Delta Lloyd Asset Management SWIFT/BIC code

SWIFT/BIC code of Delta Lloyd Asset Management

DLIMNL2A and DLIMNL2AXXX are two spellings of the same bank identifier, and both point to Delta Lloyd Asset Management in Amsterdam. Every bank on the SWIFT network uses these codes to direct international transfers to the right bank. You will need it mostly for payments that cross a border.

Below we go through the practical side: money coming in from abroad, sending money abroad and how to check a SWIFT code before you hit send. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number .

Why Delta Lloyd Asset Management has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. For Delta Lloyd Asset Management, that core is DLIMNL2A.

Many banks and apps work with either length. If yours asks for eleven characters, use DLIMNL2AXXX.

Do not add spaces when you enter DLIMNL2A; the code is always written in one block. Copying the code beats retyping it: a typo can point to another bank.

Paying someone abroad from your Delta Lloyd Asset Management account

If you transfer money to another country from Delta Lloyd Asset Management, the visible fee is rarely all of what you pay. There is the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

That exchange rate margin tends to be the largest item. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Specialised transfer providers frequently offer a rate near the mid-market rate with clearer fees. GoldexPay compares these services next to each other so you can see the amount the recipient gets before you commit. You can always use your account at Delta Lloyd Asset Management to fund the transfer.

Verifying the SWIFT code of Delta Lloyd Asset Management

The most reliable place for the correct BIC is a document from the bank itself like a bank statement or the account page in online banking. Compare it with DLIMNL2A on this page; if they differ, ask before you pay.

If the code is wrong, the transfer may be delayed, be returned or end up costing more – sometimes after weeks of searching. An error in the account number is more serious.

An automatic check in your banking app only confirms that the IBAN is valid. If your bank offers it, a name check on the recipient adds an extra layer of safety. When you pay someone new, some people send a small amount first and wait for confirmation.

Getting paid from abroad into a Delta Lloyd Asset Management account

For an international payment at Delta Lloyd Asset Management, the person paying you needs not just the BIC. In practice that means: your full name as registered with Delta Lloyd Asset Management, your IBAN or account number, the SWIFT/BIC code DLIMNL2AXXX (or DLIMNL2A) and sometimes your postal address.

You can add the bank name and its city as well. A mistake in your account number can be more trouble than it looks; copy them from your banking app rather than typing.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Charges on incoming payments differ per bank – the price list of Delta Lloyd Asset Management tells you what applies. For business payments, it is common to agree how the fees are split, so that nobody is left short.

How up to date is this code?

The details here come from public sources. Institutions reorganise, close branches and retire codes – a directory can be a step behind. Figures such as the number of codes are from our directory and are not confirmed by Delta Lloyd Asset Management.

Treat our data as a reference, rather than as the final word. GoldexPay is an independent comparison site and not part of Delta Lloyd Asset Management. Spotted outdated information? Let us know through the contact page.

Protect yourself against fake payment requests

Stay alert if someone suddenly wants you to send money to a different account. That DLIMNL2A is a real code does not mean that the account is legitimate.

Always confirm a change of bank details by phone on a number you know, not one from the message. Urgency and secrecy tend to be warning signs. If a payment has already gone to a fraudster, contact your bank immediately.

Fraud can also target the receiver: someone claims to have sent more than agreed and wants you to refund the difference via a different route. A payment confirmation from the sender is no proof.

Euro (EUR) and conversion costs

The currency in Netherlands is the Euro (EUR). If you send another currency it has to be converted at some point: by your bank, an intermediary or Delta Lloyd Asset Management itself. You rarely see a separate line for that conversion.

Who converts the payment matters, because each party uses its own rate. In many cases you pay less if you send EUR directly through a provider that converts near the mid-market rate.

The rate for EUR changes constantly. For regular payments, a slightly better rate add up over a year.

Which of the 2 codes of Delta Lloyd Asset Management do you need?

Delta Lloyd Asset Management has 2 separate SWIFT/BIC codes. One of them is the head office code; the rest belong to branches.

For most incoming transfers, the head office code DLIMNL2AXXX is the right choice. Only use a branch code when your contact gives you that exact code.

Not sure which code to use? Ask the recipient, or look at a recent statement from Delta Lloyd Asset Management. Branch codes are more prone to be retired than the head office code.

Paying Delta Lloyd Asset Management in euros within SEPA

Since Netherlands is in SEPA, a euro payment to Delta Lloyd Asset Management from within the SEPA area usually only needs the IBAN. Many banks no longer ask for the BIC in that case or fill it in for you.

Outside the euro and from non-SEPA countries, DLIMNL2AXXX is still required. If your banking app has a field for the BIC anyway, adding DLIMNL2A does no harm.

Instant euro transfers have become increasingly supported across SEPA; check with Delta Lloyd Asset Management whether it applies to your account. Charges on SEPA payments tend to be low, as long as no currency conversion is involved.

When will the money arrive at Delta Lloyd Asset Management?

How fast a payment reaches Delta Lloyd Asset Management depends on several factors: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Transfers sent late in the day or on a weekend or public holiday often start a business day later. Sometimes a bank wants to know about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services usually show tracking online so you can see how far the payment has got.

A delayed transfer has to be investigated from the sending side, using the payment confirmation. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.