Nationale-Nederlanden Bank N.V. SWIFT/BIC code

SWIFT/BIC code of Nationale-Nederlanden Bank N.V.

NNBANL2G and NNBANL2GXXX are two ways of writing the same bank identifier, and both point to Nationale-Nederlanden Bank N.V. in Den Haag. Banks worldwide use these codes to direct payments between countries to the right institution. You will need it mainly when dealing with transfers between countries or a currency.

On this page we explain how the code means, when you need it and which other details a transfer to or from Nationale-Nederlanden Bank N.V. requires. The SWIFT code alone cannot identify a personal account; for that you need the account number or IBAN .

International transfers from Nationale-Nederlanden Bank N.V.: the real cost

The price of an international transfer is made up of more than one component – not just the fee on your screen. On top of the transfer fee, correspondent or intermediary banks may take a cut, and when the money changes currency the bank usually applies a rate below the actual market rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. Compare their rate against the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services frequently use a rate near the mid-market rate. GoldexPay compares transfer providers side by side so you can see what actually arrives before you commit. Using a transfer service does not mean closing your account at Nationale-Nederlanden Bank N.V.: you simply pay the service from your account.

Before you send: check the Nationale-Nederlanden Bank N.V. code

Have the recipient copy their account details straight from a recent statement. If the code you have does not match NNBANL2G or NNBANL2GXXX, stop and ask – contact the recipient or Nationale-Nederlanden Bank N.V..

With a wrong code, the transfer may get stuck, bounce back or end up costing more, and tracing it can take weeks. A mistake in the account number is a bigger problem, because the money may be credited to someone else; check it just as carefully.

Many banking apps check the structure of IBANs, but that does not prove the account belongs to the right person. More and more banks check the payee name with the account before you confirm. For a first payment, some people send a small test amount before sending the rest.

Tracking a transfer to or from Nationale-Nederlanden Bank N.V.

A SWIFT payment typically needs one to a few business days. Payments made after the cut-off time or just before a weekend or public holiday often start the next business day. Occasionally a bank asks what the payment is for before releasing it.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR. Save the payment confirmation until the money has arrived.

A delayed transfer has to be traced from the sending side on the basis of the transfer details. As a recipient, you can look at your account to see a slightly lower amount.

The Euro and what conversion costs you

The national currency of Netherlands is the Euro (EUR). If you send another currency, the amount has to be converted at some point. Every conversion eats into something, even when no fee is shown.

Who does the conversion affects how much arrives. Compare what EUR the recipient gets with different providers.

Exchange rates change during the day. For regular payments, a slightly better rate add up over a year.

What the XXX in NNBANL2GXXX means

The structure of a BIC never changes: four characters for the institution, a two-letter country code and two for the location. Together, these eight characters form NNBANL2G, the code most people search for.

The long version adds a three-character extension for a branch or department. If the last three are XXX, the code points to the head office, so NNBANL2GXXX and NNBANL2G are interchangeable.

Enter the code in one piece, in capitals and without separators, exactly as shown here. A single letter may route a payment to another bank.

Where our SWIFT data comes from

The details on this page come from public sources. Still, banks merge or change codes. The figures on this page are based on our own data and not on information from Nationale-Nederlanden Bank N.V. itself.

For a payment that matters, always confirm the code with Nationale-Nederlanden Bank N.V. or the recipient. GoldexPay has no connection to Nationale-Nederlanden Bank N.V.. Found outdated information? Tell us through the contact page and we will look into it.

Watch out for payment fraud

Be alert if someone suddenly asks you to send money to a different account. A correct SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Always verify a change of bank details through a phone call, using a number you already had. Urgency or secrecy tend to be warning signs. When a payment was sent to the wrong account, contact your bank immediately.

Recipients can be targeted as well: a classic trick is a buyer who pays too much followed by a request to send back the difference. Do not act before the money has really arrived – ask Nationale-Nederlanden Bank N.V. if something looks wrong.

SEPA payments and the Nationale-Nederlanden Bank N.V. BIC

Netherlands is part of the SEPA area, where euro transfers follow common rules. When you send euros within SEPA, the IBAN is usually enough and the BIC is often filled in automatically.

You will still need NNBANL2GXXX for non-euro payments or money from outside the SEPA area. If your banking app asks for the BIC anyway, adding NNBANL2G does no harm.

SEPA transfers usually arrive within one business day, and instant transfers in seconds where both banks support them. Provided the payment stays in euros, the transfer is cheap.

Head office or branch code at Nationale-Nederlanden Bank N.V.?

Nationale-Nederlanden Bank N.V. uses 2 different SWIFT/BIC codes. Only one is the head office code, NNBANL2GXXX; the rest identify branches, and sometimes internal departments.

For most incoming transfers, the head office code NNBANL2GXXX works fine. Just use a branch code when your contact gives you that exact code.

Not sure which code to use? Check with the recipient, or look at a recent statement from Nationale-Nederlanden Bank N.V.. Codes are sometimes changed or retired over time.

Getting paid from abroad into a Nationale-Nederlanden Bank N.V. account

To receive a transfer from abroad into your account at Nationale-Nederlanden Bank N.V., the sender needs more than the SWIFT code. The basics are: your name, IBAN or account number, NNBANL2GXXX or NNBANL2G and often your home address.

You can include Nationale-Nederlanden Bank N.V. and its city as well. A typo in your account number is harder to fix than it looks, so copy the details from your online banking.

Do not be surprised if the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee, Nationale-Nederlanden Bank N.V. may charge for incoming payments, and when currencies differ, a markup on the rate comes on top. For business payments, you can agree who bears the costs, so that nobody is left short.