Barclays Bank Mocambique, S.A. SWIFT/BIC code

What ABMZMZMA means for a payment to Barclays Bank Mocambique, S.A.

If an invoice shows ABMZMZMA or ABMZMZMAXXX, you are looking at the identical identifier for Barclays Bank Mocambique, S.A. in Mozambique. The code does one job: it ensures that money from abroad ends up at the right bank. In daily life you mostly see the code on invoices from abroad, in your banking app and on the account details that Barclays Bank Mocambique, S.A. provides.

We wrote this page to help people who receives money at an account at Barclays Bank Mocambique, S.A.. The SWIFT code alone cannot identify a personal account; that is what the IBAN or account number is for.

ABMZMZMA or ABMZMZMAXXX – which one to use?

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, characters five and six give the country and characters seven and eight indicate the location. Combined, these eight characters make up ABMZMZMA, the code most people search for.

Most payment forms accept either length. If yours requires eleven characters, use ABMZMZMAXXX.

Enter the code as one block, in capitals and without separators, exactly as shown here. Look out for O versus 0 or I versus 1, a common source of typos.

Transfer times and tracking a payment to Barclays Bank Mocambique, S.A.

There is no fixed delivery time for every transfer: many land the same day or the next while others need several business days. Weekends and public holidays in the sending or receiving country add extra days to the journey. Occasionally a bank wants to know what the payment is for.

When a payment takes longer than expected, contact the sending bank about the status or the UETR; with that reference banks can see where the payment is. Keep the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace or a recall. Ask the sender for the payment receipt including the reference.

Incoming international payments to Barclays Bank Mocambique, S.A.

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. What they need is: the account holder’s name, IBAN or account number, ABMZMZMAXXX or ABMZMZMA and in many cases your home address.

You can include Barclays Bank Mocambique, S.A. and Maputo too, because some payment forms have separate fields for them. A mistake in your account number is more trouble than it looks.

The amount you receive can be lower than what was sent. Fees for incoming transfers differ from bank to bank. Make clear with the sender who covers the fees before the money is sent.

Where our SWIFT data comes from

The details here are taken from public sources. Institutions merge, close branches and retire codes. The number of codes we show reflect what is in our directory and not on information from Barclays Bank Mocambique, S.A. itself.

Treat our data as a starting point, rather than as the final word. GoldexPay has no connection to Barclays Bank Mocambique, S.A.; we are a comparison site for money transfers. Found an error? Let us know through the contact page.

International transfers from Barclays Bank Mocambique, S.A.: the real cost

An international bank payment can cost more than the listed fee. Besides a fixed fee, banks in between can deduct a fee, and if currencies are converted the bank often uses a rate below the real market rate.

Many banks rarely show their exchange rate markup as a cost. An easy check: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate and lower fees. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. Using a transfer service does not mean leaving Barclays Bank Mocambique, S.A.: you simply pay the service from your account.

Verifying the SWIFT code of Barclays Bank Mocambique, S.A.

Ask the recipient to send you their account details straight from their banking app. Compare it with ABMZMZMA on this page and ask if anything does not match.

Mistakes in the BIC are annoying rather than fatal: often the payment comes back, minus fees. Remember the account number: a mistake there can be harder to undo than a wrong BIC.

Most online banking apps check the format of an IBAN – that confirms the format, not the owner. More and more banks check the name against the account before you confirm. When you pay someone new, some people send a small amount first and wait for confirmation.

Choosing between the 3 SWIFT codes of Barclays Bank Mocambique, S.A.

Our directory lists 3 SWIFT/BIC codes for Barclays Bank Mocambique, S.A. in 3 places. Besides the head office code ABMZMZMAXXX, you will find codes for regional offices and specialised units.

For the vast majority of payments to a private or business account, the head office code ABMZMZMAXXX is the right choice. Just use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Check with the recipient or the bank itself. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

Protect yourself against fake payment requests

Scammers often send fake invoices containing changed bank details, sometimes in an email that looks completely genuine. A correct SWIFT code tells you nothing about whether the request is genuine.

Before paying, confirm changed bank details by phone. Pressure or requests to keep it quiet are warning signs – a real supplier can wait a day. When a payment was sent to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Fraud also target the receiver: someone claims to have sent more than agreed and asks you to return the extra to a new account. Do not act before the money has really arrived – ask Barclays Bank Mocambique, S.A. if something looks wrong.