Allied Bank Limited SWIFT/BIC code

ABPAPKKA – the SWIFT/BIC code of Allied Bank Limited

The short code ABPAPKKA and the 11-character code ABPAPKKAXXX refer to the same bank: Allied Bank Limited in Lahore, Pakistan. Banks worldwide use BIC codes to route payments between countries to the right bank. It comes up mostly when dealing with transfers between countries or a currency.

This page is meant to help anyone who sends money to an account at Allied Bank Limited without mistakes. A SWIFT code names an institution, never a specific account; the IBAN or account number does that.

Is ABPAPKKA still correct? How to check

The most reliable place for the right code remains paperwork issued by the bank, such as a statement or the account details in online banking. If the code you have differs from ABPAPKKA or ABPAPKKAXXX, stop and ask – contact the recipient or Allied Bank Limited.

Mistakes in the BIC tend to be costly rather than disastrous. Do not forget the IBAN: an error there can be harder to undo than a wrong BIC.

Most online banking apps validate the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. Where available, a name check on the recipient gives extra certainty. Sending a small amount first is worth it for large sums despite the extra fee.

Getting paid from abroad into a Allied Bank Limited account

When you expect a payment from another country, give the sender everything they need in one go. Share your name as the bank knows it, your account number or IBAN, SWIFT code ABPAPKKAXXX and your address, which some banks require.

Some banks also ask for the bank’s address in Lahore, so keep it at hand. A typo in your account number is more trouble than you might think.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Correspondent banks can take a fee, Allied Bank Limited may charge for incoming payments, and when currencies differ, a markup on the rate applies. On invoices, you can agree who bears the costs.

What a transfer from Allied Bank Limited abroad really costs

The price of a payment abroad is made up of several parts. On top of a fixed fee, banks in between may take a cut, and when the money changes currency, the bank often applies a rate that is less favourable than the actual market rate.

Banks do not show the margin on the rate as a cost, but you pay it all the same. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

Specialised transfer providers often offer rates closer to the mid-market rate and lower fees. GoldexPay compares what recipients receive with different services, so you can pick the cheapest route. You can always keep your account at Allied Bank Limited to fund the transfer.

8 or 11 characters: ABPAPKKA versus ABPAPKKAXXX

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. That gives you ABPAPKKA.

Many banks and apps work with either length. If yours asks for eleven characters, use ABPAPKKAXXX.

As a rule the code is typed in capitals and without spaces. Pasting the code beats retyping it.

Protect yourself against fake payment requests

Scammers often use fake invoices with new bank details sent from what looks like a familiar address. The fact that ABPAPKKA exists is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Verify changed bank details through a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure and requests to keep it quiet are warning signs; a genuine business can wait for you to check. When money was sent to the wrong account, contact your bank immediately.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. Do not act before the money has really arrived.

Head office or branch code at Allied Bank Limited?

Our database contains 7 SWIFT/BIC codes for Allied Bank Limited, spread over 3 locations. Next to the head office code ABPAPKKAXXX, you will find codes for individual branches and departments.

Usually you do not need to pick a branch: payments sent to ABPAPKKAXXX are routed within Allied Bank Limited correctly. Just use a branch code when your contact gives you that exact code.

When in doubt, check with the recipient which code their bank gave them. Branch codes are sometimes changed or retired when banks reorganise.

A note on our data

We gather SWIFT/BIC codes from public sources and check them regularly. Still, banks merge, rename themselves or change codes. Counts and locations are from our own dataset and are not confirmed by Allied Bank Limited.

See the information on this page as a handy check and rely on the recipient or Allied Bank Limited for the final confirmation. We are a comparison service for money transfers and not affiliated with Allied Bank Limited. Should you notice a mistake, we appreciate a short note via the contact page.

Tracking a transfer to or from Allied Bank Limited

There is no fixed answer: many arrive within a day. Payments made late in the day or just before weekends and holidays usually start the next business day. Compliance checks by one of the banks can also cause a delay.

Many banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

A missing payment has to be traced by the sending bank on the basis of the transfer details. On the receiving end, it helps to check your statements to see a slightly lower amount.