Bank of New York Mellon SA/NV, Amsterdam Branch SWIFT/BIC code

What BNYMNL22 means for a payment to Bank of New York Mellon SA/NV, Amsterdam Branch

The 8-character code BNYMNL22 and the full code BNYMNL22XXX refer to one and the same institution: Bank of New York Mellon SA/NV, Amsterdam Branch, with its head office in Amsterdam. Every bank on the SWIFT network uses these codes to route international transfers to the correct bank. In daily life you usually come across it on international invoices, in your banking app and on the account details of Bank of New York Mellon SA/NV, Amsterdam Branch customers.

This page is meant to help anyone who sends money to an account at Bank of New York Mellon SA/NV, Amsterdam Branch. The BIC names a bank or branch, never a specific account.

Before you send: check the Bank of New York Mellon SA/NV, Amsterdam Branch code

The best place to find the right code is a document from the bank itself like a bank statement or the account page in online banking. When the code you were given does not match BNYMNL22 or BNYMNL22XXX, stop and ask.

With a wrong code, the payment may be delayed, be returned or end up costing more – sometimes after weeks of searching. Remember the account number: an error there can be harder to correct than a wrong code.

A format check in your banking app merely confirms that the IBAN is valid. Some banks now check the name with the account before you confirm; take any warning seriously. For a first payment, some people send a small test amount before sending the rest.

Watch out for payment fraud

Stay wary if someone suddenly wants you to send money to another account abroad. A valid SWIFT code tells you nothing about who owns the account – scammers simply use real codes.

Check changed payment details via a different channel like a call to a number from an earlier contract, not by replying to the message. Urgency and secrecy are red flags; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from straight away and have them try to recall the payment.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

What the XXX in BNYMNL22XXX means

The structure of a BIC never changes: a bank code of four letters, two for the country and two for the location, sometimes followed by a branch code. The result is BNYMNL22, the short form of the code.

The full version has a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office, so BNYMNL22XXX and BNYMNL22 are interchangeable.

Leave out spaces, dots when you type BNYMNL22; the code is always written in one block. Pasting the code beats typing it by hand, because one wrong letter changes the bank.

Paying someone abroad from your Bank of New York Mellon SA/NV, Amsterdam Branch account

A bank transfer abroad can cost rather more than the listed fee. On top of the transfer fee, banks in between can take a cut, and when currencies are converted, the bank often uses a rate below the real market rate.

Many banks rarely show their exchange rate markup separately, but you pay it all the same. An easy check: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives across services, which makes the cheapest option easy to spot. Using a transfer service does not mean closing your account at Bank of New York Mellon SA/NV, Amsterdam Branch – you pay the provider from your own account.

Paying Bank of New York Mellon SA/NV, Amsterdam Branch in euros within SEPA

Netherlands belongs to the Single Euro Payments Area (SEPA). When you send euros within SEPA, you normally only need the IBAN and the BIC is often filled in automatically.

The BIC does come into play for payments in other currencies. If a payment form has a field for the BIC regardless, adding BNYMNL22 does no harm.

SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Fees for SEPA payments tend to be low, as long as no currency conversion is involved.

Bank of New York Mellon SA/NV, Amsterdam Branch: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Bank of New York Mellon SA/NV, Amsterdam Branch, spread over 1 locations. Next to the head office code BNYMNL22XXX, you will find codes for individual branches and departments.

If nobody asks you for a branch code, go with BNYMNL22XXX. When you receive a branch code, use it as it is instead of swapping it for the head office code.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

How up to date is this code?

The details on this page are taken from public sources which we refresh regularly. It can happen that information on this page is out of date, for example after a merger. The figures on this page reflect what is in our directory, not official figures from Bank of New York Mellon SA/NV, Amsterdam Branch.

Use this page as a starting point, rather than as the final word: the recipient’s bank details come first. We are a comparison service for money transfers and not part of Bank of New York Mellon SA/NV, Amsterdam Branch. Spotted an error? Let us know via our contact form.

The Euro and what conversion costs you

Netherlands uses the Euro (EUR). A payment in a foreign currency will be exchanged into EUR, and whoever converts it chooses the rate. Each conversion eats into something.

Where the conversion happens affects how much arrives, as rates and margins differ per bank. Check what EUR the recipient gets via several services.

The EUR rate fluctuates constantly and quotes are often valid only for a short time. If you pay regularly, small differences in the rate add up over a year.

Tracking a transfer to or from Bank of New York Mellon SA/NV, Amsterdam Branch

There is no fixed answer for international payments: some arrive within a day, others take several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out a business day later. Compliance checks on larger or unusual payments may also cause some delay.

Many banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR that banks can use to trace it. Specialist transfer services often show tracking online so you can see where the payment has got.

Only the sending bank can request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. Ask the sender for a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Incoming international payments to Bank of New York Mellon SA/NV, Amsterdam Branch

If you are waiting for a payment from another country, send the payer a complete set of details. That means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code BNYMNL22XXX and, often, your postal address.

Their bank might also ask for the address of your bank. A mistake in your account number is more trouble than it looks, so copy the details from your online banking.

An incoming payment will not always arrive in full. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin comes on top. For business payments, you can agree who bears the costs to avoid a shortfall.