Binckbank N.V. SWIFT/BIC code

SWIFT/BIC code of Binckbank N.V.

The short code BICKNL2A and the full code BICKNL2AXXX identify one and the same institution: Binckbank N.V., with its head office in Amsterdam. A SWIFT code shows the sending bank which institution is meant to get the money, much like a postcode for banks. It comes up mostly when dealing with transfers between countries and payments in foreign currencies.

We wrote this page to help anyone who receives money at an account at Binckbank N.V. and wants to get the details right. Keep in mind that the SWIFT code just identifies the bank, not the person: the account number or IBAN does that part.

Before you send: check the Binckbank N.V. code

Have the recipient copy their account details directly from their banking app. Check that code against BICKNL2A on this page and ask if anything does not match.

With a wrong code, the transfer might be delayed, be returned or end up costing more, and tracing it can take weeks. A mistake in the account number can be more serious; check it just as carefully.

Many banking apps check the structure of IBANs. If your bank offers it, a payee name check before sending adds an extra layer of safety. Sending a small amount first is a sensible step for large sums despite the extra fee.

Paying someone abroad from your Binckbank N.V. account

What you pay for a payment abroad has more than one component. You pay the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the exchange rate markup if the currency changes.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate with a margin built in. Compare their rate against the mid-market rate – the rate you find on financial news sites.

For many routes, a specialist provider is cheaper than a traditional bank transfer, mainly because of the exchange rate. On GoldexPay we compare the amount that arrives across services, so you can pick the cheapest route. Choosing a specialist does not mean leaving Binckbank N.V..

SEPA payments and the Binckbank N.V. BIC

Inside SEPA, euro payments to Binckbank N.V. follow common rules, so the IBAN does the job in most cases. A field for the BIC is often optional in that case.

You still need BICKNL2AXXX when sending payments in other currencies or money from outside the SEPA area. If a payment form asks for the BIC regardless, entering BICKNL2A is fine.

Instant payments in euros are increasingly supported across SEPA – whether Binckbank N.V. offers them for your account is worth checking. Provided no currency is converted, the transfer tends to be inexpensive.

How up to date is this code?

The codes on this page are taken from publicly available data. Still, banks merge, rename themselves or change codes, so information can be out of date. The number of codes on this page reflect our own data and not on information from Binckbank N.V. itself.

Use this page as a starting point, not as the last word. We are a comparison service for money transfers and not affiliated with Binckbank N.V.. If you notice a mistake, we appreciate a message.

Incoming international payments to Binckbank N.V.

To receive an international payment at Binckbank N.V., the sender has to have more than the SWIFT code. Share the account holder’s name, your account number or IBAN, SWIFT code BICKNL2AXXX and your address, which some banks require.

Some sending banks also ask for the address of Binckbank N.V.; it does no harm to include it. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

The amount you receive can be lower than the amount sent. Intermediary banks may deduct a fee, and if the currency changes, a markup on the rate comes on top. For business payments, you can state who bears the costs, so that nobody is left short.

Paying into Binckbank N.V. in EUR

The national currency in Netherlands is the Euro (EUR). When you pay money in a different currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or Binckbank N.V. itself. Every conversion eats into the amount – usually through the rate rather than a fee.

Who converts the money makes a difference: every bank has its own margin. Sending the money already in EUR usually avoids a second conversion, provided the rate you get is fair.

Rates for EUR move during the day, and some providers let you lock in a rate. On larger amounts, a seemingly small difference in the rate can be worth more than the fee.

Scams that use SWIFT codes

Stay wary if a contact unexpectedly asks you to pay into another account or a bank in another country. The fact that BICKNL2A exists is no guarantee that the account is genuine – fraudsters use real bank codes as well.

Never trust a phone number in the same message that contains the change. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends too much and asks you to return the extra. Do not act before the money has really arrived.

Transfer times and tracking a payment to Binckbank N.V.

How quickly a payment arrives at Binckbank N.V. depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent after the cut-off time or on weekends and holidays usually start the next business day. Compliance checks by one of the banks can also cause a delay, even when all details are correct.

If a transfer is late, ask the sending bank about the tracking status or the UETR. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

Only the sending bank is able to request a trace or a recall. Request from the sender a copy of the payment confirmation.

Which of the 6 codes of Binckbank N.V. do you need?

Our database contains 6 SWIFT/BIC codes for Binckbank N.V. in 1 places. Besides the head office code BICKNL2AXXX, you will find codes for individual branches and departments.

Usually there is no need to look up a branch: transfers addressed to BICKNL2AXXX are routed within Binckbank N.V. without problems. Branch codes are only needed when the recipient’s bank explicitly asks for it.

The safest route is to copy the code directly from the account holder’s bank details. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

8 or 11 characters: BICKNL2A versus BICKNL2AXXX

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, characters five and six give the country and the two after that mark the location. That gives you BICKNL2A for Binckbank N.V..

The 11-character version has a three-character extension that identify a branch or department. If the last three are XXX, the code points to the head office.

Type the code as one block, in upper case and without spaces. Copying the code beats typing it by hand: a typo can point to another bank.