Templeton Asset Management LTD SWIFT/BIC code

TIMISGSG – the SWIFT/BIC code of Templeton Asset Management LTD

TIMISGSG and TIMISGSGXXX are the short and the long form of the same bank identifier, and both lead to Templeton Asset Management LTD in Singapore. Banks worldwide use BIC codes to direct payments between countries to the correct institution. In daily life you mostly see it on invoices from abroad, in your banking app and on the account details that Templeton Asset Management LTD provides.

On this page you will find how the code is put together, when it matters and what else you need for a transfer to or from Templeton Asset Management LTD. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number .

Watch out for payment fraud

Criminals regularly use fake invoices with new bank details. A valid SWIFT code says nothing about whether the request is genuine.

Always confirm changed bank details through a phone call. Pressure or secrecy tend to be warning signs; a genuine business can wait for you to check. When a payment was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver: someone sends more than agreed and wants you to return the extra to a new account. Wait until the money is actually in your account – ask Templeton Asset Management LTD if something looks wrong.

Head office or branch code at Templeton Asset Management LTD?

With 2 codes in 1 locations, Templeton Asset Management LTD is one of the banks that use individual codes for branches. The head office code remains TIMISGSGXXX.

Usually you do not need to look up a branch: payments sent to TIMISGSGXXX are routed within Templeton Asset Management LTD correctly. A branch code only makes sense when the account holder specifically mentions it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes can change over time, so do not rely on old paperwork.

Getting paid from abroad into a Templeton Asset Management LTD account

If you expect a payment from another country, give the sender everything they need in one go. Give them the account holder’s name, the IBAN or account number, SWIFT code TIMISGSGXXX and your address.

Their bank might request the bank address of Templeton Asset Management LTD. Double-check the details before you share them.

The amount you receive can be less than what was sent. Intermediary banks may deduct a fee, and if the money is converted, an exchange rate margin comes on top. On invoices, you can agree who bears the costs.

Singapore Dollar (SGD) and conversion costs

Accounts at Templeton Asset Management LTD are usually held in SGD, the national currency. Money sent in a different currency is converted into SGD on its way to Templeton Asset Management LTD – and the bank that does it picks the rate. Each conversion costs the amount.

Who converts the payment matters. Check how much SGD the recipient gets with several services before choosing one.

Rates for SGD change all the time – some services let you fix a rate in advance. With bigger transfers, a small difference in the rate adds up quickly.

TIMISGSG or TIMISGSGXXX – which one to use?

A SWIFT code is made up of fixed blocks: characters one to four stand for the bank, characters five and six give the country and the two after that mark the location. For Templeton Asset Management LTD, that core is TIMISGSG.

Many banks and apps accept both lengths. If a form requires eleven characters, use TIMISGSGXXX, otherwise TIMISGSG is fine.

Type the code in one piece, in upper case and without separators. Look out for the letter O and the digit 0 and the letter I and the digit 1.

How up to date is this code?

The codes here are taken from publicly available data which we refresh regularly. Still, banks merge or retire codes and our data may lag behind. The figures we show are based on what is in our directory, not official figures from Templeton Asset Management LTD.

See our directory on this page as a helpful check, and let the details from the recipient or Templeton Asset Management LTD have the final say. We are a comparison service for money transfers and not part of Templeton Asset Management LTD. Spotted an error? Let us know via our contact form so we can correct it.

When will the money arrive at Templeton Asset Management LTD?

An international transfer usually takes one to a few business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or just before a weekend or public holiday usually start the next business day. Occasionally a bank wants to know what the payment is for, which can hold things up.

If a transfer seems late, contact the sending bank about the tracking status. Save your transfer receipt.

A delayed transfer has to be investigated from the sending side on the basis of the transfer details. Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Verifying the SWIFT code of Templeton Asset Management LTD

Have the recipient copy their account details straight from their online banking. If the code you have does not match TIMISGSG or TIMISGSGXXX, stop and ask – contact the recipient or Templeton Asset Management LTD.

With a wrong code, the transfer might get stuck, be returned or cost extra – sometimes after weeks of searching. An error in the account number can be a bigger problem; check it just as carefully.

Many banking apps validate the structure of an IBAN. Where available, a payee name check on the recipient adds extra certainty. For a first payment, some people send a small test amount.

Sending money abroad from Templeton Asset Management LTD

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. There is the fee for the transfer itself, possibly charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

The markup on the rate tends to be the biggest cost. A simple test: set the rate you get against the mid-market rate for the same moment and look at the difference.

For many routes, a transfer service is cheaper than a bank – mostly thanks to the rate. GoldexPay lists transfer providers side by side, showing the amount the recipient gets. You can still keep your account at Templeton Asset Management LTD to fund the transfer, while a cheaper service handles the conversion.