Jse Limited SWIFT/BIC code

XJSEZAJJ – the SWIFT/BIC code of Jse Limited

XJSEZAJJ and XJSEZAJJXXX are the short and the long form of the same bank identifier, and both point to Jse Limited in Sandton. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money. You will need it mainly for payments that cross a border or a currency.

Further down you will find the practical questions: receiving money at Jse Limited, paying someone in another country and how to verify a SWIFT code before you hit send. Keep in mind that the BIC only identifies the bank, not the account: the IBAN or account number takes care of that.

Transfer times and tracking a payment to Jse Limited

There is no single answer for every transfer: many land the same day or the next. Bank holidays in either country can add extra days to the journey. Compliance checks by one of the banks can also add some delay, even when all details are correct.

When a payment takes longer than expected, contact your bank about the status so they can trace it along the chain. Specialist transfer services often provide tracking online so you can see where the payment has got.

A delayed transfer is investigated from the sending side, using the payment confirmation. On the receiving end, it helps to check your statements to see a slightly lower amount because fees can reduce the amount.

Paying someone abroad from your Jse Limited account

The price of a payment abroad is made up of several parts – not just the fee on your screen. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup when the money is converted.

That exchange rate margin tends to be the largest item, and it is easy to miss. Compare their rate against the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

Specialist money transfer services frequently use rates closer to the mid-market rate with clearer fees. Next time you send money, it is worth to compare what arrives via GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Jse Limited, while a cheaper service handles the conversion.

Protect yourself against fake payment requests

Criminals often send payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that XJSEZAJJ exists does not mean that the account is genuine; criminals use the codes of real banks too.

Do not rely on contact details from the same email that contains the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and have them try to recall the payment.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer proves nothing – check your own account.

Receiving money from abroad at Jse Limited

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. That means: your full name as registered with Jse Limited, your account number or IBAN, the BIC XJSEZAJJXXX (or XJSEZAJJ) and, often, your address.

It helps to add the bank name and Sandton as well. Double-check every detail before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always land in full. Intermediary banks may deduct a fee, Jse Limited may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. For business payments, it is common to state how the fees are split.

Which of the 7 codes of Jse Limited do you need?

Having 7 codes in 1 cities, Jse Limited belongs to the banks that register individual codes for parts of the organisation and departments. The main code remains XJSEZAJJXXX.

For most incoming transfers, the head office code XJSEZAJJXXX is the right choice. Just use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Not sure which code to use? Check with the recipient, or look at a recent statement from Jse Limited. Branch codes can change over time.

Is XJSEZAJJ still correct? How to check

The best place to find the correct BIC is paperwork issued by the bank. Compare that code against XJSEZAJJ on this page.

An incorrect BIC can cause a delay, a returned payment or additional charges along the way. Remember the account number: an error there can be more difficult to correct than a wrong BIC.

A validity check by your bank only tells you that the code exists – not that it belongs to the person you mean to pay. More and more banks check the name against the account before you confirm. When you pay someone new, some people start with a small test amount before sending the rest.

About this information

We gather SWIFT/BIC codes using publicly available data and update our list regularly. It can happen that a code here is out of date. The number of codes on this page reflect our own data.

Before a payment that matters, confirm the code with the recipient’s bank or the recipient. GoldexPay is a comparison service for money transfers and not part of Jse Limited. Spotted outdated information? Let us know via our contact form.

Why Jse Limited has an 8- and an 11-character code

Every SWIFT/BIC code starts with an 8-character core: four letters for the bank, a two-letter country code and a two-character location code. Together, these eight characters form XJSEZAJJ, the code most people search for.

The full version has a three-character extension for a branch or department. When those three characters are XXX, the code points to the head office, so XJSEZAJJXXX and XJSEZAJJ are interchangeable.

Do not add spaces, dots when you enter XJSEZAJJ or XJSEZAJJXXX. Copying the code is safer than retyping it, because one wrong letter changes the bank.

The South African Rand and what conversion costs you

Most accounts at Jse Limited are usually held in ZAR, the national currency of South Africa. A payment in a foreign currency will be exchanged into ZAR on its way to Jse Limited. You rarely see a separate charge for that conversion – the cost sits in the rate.

Which bank converts the money matters: every bank has its own margin. Transferring the money directly in ZAR often avoids an extra conversion at the receiving end – as long as your own rate is good.

Rates for ZAR change during the day – some services let you fix a rate in advance. On larger amounts, even small gap in the rate can be worth more than the fee.