Storebrand Kapitalforvaltning SWIFT/BIC code

Storebrand Kapitalforvaltning SWIFT code: STKTNOK1

The 8-character code STKTNOK1 and the full code STKTNOK1000 identify the same bank: Storebrand Kapitalforvaltning in Oslo, Norway. Every bank on the SWIFT network uses these codes to route payments between countries to the right institution. In practice you usually see the code on invoices from abroad, in your banking app and on the account details of Storebrand Kapitalforvaltning customers.

On this page you will find how the code is put together, when it matters and which other details you need for a transfer to or from Storebrand Kapitalforvaltning. The SWIFT code on its own does not identify a personal account; for that you need the IBAN or account number .

What to give a sender who pays you at Storebrand Kapitalforvaltning

For an international payment at Storebrand Kapitalforvaltning, the person paying you has to have more than the SWIFT code. That means: your name as registered with Storebrand Kapitalforvaltning, your account number or IBAN, the BIC STKTNOK1000 (or STKTNOK1) and sometimes your address.

Some sending banks also ask for the address of Storebrand Kapitalforvaltning in Oslo; it does no harm to include it. A typo in your account number can be more trouble than it looks.

Do not be surprised if the amount credited is below what the sender paid. Charges on incoming payments vary per bank. Make clear with the sender who pays which costs, especially for larger amounts.

Sending NOK to Storebrand Kapitalforvaltning

The local currency of Norway is the Norwegian Krone (NOK). A payment in a foreign currency is converted into NOK, and whoever converts it chooses the rate. Every conversion eats into the amount, even when no fee is shown.

Which bank converts the payment makes a difference: every bank has its own margin. Transferring the money already in NOK usually avoids an extra conversion at the receiving end.

The rate for NOK fluctuates throughout the day and quotes are often valid only for a short time. If you pay regularly, small differences in the rate add up over a year.

Head office or branch code at Storebrand Kapitalforvaltning?

Storebrand Kapitalforvaltning has 336 different SWIFT/BIC codes. Only one is the head office code; the rest belong to branches or departments, and sometimes internal departments.

Usually you do not need to pick a branch: transfers sent to STKTNOK1000 reach Storebrand Kapitalforvaltning without problems. When you receive a specific code, use it as it is instead of swapping it with the head office code.

Not sure which code to use? Check with the recipient or the bank itself. Codes can change when banks reorganise, so a code from an old document is not always valid.

8 or 11 characters: STKTNOK1 versus STKTNOK1000

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code. That gives you STKTNOK1 for Storebrand Kapitalforvaltning.

Many banks and apps accept both lengths. If a form requires eleven characters, use STKTNOK1000; if it wants eight, use STKTNOK1.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Watch for O versus 0 or the letter I and the digit 1, a common source of typos.

Is STKTNOK1 still correct? How to check

The best place to find the right code is a document from the bank itself, such as a statement or the account details in online banking. Check it against STKTNOK1 here.

If the code is wrong, the transfer may be delayed, be returned or end up costing more. Remember the account number: a mistake there can be harder to undo than a wrong BIC.

A format check by your bank only tells you that the IBAN is valid, not that it is the right account. More and more banks check the name with the account. For a first payment, some people send a small amount first and wait for confirmation.

Sending money abroad from Storebrand Kapitalforvaltning

If you send money abroad through Storebrand Kapitalforvaltning, the visible fee is only part of what you pay. There is the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

Many banks rarely list their exchange rate markup separately. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

Specialist money transfer services frequently offer a rate near the mid-market rate with clearer fees. Before your next transfer, it is worth to compare what arrives on GoldexPay. Choosing a specialist does not require closing your account at Storebrand Kapitalforvaltning – you pay the provider from your own account.

How long does an international transfer to Storebrand Kapitalforvaltning take?

How quickly a payment reaches Storebrand Kapitalforvaltning depends on several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Bank holidays in either country add extra days to the journey. Occasionally a bank asks about the purpose of a payment, which can hold things up.

A growing number of banks use SWIFT gpi. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often provide tracking in their app so you can see where the money has got.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation including the reference – it helps your own bank look for the money.

Do you need STKTNOK1 for a SEPA transfer?

Inside SEPA, euro payments to an account in Norway use the same rules. A field for the BIC is often optional for those payments.

Outside the euro and from non-SEPA countries, STKTNOK1000 or STKTNOK1 remains required. Some forms still ask for the BIC out of habit; if so, fill in STKTNOK1.

Instant euro transfers have become widely supported across SEPA; check with Storebrand Kapitalforvaltning whether it applies to your account. Provided the payment stays in euros, the transfer tends to be inexpensive; costs rise once a conversion is involved.

Scams that use SWIFT codes

A common scam goes like this: you receive a request saying that a contact now has new bank details and that the next payment should go there. That STKTNOK1 is a real code is no guarantee that the account is legitimate.

Before paying, verify changed bank details through a phone call. Pressure and requests to keep it quiet are red flags – a real supplier can wait a day. Acted too fast? Contact your bank without delay and ask them to start a recall and report the fraud.

Fraud can also target the receiver: someone claims to have sent more than agreed and asks you to return the extra. A screenshot of a transfer proves nothing – check your own account.

A note on our data

The details here come from public sources. Still, banks merge, rename themselves or change codes. The figures we show reflect what is in our directory.

For any payment of any size, always confirm the BIC with Storebrand Kapitalforvaltning or the recipient. GoldexPay is independent of Storebrand Kapitalforvaltning. Found outdated information? Tell us via our contact form.