BBVA Bancomer, S.A. SWIFT/BIC code

SWIFT/BIC code of BBVA Bancomer, S.A.

If an invoice shows BCMRMXMM or BCMRMXMMXXX, you are looking at the same identifier for BBVA Bancomer, S.A. in Mexico. A SWIFT code shows the sending bank which institution is meant to get the money, much like a postcode for banks. It comes up mainly when dealing with transfers between countries.

We wrote this page to help people who receives money at an account at BBVA Bancomer, S.A.. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number does that part.

How long does an international transfer to BBVA Bancomer, S.A. take?

There is no fixed delivery time: some arrive within a day, others take several business days. Bank holidays in either country add extra days. Extra checks by one of the banks can also add some delay.

When a payment takes longer than expected, ask your bank about the status or the UETR; with that reference banks can see where the payment is. Money transfer services often show a status in their app showing where the money has got.

The bank that sent the money can start an official trace or a recall. Ask the sender for the payment receipt with the date and reference.

Paying someone abroad from your BBVA Bancomer, S.A. account

When you transfer money abroad via BBVA Bancomer, S.A., the fee you see is only part of the cost. On top of a fixed fee, banks in between can deduct a fee, and when currencies are converted, the bank usually applies a rate below the actual market rate.

Most of the cost usually sits in the exchange rate: the bank converts at a rate with a margin built in. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For a lot of routes, a specialist provider turns out to be less expensive than a traditional bank transfer, mainly because of the exchange rate. GoldexPay lists transfer providers next to each other so you can see the amount the recipient gets before you commit. Using a transfer service does not mean closing your account at BBVA Bancomer, S.A. – you pay the provider from your own account.

Protect yourself against fake payment requests

One of the most common tricks works like this: an email arrives with a request claiming that a company has a new bank account and that the next payment should go there. A correct SWIFT code tells you nothing about who owns the account.

Check changed payment details via a separate channel, such as a phone number you already know, never via the email that asked for the change. Pressure or secrecy tend to be red flags – a real supplier can wait a day. Acted too fast? Contact the bank you paid from straight away and ask them to start a recall; also report it to the police.

People receiving money can be targeted as well: a classic trick is an overpayment and then sends a request to refund the difference abroad. Do not act before the money has really arrived and check with BBVA Bancomer, S.A. if anything seems off.

Paying into BBVA Bancomer, S.A. in MXN

The national currency in Mexico is the Mexican Peso (MXN). When you pay money in a different currency it gets converted at some point: by your bank, an intermediary or BBVA Bancomer, S.A. itself. Each conversion costs something.

Who converts the money makes a difference. In many cases it is cheaper if you send MXN straight away via a transfer service with a good rate rather than letting the receiving bank convert.

The rate for MXN fluctuates throughout the day. If you pay regularly, a slightly better rate add up over a year.

BCMRMXMM or BCMRMXMMXXX – which one to use?

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and a two-character location code. In this case, the 8-character core is BCMRMXMM.

XXX at the end of BCMRMXMMXXX is not a placeholder or a mistake: it stands for the head office of BBVA Bancomer, S.A.. Some forms insist on 11 characters, in which case you can enter XXX behind BCMRMXMM.

As a rule the code is typed in capitals, without spaces or dashes. Watch for O versus 0 or I versus 1.

Before you send: check the BBVA Bancomer, S.A. code

Have the recipient copy the account details directly from their online banking. Check it with BCMRMXMM here and ask if anything does not match.

Errors in the BIC are annoying more than disastrous – usually the money comes back, minus fees and time lost. An error in the IBAN or account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

Many banking apps check the structure of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Where available, a payee name check on the recipient gives an extra layer of safety. Sending a small amount first can be worth it for a large first payment.

Getting paid from abroad into a BBVA Bancomer, S.A. account

A sender in another country will ask for several details about your account, and missing ones are a common cause of delays. That means: your name as registered with BBVA Bancomer, S.A., your account number or IBAN, the BIC BCMRMXMMXXX and usually your address.

The sender’s bank may request the address of your bank; the head office in Mexico is usually fine. A mistake in the IBAN is harder to fix than it looks.

Do not be surprised if the amount credited is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate applies. Agree with the sender who pays which costs.

BBVA Bancomer, S.A.: head office code versus branch codes

With 17 codes in 3 cities, BBVA Bancomer, S.A. is one of the banks that register individual codes for branches. The main code remains BCMRMXMMXXX.

If nobody asks you for a branch code, use BCMRMXMMXXX. Branch codes are only needed if the account holder explicitly asks for it, which is more common for corporate accounts and specialised services.

If you are not sure, ask the person you are paying for the exact BIC in their bank details. Codes for branches are more likely to be retired than the head office code when a bank merges or closes offices.

About this information

The details on this page are taken from publicly available data that we update regularly. Institutions merge, close branches and retire codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset and are not confirmed by BBVA Bancomer, S.A..

Treat our directory on this page as a helpful check, and let the details from the recipient or BBVA Bancomer, S.A. have the final say. We are a comparison site and not part of BBVA Bancomer, S.A.. Should you notice something that is out of date, we welcome a short note.