Banco Internacional de Mocambique, S.a SWIFT/BIC code

BIMOMZMX – the SWIFT/BIC code of Banco Internacional de Mocambique, S.a

BIMOMZMX and BIMOMZMXXXX are two ways of writing the same SWIFT/BIC code, and both lead to Banco Internacional de Mocambique, S.a in Maputo. A BIC does one job: it makes sure that an international payment ends up at the right bank. In practice you usually come across the code on invoices from abroad, in payment forms and on the account details of Banco Internacional de Mocambique, S.a customers.

On this page you will find what the code is put together, when it matters and which other details a transfer to or from Banco Internacional de Mocambique, S.a requires. The SWIFT code alone does not identify an individual account holder; that is what the IBAN or account number .

Paying someone abroad from your Banco Internacional de Mocambique, S.a account

The price of a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. On top of the transfer fee, banks in between can deduct a fee, and when the money changes currency, the bank often applies a rate that is less favourable than the real market rate.

Banks do not list their exchange rate markup as a cost. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

For many currency pairs, a transfer service turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. On GoldexPay we compare the amount that arrives across services, which makes the cheapest option easy to spot. Using a transfer service does not mean leaving Banco Internacional de Mocambique, S.a.

Is BIMOMZMX still correct? How to check

Have the recipient copy the bank details directly from their banking app. If the code you have differs from BIMOMZMX or BIMOMZMXXXX, do not guess – contact the recipient or Banco Internacional de Mocambique, S.a.

If the code is wrong, the transfer may get stuck, be returned or end up costing more – sometimes after weeks of searching. An error in the IBAN or account number is a bigger problem, so check that just as carefully.

A format check by your bank only confirms that the IBAN exists, not that it is the right account. Some banks now compare the payee name against the account. When you pay someone new, some people send a small amount first before sending the rest.

Incoming international payments to Banco Internacional de Mocambique, S.a

Someone abroad who wants to pay you will ask for a few details about your account, and missing ones are a common cause of delays. Share the account holder’s name, your account number or IBAN, the BIC BIMOMZMXXXX and your address, which some banks require.

It helps to include Banco Internacional de Mocambique, S.a and Maputo too. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Fees for incoming transfers vary from bank to bank. For business payments, you can agree who bears the costs.

When will the money arrive at Banco Internacional de Mocambique, S.a?

An international transfer typically takes one to a few business days. Weekends and public holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Occasionally a bank wants to know what the payment is for, which can hold things up.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique transaction reference, the UETR. Save the payment confirmation until the recipient confirms.

A delayed transfer has to be traced by the sending bank. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

Choosing between the 3 SWIFT codes of Banco Internacional de Mocambique, S.a

Banco Internacional de Mocambique, S.a has 3 separate SWIFT/BIC codes. One of them is the head office code; the others identify branches or departments.

If nobody asks you for a branch code, use BIMOMZMXXXX. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

Not sure which code applies? Check with the recipient, or look at a recent statement from Banco Internacional de Mocambique, S.a. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Changed bank details? Be careful

Stay wary when a contact unexpectedly asks you to send money to another account abroad. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Check changed payment details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Pressure or requests to keep it quiet tend to be red flags – a real supplier can wait a day. Already paid? Contact your bank straight away and have them try to recall the payment.

Fraud also target the receiver: someone claims to have sent too much and asks you to refund the extra via a different route. A payment confirmation from the sender is no proof.

About this information

The codes on this page are taken from publicly available data that we update regularly. It is possible that a code on this page is no longer current. The number of codes on this page reflect what is in our directory, not official figures from Banco Internacional de Mocambique, S.a.

For any payment of any size, always check the code with the recipient’s bank or the recipient. GoldexPay is a comparison service and not affiliated with Banco Internacional de Mocambique, S.a. If you notice something that is out of date, we appreciate a message via the contact page.

BIMOMZMX or BIMOMZMXXXX – which one to use?

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. That gives you BIMOMZMX for Banco Internacional de Mocambique, S.a.

XXX at the end of BIMOMZMXXXX is not a placeholder or a mistake: it stands for the head office of Banco Internacional de Mocambique, S.a. Some forms ask for 11 characters, in which case you simply enter XXX after BIMOMZMX.

In practice the code is written in capitals and without spaces. A single letter can send a payment to a different institution, so copy it carefully.