Kompania Piwowarska S.A. SWIFT/BIC code

Kompania Piwowarska S.A. SWIFT code: KOPWPLP1

The short code KOPWPLP1 and the full code KOPWPLP1XXX identify the same bank: Kompania Piwowarska S.A.. A BIC does one job: it ensures that a cross-border transfer reaches the right bank. It comes up mainly for payments that cross a border or a currency.

This page is meant to help anyone who sends money to an account at Kompania Piwowarska S.A. without mistakes. The SWIFT code on its own cannot identify an individual account holder; for that you need the IBAN or account number is for.

Paying someone abroad from your Kompania Piwowarska S.A. account

When you send money abroad from Kompania Piwowarska S.A., the fee you see is rarely all of the cost. Besides a fixed fee, banks in between can take a cut, and when the money changes currency, the bank usually uses a rate below the real market rate.

Most of the cost usually sits in the exchange rate: the bank converts at a rate that includes a margin. A simple test: put the rate you get next to the mid-market rate for the same moment and look at the difference.

Specialised transfer providers often use rates closer to the mid-market rate and lower fees. Before your next transfer, it is worth comparing what arrives via GoldexPay. Choosing a specialist does not require closing your account at Kompania Piwowarska S.A. – you pay the provider from your own account.

Tracking a transfer to or from Kompania Piwowarska S.A.

An international transfer typically needs one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in either country add a day or more, since banks do not process on those days. Sometimes a bank wants to know what the payment is for, which can hold things up.

If the money is delayed, contact the sending bank about the status and the transaction reference. Specialist transfer services often provide a status online so you can see where the payment is.

If the money does not arrive within the expected time, the sender needs to start with the bank that sent it rather than Kompania Piwowarska S.A.. As a recipient, it helps to look at your account to see a partial amount, since fees may have been deducted.

Protect yourself against fake payment requests

A common scam works like this: you receive a request claiming that a contact has new bank details and asking you to pay there from now on. A real SWIFT code tells you nothing about whether the request is genuine.

Verify new payment details via a separate channel like a call to a number from an earlier contract, not by replying to the message. Urgency and secrecy are red flags – a real supplier can wait a day. Acted too fast? Call the bank you paid from without delay and ask them to start a recall.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference abroad. A screenshot of a transfer proves nothing – check your own account.

Sending PLN to Kompania Piwowarska S.A.

Accounts at Kompania Piwowarska S.A. are usually held in PLN, the local currency. If you send money in a different currency it has to be converted somewhere along the way: by your bank, an intermediary or Kompania Piwowarska S.A. itself. There is rarely a separate charge for the conversion; it is built into the rate.

Who converts the payment makes a difference, because each party uses its own rate. Sending the money directly in PLN usually prevents an extra conversion at the receiving end.

Exchange rates move during the day – some services let you fix a rate in advance. If you pay regularly, a slightly better rate make a real difference over a year.

Receiving money from abroad at Kompania Piwowarska S.A.

Someone abroad who wants to pay you will ask for a few details about your account. Share the account holder’s name, the IBAN or account number, the BIC KOPWPLP1XXX and your address.

Their bank might also ask for the bank address of Kompania Piwowarska S.A.. Double-check the details before you send them – a sender rarely spots a mistake in someone else’s details.

An incoming payment will not always arrive in full. Fees for incoming transfers vary from bank to bank – the price list of Kompania Piwowarska S.A. tells you what applies. Make clear with the sender who covers the fees.

Where our SWIFT data comes from

The codes here are taken from public sources. Institutions merge, close branches and change codes – a directory can be a step behind. The number of codes we show are based on our own data, not official figures from Kompania Piwowarska S.A..

Treat our directory on this page as a helpful check. GoldexPay is independent of Kompania Piwowarska S.A.; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note via the contact page.

SEPA payments and the Kompania Piwowarska S.A. BIC

Poland is a member of the SEPA area, where euro transfers follow common rules. For a standard euro transfer within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

Outside the euro and for senders outside SEPA, KOPWPLP1XXX remains required. Some banks and apps still ask for the BIC out of habit; if so, fill in KOPWPLP1.

Euro payments within SEPA usually arrive by the next business day. As long as the payment stays in euros, the transfer is inexpensive; it is the conversion that costs money.

Which of the 2 codes of Kompania Piwowarska S.A. do you need?

Having 2 codes in 1 cities, Kompania Piwowarska S.A. is one of the banks that use separate codes for branches. The head office code remains KOPWPLP1XXX.

Usually there is no need to look up a branch: payments addressed to KOPWPLP1XXX are routed within Kompania Piwowarska S.A. without problems. Just use a branch code when your contact gives you that exact code, for example on a letter or invoice.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Branch codes are more prone to change than KOPWPLP1XXX.

Is KOPWPLP1 still correct? How to check

The safest source for the BIC is the recipient’s own bank details. When the code you were given does not match KOPWPLP1 or KOPWPLP1XXX, do not guess: check with the recipient or with Kompania Piwowarska S.A. directly.

Mistakes in the SWIFT code are annoying rather than disastrous – usually the money comes back, minus fees and time lost. A mistake in the account number is a bigger problem, because the money may be credited to someone else; check it just as carefully.

A format check by your bank merely tells you that the IBAN is valid, not that it is the right account. Where available, a payee name check on the recipient gives an extra layer of safety. A small test payment is worth it for large sums.

8 or 11 characters: KOPWPLP1 versus KOPWPLP1XXX

A SWIFT code is made up of fixed blocks: characters one to four identify the bank, the next two show the country and characters seven and eight indicate the location. That gives you KOPWPLP1.

Many banks and apps work with either length. If yours requires eleven characters, use KOPWPLP1XXX; if it wants eight, use KOPWPLP1.

Do not add spaces, dots when you enter KOPWPLP1; the code is always written in one block. Pasting the code beats typing it by hand.