Royal Bank of Scotland PLC SWIFT/BIC code

RBOSSGSG – the SWIFT/BIC code of Royal Bank of Scotland PLC

RBOSSGSG and RBOSSGSGXXX are two ways of writing the same bank identifier, and both lead to Royal Bank of Scotland PLC in Singapore. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right institution. In practice you usually see the code on international invoices, in your banking app and on the account details that Royal Bank of Scotland PLC provides.

We wrote this page to help people who pays into an account at Royal Bank of Scotland PLC and wants to get the details right. The SWIFT code on its own does not identify a personal account; for that you need the IBAN or account number is for.

Changed bank details? Be careful

Stay wary when someone unexpectedly wants you to pay into a different account. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Check new bank details via a different channel, such as a phone number you already know. Pressure or secrecy are warning signs; a genuine business can wait for you to check. Already paid? Contact your bank straight away and have them start a recall.

Scams also work the other way: someone claims to have sent more than agreed and asks you to refund the extra via a different route. Do not act before the money is actually in your account and check with Royal Bank of Scotland PLC if anything seems off.

Paying someone abroad from your Royal Bank of Scotland PLC account

A bank transfer abroad can cost more than the fee suggests. On top of the transfer fee, banks in between can deduct a fee, and when currencies are converted, the bank usually uses a rate below the actual market rate.

Many banks rarely show their exchange rate markup separately, but you pay it all the same. An easy check: set the rate you get against the mid-market rate for the same moment and work out the difference on your amount.

For a lot of routes, a transfer service turns out to be less expensive than a bank. GoldexPay compares the amount that arrives with different services, so you can pick the cheapest route. You can still use your account at Royal Bank of Scotland PLC.

8 or 11 characters: RBOSSGSG versus RBOSSGSGXXX

The structure of a BIC never changes: a bank code of four letters, two for the country and a two-character location code. The result is RBOSSGSG for Royal Bank of Scotland PLC.

Most banks and apps accept either length. If yours requires eleven characters, use RBOSSGSGXXX; if it wants eight, use RBOSSGSG.

Type the code in one piece, in upper case and without spaces. A single character can send the money to a different institution.

Head office or branch code at Royal Bank of Scotland PLC?

Our database contains 4 SWIFT/BIC codes for Royal Bank of Scotland PLC. Next to the head office code RBOSSGSGXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, use RBOSSGSGXXX or its short form RBOSSGSG. If you have been given a branch code, stick to it instead of replacing it with the head office code.

If you are not sure, ask the person you are paying which code their bank gave them. Branch codes are more likely to change than the head office code when a bank merges or closes offices.

Tracking a transfer to or from Royal Bank of Scotland PLC

There is no fixed answer for every transfer: some land within a day. Transfers sent late in the day or on a weekend or public holiday often go out a business day later. Sometimes a bank asks about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services often show a status online so you can see how far the money has got.

Only the sending bank can start an official trace. Ask the sender for the payment receipt with the date and reference.

A note on our data

This directory is based on publicly available sources and is updated regularly. Banks merge, close branches and change codes. The number of codes we show are based on our own data.

For a payment of any size, always check the BIC with Royal Bank of Scotland PLC or the recipient. We are a comparison service and not part of Royal Bank of Scotland PLC. Spotted an error? Let us know through the contact page.

Paying into Royal Bank of Scotland PLC in SGD

Singapore pays in the Singapore Dollar, code SGD. If you send money in a different currency it gets converted somewhere along the way: by your bank, an intermediary or Royal Bank of Scotland PLC itself. There is rarely a separate line for the conversion; it is built into the rate.

Who converts the money makes a difference, because each party uses its own rate. Sending the amount directly in SGD usually avoids an extra conversion at the receiving end, provided the rate you get is fair.

Exchange rates move all the time – some services let you fix a rate in advance. If you pay regularly, small differences in the rate make a real difference over time.

Incoming international payments to Royal Bank of Scotland PLC

When you are waiting for money from abroad, send the payer a complete set of details. The basics are: the account holder’s name, account number or IBAN, RBOSSGSGXXX or RBOSSGSG and, for some countries, your postal address.

It helps to add the bank name and Singapore too, because some payment forms have separate fields for them. A mistake in the IBAN can be harder to fix than you might think.

The amount you receive can be less than what was sent. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

Before you send: check the Royal Bank of Scotland PLC code

Have the recipient copy the bank details directly from a recent statement. When the code you were given does not match RBOSSGSG or RBOSSGSGXXX, stop and ask – contact the recipient or Royal Bank of Scotland PLC.

An incorrect BIC can cause delays, a returned payment or additional charges. Do not forget the IBAN: an error there is harder to correct than a wrong code.

A validity check in your banking app only tells you that the IBAN exists – not that it belongs to the person you mean to pay. If your bank offers it, a name check before sending adds an extra layer of safety. Sending a small amount first is a sensible step for a large first payment, even if it costs an extra fee.