Meezan Bank Limited SWIFT/BIC code

SWIFT/BIC code of Meezan Bank Limited

The 8-character code MEZNPKKA and the full code MEZNPKKAXXX identify the same bank: Meezan Bank Limited. The code has a single purpose: it ensures that money from abroad reaches the right bank. In daily life you usually come across the code on invoices from abroad, in payment forms and on the account details that Meezan Bank Limited provides.

We wrote this page to help anyone who sends money to an account at Meezan Bank Limited and wants to get the details right. Keep in mind that the BIC just identifies the bank, not the account: the IBAN or account number does that part.

Where our SWIFT data comes from

The details here are taken from public sources that we update regularly. Banks merge, close branches and retire codes – a directory can be a step behind. The figures we show reflect our own data.

For a payment that matters, always check the code with Meezan Bank Limited or with the recipient. GoldexPay is independent of Meezan Bank Limited, we only compare transfer services. Should you notice something that is out of date, we welcome a short note via the contact page.

What a transfer from Meezan Bank Limited abroad really costs

If you transfer money to another country via Meezan Bank Limited, the visible fee is only part of the cost. On top of a fixed fee, banks in between may deduct a fee, and when currencies are converted the bank usually uses a rate below the actual market rate.

Banks rarely list the margin on the rate separately – you only notice it if you compare. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

For many currency pairs, a specialist provider turns out to be cheaper than a traditional bank transfer. Before your next transfer, it is worth to compare the total cost on GoldexPay instead of going straight to your bank. Choosing a specialist does not require closing your account at Meezan Bank Limited.

How long does an international transfer to Meezan Bank Limited take?

There is no single delivery time for every transfer: many land within a day, others take several business days. Bank holidays in the sending or receiving country can add a day or more. Extra checks by one of the banks can also cause a delay, regardless of the details.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

A missing payment has to be investigated by the sending bank on the basis of the transfer details. Ask the sender for a copy of the payment confirmation with the date and reference; that often settles the question quickly.

Head office or branch code at Meezan Bank Limited?

We have 17 SWIFT/BIC codes for Meezan Bank Limited. Besides the head office code MEZNPKKAXXX, there are codes for branches, departments or specific services.

In most cases you do not need to pick a branch: transfers sent to MEZNPKKAXXX are routed within Meezan Bank Limited correctly. If you have been given a specific code, stick to it rather than replacing it for the head office code.

Not sure which code to use? Check with the recipient, or look at a recent statement from Meezan Bank Limited. Codes can change over time.

Why Meezan Bank Limited has an 8- and an 11-character code

A BIC is made up of fixed blocks: the first four letters identify the bank, characters five and six give the country and the two after that mark the location. Combined, these eight characters form MEZNPKKA.

Many banks and apps work with both lengths. If a form asks for eleven characters, enter MEZNPKKAXXX; if it wants eight, use MEZNPKKA.

In practice the code is typed in capitals, without spaces or dashes. Look out for O versus 0 or the letter I and the digit 1; they are easy to mix up.

Is MEZNPKKA still correct? How to check

The safest source for the BIC is the bank details provided by the recipient. Compare that code against MEZNPKKA here; if they differ, ask before you pay.

Mistakes in the SWIFT code are costly more than fatal – usually the money comes back, minus fees and time lost. Remember the account number: an error there can be more difficult to undo than a wrong code.

An automatic check by your bank only tells you that the code is valid, not that it is the right account. If your bank offers it, a name check on the recipient gives an extra layer of safety. A small test payment is worth it for large sums, even if it costs an extra fee.

What to give a sender who pays you at Meezan Bank Limited

If you are waiting for a payment from another country, send the payer everything they need in one go. That means: your name as registered with Meezan Bank Limited, your IBAN or account number, the SWIFT/BIC code MEZNPKKAXXX and usually your address.

It helps to add the bank name and Karachi as well, since some forms ask for it. A typo in your account number can be more trouble than it looks.

An incoming payment does not always arrive for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. Agree with the sender who covers the fees, especially for larger amounts.

Scams that use SWIFT codes

Fraudsters often use fake invoices containing new bank details. That MEZNPKKA is a real code is no guarantee that a request mentioning it is legitimate.

Check changed payment details via a separate channel, such as a phone number you already know. Watch out for time pressure, unusual wording or an email address that differs by one letter. When a payment was sent to a fraudster, contact your bank immediately.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to send back the difference to another account. Do not act before the money has really arrived – ask Meezan Bank Limited if something looks wrong.