Trustlink (Pty) LTD SWIFT/BIC code

What LINKZAJJ means for a payment to Trustlink (Pty) LTD

LINKZAJJ and LINKZAJJXXX are two spellings of the same SWIFT/BIC code, and both lead to Trustlink (Pty) LTD in Pretoria. A SWIFT code shows every bank in the chain which institution should receive the money, a bit like a postal address for banks. It comes up mostly when dealing with payments that cross a border.

On this page you will find how the code is put together, when it matters and which other details a transfer to or from Trustlink (Pty) LTD requires. Remember that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

Getting paid from abroad into a Trustlink (Pty) LTD account

A sender in another country will ask for several details from you, and missing ones are a common cause of delays. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC LINKZAJJXXX and sometimes your postal address.

Their bank may also ask for the address of your bank; the head office in Pretoria is usually fine. A mistake in your account number is more trouble than it looks.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee, and if the currency changes, an exchange rate margin comes on top. Make clear with the sender who covers the fees, especially for larger amounts.

Sending money abroad from Trustlink (Pty) LTD

A bank transfer abroad costs rather more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted the bank usually applies a rate that is less favourable than the real market rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. An easy check: set the rate you get next to the mid-market rate and look at the difference.

For many currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer. GoldexPay lists transfer providers next to each other so you can see the amount the recipient gets for the same amount sent. Choosing a specialist does not require closing your account at Trustlink (Pty) LTD.

Tracking a transfer to or from Trustlink (Pty) LTD

How quickly a transfer arrives at Trustlink (Pty) LTD depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made after the cut-off time or just before weekends and holidays often go out the next business day. Extra checks on larger or unusual payments may also cause a delay, regardless of the details.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services often show a status in their app so you can see how far the money is.

If the money does not arrive within the expected time, the person who paid should contact the bank that sent it rather than Trustlink (Pty) LTD. As a recipient, you can check your statements for a slightly lower amount.

Which of the 86 codes of Trustlink (Pty) LTD do you need?

Trustlink (Pty) LTD uses 86 different SWIFT/BIC codes across 1 locations. Only one is the head office code, LINKZAJJXXX; the rest identify branches, and sometimes internal departments.

Usually there is no need to look up a branch: payments sent to LINKZAJJXXX reach Trustlink (Pty) LTD without problems. Only use a branch code when the account holder gives you that exact code, for example on a letter or invoice.

The safest approach is to copy the code straight from the account holder’s bank details. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

Paying into Trustlink (Pty) LTD in ZAR

The local currency in South Africa is the South African Rand (ZAR). When you pay another currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or Trustlink (Pty) LTD itself. You rarely see a separate line for that conversion.

Which bank converts the payment makes a difference. Check what ZAR arrives with several services before choosing one.

The ZAR rate fluctuates throughout the day. On larger amounts, even small difference in the rate adds up quickly.

What the XXX in LINKZAJJXXX means

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and two for the location, plus an optional branch code. In this case, the 8-character core is LINKZAJJ.

The long version adds a three-character extension for a branch or department. When those three characters are XXX, the code points to the head office.

Enter the code in one piece, in capitals and without spaces. Pasting the code beats typing it by hand: a typo can point to another bank.

Protect yourself against fake payment requests

Criminals regularly use fake invoices containing changed bank details sent from what looks like a familiar address. That LINKZAJJ is a real code is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Never rely on contact details in the same message that announces the new account. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Already paid? Call your bank without delay and ask them to try to recall the payment; also report it to the police.

People receiving money are targeted too: one known trick is a buyer who pays too much and then sends a request to refund the difference to another account. Do not act before the money is actually in your account – ask Trustlink (Pty) LTD if something looks wrong.

Verifying the SWIFT code of Trustlink (Pty) LTD

The most reliable place for the right code remains paperwork issued by the bank. Check it with LINKZAJJ here and ask if anything does not match.

Mistakes in the SWIFT code tend to be annoying rather than disastrous: often the payment comes back, minus fees. Remember the account number: an error there is harder to undo than a wrong BIC.

Many banking apps check the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks check the payee name with the account before you confirm – do not ignore a mismatch warning. A small test payment can be worth it for a large first payment despite the extra fee.

About this information

We gather bank codes from public sources and check our list regularly. Institutions reorganise, close branches and retire codes, and a directory never catches every change immediately. The figures we show reflect what is in our directory and not on information from Trustlink (Pty) LTD itself.

Use this page as a reference, rather than as the final word: the recipient’s bank details come first. GoldexPay is independent of Trustlink (Pty) LTD. Spotted an error? Tell us via our contact form so we can correct it.