically. Still, banks merge or retire codes, so information can be out of date. The figures we show are based on our own data, not official figures from Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania).

See the information here as a helpful check, and let the details from the recipient or Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) have the final say. GoldexPay is not affiliated with Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania); we are a comparison site for money transfers. Found outdated information? Let us know through the contact page.

Getting paid from abroad into a Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) account

When you are waiting for a payment from another country, give the sender all details at once. What they need is: your name, IBAN or account number, CSDLLT22XXX and in many cases your postal address.

Their bank may request the address of your bank; the head office in Vilnius is usually fine. A typo in the IBAN can be harder to fix than it looks.

The amount you receive is often lower than what was sent. Charges on incoming payments vary per bank; check the price list of Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania). Make clear with the sender who pays which costs.

Changed bank details? Be careful

One of the most common tricks goes like this: an email arrives with a message claiming that a supplier now has new bank details and that the next payment should go there. That CSDLLT22 is a real code does not mean that the account is genuine – fraudsters use real bank codes as well.

Do not trust a phone number from the same email that announces the new account. Pressure and secrecy are red flags – a real supplier can wait a day. Already paid? Contact your bank without delay and ask them to try to recall the payment and report the fraud.

Scams also work the other way: someone sends too much and asks you to refund the difference. Do not act before the money is actually in your account – ask Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) if something looks wrong.

The Euro and what conversion costs you

Accounts at Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) are usually held in EUR, the local currency of Lithuania. When you pay money in a different currency, the amount has to be converted somewhere along the way – by your bank, by Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) or by a bank in between. Every conversion costs the amount, even when no fee is shown.

Who converts the money matters. Sending the amount directly in EUR usually avoids a second conversion by Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania), provided the rate you get is fair.

The rate for EUR changes throughout the day and quotes are often valid only for a short time. On larger amounts, a small gap in the rate adds up quickly.

Which of the 3 codes of Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) do you need?

With 3 codes, Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) belongs to the banks that use individual codes for parts of the organisation and departments. The head office code is CSDLLT22XXX.

For most incoming transfers, the head office code CSDLLT22XXX works fine. A branch code only makes sense if the account holder explicitly mentions it, which is more common for corporate accounts and specialised services.

The safest route is to copy the code directly from the account holder’s invoice. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Before you send: check the Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania) code

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match CSDLLT22 or CSDLLT22XXX, do not guess – contact the recipient or Lietuvos Centrinis Vertybiniu Popieriu Depozitoriumas, AB (Central Securities Depository of Lithuania).

Mistakes in the SWIFT code tend to be costly more than fatal: often the payment comes back, minus fees. An error in the account number is a bigger problem because it can reach the wrong person.

Most online banking apps check the format of an IBAN. If your bank offers it, a payee name check on the recipient adds extra certainty. Sending a small amount first can be worth it for a large first payment despite the extra fee.