Aegon Investment Management B.V. SWIFT/BIC code

AEIMNL21 – the SWIFT/BIC code of Aegon Investment Management B.V.

AEIMNL21 and AEIMNL21XXX are the short and the long form of the same SWIFT/BIC code, and both lead to Aegon Investment Management B.V. in S-Gravenhage. A SWIFT code tells every bank in the chain which institution should receive the money, a bit like a postal address for banks. In practice you usually come across it on international invoices, in your banking app and on the account details of Aegon Investment Management B.V. customers.

This page is meant to help people who pays into an account at Aegon Investment Management B.V.. Keep in mind that the SWIFT code just identifies the bank, not the person: the IBAN or account number does that part.

SEPA payments and the Aegon Investment Management B.V. BIC

Within the SEPA zone, euro transfers to an account in Netherlands use common rules and in most cases need only the IBAN. A field for the BIC is usually optional or missing for those payments.

Outside the euro and for senders outside SEPA, AEIMNL21XXX or AEIMNL21 remains part of the payment details. If your banking app has a field for the BIC anyway, entering AEIMNL21 is fine.

SEPA transfers usually arrive by the next business day; instant payments are faster if both banks offer them. Charges on SEPA transfers are generally low.

How to check AEIMNL21 before you pay

The safest source for the BIC is the recipient’s own bank details. Compare it with AEIMNL21 here; if they differ, ask before you pay.

A wrong SWIFT code may lead to a delay, a returned payment or additional charges along the way. An error in the IBAN or account number can be a bigger problem; check it just as carefully.

Most online banking apps check the structure of an IBAN, but that does not prove the account belongs to the right person. Some banks now compare the payee name against the account before you confirm. When you pay someone new, some people start with a small amount first before sending the rest.

How up to date is this code?

The directory on GoldexPay is compiled from public sources. Even so, banks merge or change codes and our data may lag behind. The figures we show reflect our own data, not official figures from Aegon Investment Management B.V..

Before any payment of any size, always confirm the BIC with Aegon Investment Management B.V. or the recipient. GoldexPay is independent of Aegon Investment Management B.V.; we are a comparison site for money transfers. Found outdated information? Tell us through the contact page and we will look into it.

Why Aegon Investment Management B.V. has an 8- and an 11-character code

The structure of a BIC is always the same: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. Combined, these eight characters make up AEIMNL21.

The 11-character version has three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office.

Do not add spaces or dashes when you enter AEIMNL21; the code is always written in one block. Copying the code is safer than retyping it.

Paying into Aegon Investment Management B.V. in EUR

Most accounts at Aegon Investment Management B.V. are usually held in EUR, the national currency. Money sent in a different currency will be exchanged into EUR on its way to Aegon Investment Management B.V.. Each conversion costs something – usually through the rate rather than a fee.

Which bank converts the payment makes a difference. Compare what EUR the recipient gets via different providers; the difference between options can be larger than you expect.

Exchange rates move during the day, and some providers let you lock in a rate. If you pay regularly, small differences in the rate add up over a year.

Protect yourself against fake payment requests

A common scam goes like this: you receive a message claiming that a contact now has new bank details and that the next payment should go there. A valid SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Before paying, confirm changed bank details through a phone call. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Acted too fast? Call the bank you paid from without delay and have them try to recall the payment; also report it to the police.

Fraud also work the other way. Someone claims to have sent more than agreed and asks you to return the extra. A payment confirmation from the sender proves nothing – check your own account.

Head office or branch code at Aegon Investment Management B.V.?

With 2 codes, Aegon Investment Management B.V. belongs to the banks that register individual codes for parts of the organisation and departments. The head office code is AEIMNL21XXX.

For the vast majority of incoming transfers, the head office code AEIMNL21XXX is what you need. Only use a branch code when the recipient gives you that exact code, for example on a letter or invoice.

The best way is to take the code directly from the recipient’s statement. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

International transfers from Aegon Investment Management B.V.: the real cost

An international bank payment can cost more than the listed fee. Besides the transfer fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank usually uses a rate below the actual market rate.

That exchange rate margin is often the largest item because it is hidden in the rate. Check the rate you are offered with the mid-market rate; the gap is what conversion costs you.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares transfer providers next to each other, showing the amount the recipient gets for the same amount sent. You can always keep your account at Aegon Investment Management B.V. as the source of the money; only the conversion and sending happen elsewhere.

How long does an international transfer to Aegon Investment Management B.V. take?

There is no fixed answer for every transfer: many land the same day or the next while others need several business days. Weekends and public holidays in either country add extra days to the journey. Compliance checks by one of the banks may also cause a delay, even when all details are correct.

When a payment takes longer than expected, ask your bank about the status or the UETR so they can trace it along the chain. Save the payment confirmation until the money has arrived.

The bank that sent the money is able to start an official trace or a recall. As a recipient, you can look at your account to see a partial amount.

Incoming international payments to Aegon Investment Management B.V.

For a transfer from abroad into your account at Aegon Investment Management B.V., the sender needs more than the BIC. Give them the account holder’s name, the IBAN or account number, the BIC AEIMNL21XXX and your address, which some banks require.

The sender’s bank might request the bank address of Aegon Investment Management B.V.. A typo in your account number can be more trouble than you might think; copy them from your banking app rather than typing.

Do not be surprised if the incoming amount is smaller than the amount on the sender’s receipt. Intermediary banks may deduct a fee, Aegon Investment Management B.V. may charge for incoming payments, and if the money is converted, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.