Norsk Hydro A.s.a., Hydro Finans SWIFT/BIC code

SWIFT/BIC code of Norsk Hydro A.s.a., Hydro Finans

If an invoice shows NHYDNOKK or NHYDNOKKXXX, it is the same address for Norsk Hydro A.s.a., Hydro Finans in Norway. A SWIFT code shows the sending bank exactly which bank is meant to get the money, much like a postcode for banks. In practice you usually see it on invoices from abroad, in payment forms and on the account details that Norsk Hydro A.s.a., Hydro Finans provides.

We wrote this page to help anyone who pays into an account at Norsk Hydro A.s.a., Hydro Finans and wants to get the details right. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.

Euro transfers to Norsk Hydro A.s.a., Hydro Finans: is a BIC needed?

Because Norway is part of SEPA, a euro transfer into Norsk Hydro A.s.a., Hydro Finans from another SEPA country usually only needs the IBAN. Many banks do not require the BIC in that case.

Outside the euro and for senders outside SEPA, NHYDNOKKXXX or NHYDNOKK is still required. If a payment form asks for the BIC regardless, adding NHYDNOKK does no harm.

Instant payments in euros have become increasingly available across SEPA; check with Norsk Hydro A.s.a., Hydro Finans whether it applies to your account. Charges on SEPA transfers are generally low, as long as no currency conversion is involved.

How long does an international transfer to Norsk Hydro A.s.a., Hydro Finans take?

How fast a transfer reaches Norsk Hydro A.s.a., Hydro Finans is determined by several factors: the currency, how many intermediary banks are involved, daily processing deadlines and time zones. Transfers sent after the cut-off time or on weekends and holidays often start a business day later. Extra checks by one of the banks can also add a delay.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt; it contains the details a bank needs to start a trace.

A delayed transfer has to be traced from the sending side on the basis of the transfer details. As a recipient, it helps to look at your account for a slightly lower amount.

About this information

We collect SWIFT/BIC codes from public sources and check them regularly. It can happen that information on this page is no longer current, for example after a merger. The number of codes on this page are based on our own data.

For a payment of any size, check the BIC with Norsk Hydro A.s.a., Hydro Finans or with the recipient. GoldexPay has no connection to Norsk Hydro A.s.a., Hydro Finans. Should you notice something that is out of date, we appreciate a short note via the contact page.

Changed bank details? Be careful

Be alert if a contact unexpectedly asks you to pay into a different account abroad. That NHYDNOKK is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Verify changed bank details via a separate channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, odd spelling or a sender address that is slightly off. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money are targeted too: a classic trick is a buyer who pays too much and then sends a request to send back the difference abroad. A screenshot of a transfer is no proof.

International transfers from Norsk Hydro A.s.a., Hydro Finans: the real cost

The price of a payment abroad is made up of several parts – not just the fee on your screen. Besides the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency, the bank often applies a rate that is less favourable than the real market rate.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate with a margin built in. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many currency pairs, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. Next time you send money, take a minute comparing the total cost on GoldexPay. Choosing a specialist does not mean leaving Norsk Hydro A.s.a., Hydro Finans – you pay the provider from your own account.

Incoming international payments to Norsk Hydro A.s.a., Hydro Finans

A sender in another country needs a few details from you. Share your name as the bank knows it, the IBAN or account number, SWIFT code NHYDNOKKXXX and your address, which some banks require.

The sender’s bank might also ask for the bank address of Norsk Hydro A.s.a., Hydro Finans. Check every detail before you share them.

What lands in your account can be lower than what was sent. Intermediary banks may deduct a fee, and when currencies differ, an exchange rate margin applies. Make clear with the sender who pays which costs, especially for larger amounts.

Head office or branch code at Norsk Hydro A.s.a., Hydro Finans?

With 3 codes, Norsk Hydro A.s.a., Hydro Finans belongs to the banks that register individual codes for branches. The main code remains NHYDNOKKXXX.

If nobody asks you for a branch code, use NHYDNOKKXXX or its short form NHYDNOKK. Just use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

When in doubt, check with the recipient which code their bank gave them. Branch codes are sometimes changed or retired over time.

Before you send: check the Norsk Hydro A.s.a., Hydro Finans code

The best place to find the correct BIC is paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given does not match NHYDNOKK or NHYDNOKKXXX, do not guess – contact the recipient or Norsk Hydro A.s.a., Hydro Finans.

If the code is wrong, the payment might be delayed, be returned or end up costing more – sometimes after weeks of searching. A mistake in the account number is more serious, because the money may be credited to someone else; check it just as carefully.

Most online banking apps validate the format of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks compare the payee name with the account before you confirm; take any warning seriously. A small test payment is worth it for a large first payment, even if it costs an extra fee.

NHYDNOKK or NHYDNOKKXXX – which one to use?

The layout of every SWIFT code never changes: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. For Norsk Hydro A.s.a., Hydro Finans, the 8-character core is NHYDNOKK.

Most banks and apps accept either length. If a form asks for eleven characters, enter NHYDNOKKXXX, otherwise NHYDNOKK is fine.

As a rule the code is typed in capitals and without spaces. Look out for O versus 0 or the letter I and the digit 1; they are easy to mix up.

Norwegian Krone (NOK) and conversion costs

The national currency of Norway is the Norwegian Krone (NOK). If you send another currency gets converted somewhere along the way. Every conversion eats into the amount, even when no fee is shown.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. Check how much NOK the recipient gets with several providers.

Exchange rates change all the time. For recurring payments, a slightly better rate add up over time.