Ice Clear Netherlands B.V. SWIFT/BIC code

What HCHANL2A means for a payment to Ice Clear Netherlands B.V.

The 8-character code HCHANL2A and the 11-character code HCHANL2AXXX refer to the same bank: Ice Clear Netherlands B.V.. A SWIFT code shows the sending bank exactly which bank is meant to get the money, a bit like a postal address for banks. It comes up mostly for payments that cross a border.

On this page you will find how the code is put together, when it matters and which other details a transfer to or from Ice Clear Netherlands B.V. requires. The SWIFT code on its own cannot identify an individual account holder; for that you need the IBAN or account number .

What to give a sender who pays you at Ice Clear Netherlands B.V.

If you expect a payment from another country, send the payer everything they need in one go. Give them the account holder’s name, your account number or IBAN, SWIFT code HCHANL2AXXX and your address.

Certain banks want the bank’s address, so keep it at hand. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate applies. Agree with the sender who covers the fees.

Ice Clear Netherlands B.V.: head office code versus branch codes

We have 2 SWIFT/BIC codes for Ice Clear Netherlands B.V., spread over 1 locations. Next to the head office code HCHANL2AXXX, you will find codes for branches, departments or specific services.

In most cases you do not need to look up a branch: transfers sent to HCHANL2AXXX reach Ice Clear Netherlands B.V. without problems. When you receive a branch code, use it as it is rather than swapping it with the head office code.

The safest route is to copy the code directly from the account holder’s invoice. Branch codes are more likely to change than the head office code.

Where our SWIFT data comes from

The directory on GoldexPay is compiled from public sources and we update it periodically. Even so, banks merge, rename themselves or retire codes, so information can be out of date. The figures on this page reflect what is in our directory and not on information from Ice Clear Netherlands B.V. itself.

Treat the information on this page as a handy check and rely on the recipient or Ice Clear Netherlands B.V. for the final confirmation. GoldexPay is not affiliated with Ice Clear Netherlands B.V., we only compare transfer services. Should you notice something that is out of date, we welcome a message via the contact page.

How long does an international transfer to Ice Clear Netherlands B.V. take?

There is no single delivery time: some arrive the same day or the next. Payments made late in the day or on weekends and holidays usually start a business day later. Extra checks on larger or unusual payments may also cause a delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often show tracking in their app showing where the payment is.

Only the sending bank can request a trace; the receiving side usually has nothing to trace yet. Ask the sender for a copy of the payment confirmation including the reference; that often settles the question quickly.

Why Ice Clear Netherlands B.V. has an 8- and an 11-character code

A SWIFT code is made up of fixed blocks: the first four letters identify the bank, the next two give the country and characters seven and eight indicate the location. That gives you HCHANL2A, the short form of the code.

Most banks and apps accept both lengths. If yours requires eleven characters, use HCHANL2AXXX; if it wants eight, use HCHANL2A.

Type the code in one piece, in upper case and without separators, exactly as shown here. A single letter can send a payment to a different institution.

Sending EUR to Ice Clear Netherlands B.V.

The currency of Netherlands is the Euro (EUR). If you send money in a different currency gets converted at some point – by your bank, by Ice Clear Netherlands B.V. or by a bank in between. There is rarely a separate line for that conversion – the cost sits in the rate.

Which bank converts the payment matters. Sending the amount directly in EUR usually avoids a second conversion – as long as your own rate is good.

Rates for EUR change all the time, and some providers let you lock in a rate. On larger amounts, even seemingly small gap in the rate can be worth more than the fee.

Do you need HCHANL2A for a SEPA transfer?

Inside SEPA, euro payments to an account in Netherlands follow common rules and in most cases need only the IBAN. The BIC field is often optional for those payments.

The BIC still come into play for payments in other currencies, and for transfers from outside SEPA. Some forms still show a field for the BIC; if so, fill in HCHANL2A or HCHANL2AXXX.

Instant payments in euros have become increasingly supported within SEPA; check with Ice Clear Netherlands B.V. whether it applies to your account. As long as the payment stays in euros, a SEPA transfer is inexpensive; it is the conversion that costs money.

Verifying the SWIFT code of Ice Clear Netherlands B.V.

The most reliable source for the BIC is the bank details provided by the recipient. Check that code against HCHANL2A on this page; if they differ, ask before you pay.

Mistakes in the SWIFT code are annoying rather than disastrous. An error in the IBAN or account number is more serious, because the money may be credited to someone else.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a payee name check before sending gives an extra layer of safety. Sending a small amount first is worth it for large sums, even if it costs an extra fee.

Sending money abroad from Ice Clear Netherlands B.V.

A bank transfer abroad can cost rather more than the listed fee. Besides a fixed fee, correspondent or intermediary banks can deduct a fee, and when currencies are converted, the bank often applies a rate that is less favourable than the actual market rate.

That exchange rate margin is often the biggest cost, and it is easy to miss. A simple test: put the bank’s rate next to the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer, mainly because of the exchange rate. On GoldexPay you can compare the amount that arrives across services. Using a transfer service does not mean leaving Ice Clear Netherlands B.V..

Protect yourself against fake payment requests

Criminals regularly send payment requests containing changed bank details sent from what looks like a familiar address. A valid SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Verify new bank details via a separate channel, not by replying to the message. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. Already paid? Contact your bank without delay and ask them to try to recall the payment; also report it to the police.

Scams also work the other way: someone sends more than agreed and asks you to return the extra. Wait until the money is actually in your account.