BNP Paribas S.A.-The Netherlands Branch SWIFT/BIC code

SWIFT/BIC code of BNP Paribas S.A.-The Netherlands Branch

The 8-character code BNPANL2H and the 11-character code BNPANL2HXXX identify the same bank: BNP Paribas S.A.-The Netherlands Branch. A BIC has a single purpose: it makes sure that money from abroad ends up at the right bank. It comes up mostly when dealing with payments that cross a border or a currency.

We wrote this page to help people who sends money to an account at BNP Paribas S.A.-The Netherlands Branch and wants to get the details right. The SWIFT code alone cannot identify an individual account holder; that is what the account number or IBAN .

When will the money arrive at BNP Paribas S.A.-The Netherlands Branch?

There is no single answer for every transfer: many arrive the same day or the next while others need several business days. Weekends and public holidays in either country can add a day or more to the journey. Compliance checks by one of the banks can also cause some delay, regardless of the details.

A growing number of banks use SWIFT gpi. Every payment carries a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often show a status online so you can see where the money is.

If a payment has not arrived within the expected time, the person who paid needs to start with their own bank, not the receiving bank. As a recipient, you can look at your account for a slightly lower amount, since fees may have been deducted.

Protect yourself against fake payment requests

Scammers often use payment requests containing changed bank details. That BNPANL2H is a real code is no guarantee that the account is genuine.

Check changed payment details via a different channel like a call to a number from an earlier contract, not by replying to the message. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. If money was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to send back the difference abroad. Wait until the money is actually in your account.

What a transfer from BNP Paribas S.A.-The Netherlands Branch abroad really costs

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. Besides the transfer fee, correspondent or intermediary banks can deduct a fee, and if currencies are converted the bank usually uses a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the largest item because it is hidden in the rate. Compare the rate you are offered with the mid-market rate. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the rate. On GoldexPay we compare what recipients receive across services, so you can pick the cheapest route. You can still keep your account at BNP Paribas S.A.-The Netherlands Branch, while a cheaper service handles the conversion.

Choosing between the 2 SWIFT codes of BNP Paribas S.A.-The Netherlands Branch

BNP Paribas S.A.-The Netherlands Branch has 2 separate SWIFT/BIC codes across 1 cities. One of them is the head office code; the rest belong to branches, and sometimes specific services.

For most payments to a private or business account, the head office code BNPANL2HXXX is the right choice. When you receive a branch code, use it as it is rather than replacing it for the head office code.

The best way is to take the code directly from the account holder’s bank details. Codes are sometimes changed or retired over time, so a code from an old document is not always valid.

BNPANL2H or BNPANL2HXXX – which one to use?

A SWIFT code is made up of fixed blocks: the first four letters stand for the bank, characters five and six show the country and the two after that indicate the location. For BNP Paribas S.A.-The Netherlands Branch, that core is BNPANL2H.

Most banks and apps work with both lengths. If yours requires eleven characters, enter BNPANL2HXXX, otherwise BNPANL2H is fine.

Do not add spaces or dashes when you type BNPANL2H; the code is always written in one block. Look out for the letter O and the digit 0 or I versus 1.

SEPA payments and the BNP Paribas S.A.-The Netherlands Branch BIC

Netherlands is a member of the Single Euro Payments Area (SEPA), the zone for uniform euro payments. For a regular euro transfer within SEPA, you normally only need the IBAN and the BIC is often filled in automatically.

You still need BNPANL2HXXX when sending non-euro payments or money from outside the SEPA area. If your banking app has a field for the BIC regardless, entering BNPANL2H is fine.

Euro payments within SEPA normally land by the next business day; instant payments are faster if both banks offer them. As long as no currency is converted, the transfer is cheap; it is the conversion that costs money.

Incoming international payments to BNP Paribas S.A.-The Netherlands Branch

If you are waiting for money from abroad, give the sender all details at once. In practice that means: your name as registered with BNP Paribas S.A.-The Netherlands Branch, your IBAN or account number, the SWIFT/BIC code BNPANL2HXXX and sometimes your postal address.

The sender’s bank might also ask for the bank address of BNP Paribas S.A.-The Netherlands Branch. A typo in the IBAN is more trouble than it looks.

Money from abroad will not always land for the full amount. Fees for incoming transfers differ from bank to bank; check the price list of BNP Paribas S.A.-The Netherlands Branch. On invoices, it is common to state how the fees are split.

Verifying the SWIFT code of BNP Paribas S.A.-The Netherlands Branch

The most reliable source for a SWIFT code is the recipient’s own bank details. Check that code against BNPANL2H on this page.

If the code is wrong, the payment might get stuck, bounce back or cost extra. An error in the IBAN or account number is more serious, so check that just as carefully.

A format check by your bank merely confirms that the IBAN is valid, not that it is the right account. More and more banks check the name against the account before you confirm. Sending a small amount first is worth it for a large first payment despite the extra fee.

Euro (EUR) and conversion costs

Accounts at BNP Paribas S.A.-The Netherlands Branch are usually held in EUR, the local currency of Netherlands. A payment in a foreign currency will be converted into EUR before it reaches the account – and the bank that does it picks the rate. Every conversion costs something, even when no fee is shown.

Who converts the payment makes a difference. Transferring the amount already in EUR often prevents an extra conversion at the receiving end.

The rate for EUR changes throughout the day and quotes are often valid only for a short time. For regular payments, small differences in the rate make a real difference over time.

About this information

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. It is possible that information on this page is no longer current. The figures on this page are based on what is in our directory and not on information from BNP Paribas S.A.-The Netherlands Branch itself.

Treat our data as a starting point, not as the last word – the bank details from the recipient are leading. GoldexPay is not affiliated with BNP Paribas S.A.-The Netherlands Branch. Found outdated information? Tell us via our contact form.