Deutsche Bank AG SWIFT/BIC code

Deutsche Bank AG SWIFT code: DEUTNL2A

The 8-character code DEUTNL2A and the full code DEUTNL2AXXX refer to the same bank: Deutsche Bank AG, with its head office in Amsterdam. A SWIFT code tells every bank in the chain which institution is meant to get the money, much like a postcode for banks. In practice you mostly see it on international invoices, in your banking app and on the account details that Deutsche Bank AG provides.

We wrote this page to help people who receives money at an account at Deutsche Bank AG without mistakes. Keep in mind that the BIC just identifies the bank, not the account: the account number or IBAN does that part.

How long does an international transfer to Deutsche Bank AG take?

A SWIFT payment typically takes anywhere from one to several business days. Payments made after the cut-off time or on a weekend or public holiday usually go out a business day later. Occasionally a bank wants to know about the purpose of a payment before releasing it.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each gpi transfer carries a unique reference, the UETR. Money transfer services often show tracking online so you can see where the payment is.

If a payment has not arrived within the expected time, the sender should start with the bank that sent it. Ask the sender for the payment receipt with the date and reference – it helps your own bank look for the money.

Where our SWIFT data comes from

The codes on this page come from publicly available data. Still, banks merge, rename themselves or change codes, so information can be out of date. The number of codes we show are based on what is in our directory, not official figures from Deutsche Bank AG.

For a payment of any size, confirm the BIC with the recipient’s bank or the recipient. GoldexPay is independent of Deutsche Bank AG. If you notice a mistake, we appreciate a short note.

Choosing between the 5 SWIFT codes of Deutsche Bank AG

With 5 codes, Deutsche Bank AG is one of the banks that use separate codes for parts of the organisation and departments. The head office code is DEUTNL2AXXX.

If nobody asks you for a branch code, use DEUTNL2AXXX. Only use a branch code when the recipient explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient, or look at a recent statement from Deutsche Bank AG. Codes for branches are more prone to change than the head office code.

What a transfer from Deutsche Bank AG abroad really costs

An international bank payment can cost more than the fee suggests. There is the transfer fee, possibly charges from correspondent banks along the way and, most importantly, the exchange rate markup.

Many banks rarely list the margin on the rate as a cost. An easy check: set the bank’s rate next to the mid-market rate and look at the difference.

Money transfer services frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay lists these services next to each other, showing the amount the recipient gets for the same amount sent. You can still keep your account at Deutsche Bank AG to fund the transfer, while a cheaper service handles the conversion.

Paying into Deutsche Bank AG in EUR

Most accounts at Deutsche Bank AG are typically held in EUR, the local currency. If you send another currency has to be converted somewhere along the way: by your bank, an intermediary or Deutsche Bank AG itself. You rarely see a separate line for that conversion; it is built into the rate.

Who converts the money makes a difference, because each party uses its own rate. Often it is cheaper to send EUR directly through a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates move during the day, and some providers let you lock in a rate. With bigger transfers, a small gap in the rate adds up quickly.

SEPA payments and the Deutsche Bank AG BIC

Within the SEPA zone, euro transfers to an account in Netherlands use common rules and in most cases need only the IBAN. The BIC field is often optional in that case.

You will still need DEUTNL2AXXX when sending payments in other currencies or money from outside the SEPA area. If your banking app has a field for the BIC anyway, entering DEUTNL2A does no harm.

Instant payments in euros have become increasingly supported within SEPA. As long as no currency is converted, the transfer is cheap.

Getting paid from abroad into a Deutsche Bank AG account

Someone abroad who wants to pay you will ask for a few details about your account. The basics are: your name, account number or IBAN, DEUTNL2AXXX or DEUTNL2A and often your home address.

Some sending banks want the name and address of Deutsche Bank AG; it does no harm to include it. A typo in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

The amount you receive is often lower than what was sent. Charges on incoming payments vary from bank to bank. Agree with the sender who pays which costs, especially for larger amounts.

Scams that use SWIFT codes

Scammers regularly use payment requests containing new bank details. A correct SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Never rely on contact details in the same message that announces the change. Urgency or secrecy are warning signs. Already paid? Call your bank straight away and have them start a recall; also report it to the police.

Fraud can also target the receiver. Someone sends more than agreed and asks you to return the difference via a different route. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Before you send: check the Deutsche Bank AG code

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare it with DEUTNL2A here.

With a wrong code, the transfer may get stuck, bounce back or end up costing more – sometimes after weeks of searching. Remember the IBAN: an error there can be harder to correct than a wrong code.

Many banking apps validate the structure of an IBAN – that confirms the format, not the owner. More and more banks compare the name with the account. When you pay someone new, some people start with a small amount first.

DEUTNL2A or DEUTNL2AXXX – which one to use?

Each SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. In this case, the 8-character core is DEUTNL2A.

XXX at the end of DEUTNL2AXXX is not a missing value or an error: it stands for the head office of Deutsche Bank AG. Certain payment forms insist on 11 characters, and then you can add XXX after DEUTNL2A.

Leave out spaces when you type DEUTNL2A or DEUTNL2AXXX. Look out for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.