DNB Bank ASA, Filial Sverige SWIFT/BIC code

What DNBASESX means for a payment to DNB Bank ASA, Filial Sverige

DNBASESX and DNBASESXXXX are two spellings of the same bank identifier, and both lead to DNB Bank ASA, Filial Sverige in Stockholm. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right institution. In daily life you usually see it on invoices from abroad, in payment forms and in the bank details that DNB Bank ASA, Filial Sverige provides.

Further down we go through the practical questions: receiving money at DNB Bank ASA, Filial Sverige, paying someone in another country and how to check the code before you confirm a payment. The SWIFT code on its own cannot identify a personal account; for that you need the account number or IBAN is for.

Is DNBASESX still correct? How to check

The safest source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. If the code you have differs from DNBASESX or DNBASESXXXX, stop and ask.

An incorrect BIC can cause delays, a payment being sent back or additional charges for investigation. An error in the account number is a bigger problem, because the money may be credited to someone else, so check that just as carefully.

Many banking apps validate the structure of an IBAN – that confirms the format, not the owner. If your bank offers it, a payee name check before sending adds extra certainty. Sending a small amount first can be a sensible step for large sums despite the extra fee.

What to give a sender who pays you at DNB Bank ASA, Filial Sverige

When you expect money from abroad, send the payer a complete set of details. The basics are: the account holder’s name, IBAN or account number, DNBASESXXXX or DNBASESX and, for some countries, your home address.

It helps to include the bank name and its city too, because some payment forms have separate fields for them. A typo in the IBAN is more trouble than you might think; copy them from your banking app rather than typing.

What lands in your account is often less than what was sent. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin comes on top. On invoices, it is common to state who bears the costs, so that nobody is left short.

Do you need DNBASESX for a SEPA transfer?

Sweden belongs to the Single Euro Payments Area (SEPA), the zone for uniform euro payments. When you send euros within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

For anything other than euros and for senders outside SEPA, DNBASESXXXX is still required. A few banks and apps still show a field for the BIC; if so, enter DNBASESX or DNBASESXXXX.

Instant euro transfers have become widely available across SEPA. As long as no currency is converted, the transfer tends to be cheap; costs rise once a conversion is involved.

Choosing between the 2 SWIFT codes of DNB Bank ASA, Filial Sverige

With 2 codes, DNB Bank ASA, Filial Sverige is one of the banks that register separate codes for branches and departments. The main code remains DNBASESXXXX.

Unless the recipient tells you otherwise, go with DNBASESXXXX. Branch codes are only needed when the account holder explicitly asks for it.

The safest approach is to copy the code directly from the recipient’s statement. Branch codes can change when banks reorganise, so do not rely on old paperwork.

8 or 11 characters: DNBASESX versus DNBASESXXXX

Each SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and two characters for the location. Combined, these eight characters form DNBASESX.

XXX at the end of DNBASESXXXX does not stand for a missing value or an error: it indicates the main office of DNB Bank ASA, Filial Sverige. Certain payment forms ask for 11 characters, and then you simply add XXX after DNBASESX.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. Look out for O versus 0 or the letter I and the digit 1.

Swedish Krona (SEK) and conversion costs

The currency in Sweden is the Swedish Krona (SEK). When you pay another currency gets converted at some point. Each conversion eats into something.

Who converts the payment makes a difference: every bank has its own margin. In many cases it is cheaper if you send SEK straight away via a provider with a good rate, so that the receiving bank does not need to convert again.

The SEK rate fluctuates constantly, so the amount you see is usually only valid for a short time. On larger amounts, a small difference in the rate adds up quickly.

Sending money abroad from DNB Bank ASA, Filial Sverige

What you pay for a payment abroad has several parts, and the transfer fee is only the most visible one. There is the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup if the currency changes.

Many banks do not list the margin on the rate separately – you only notice it if you compare. Compare their rate with the mid-market rate.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer. On GoldexPay you can compare what recipients receive across services, which makes the cheapest option easy to spot. You can always keep your account at DNB Bank ASA, Filial Sverige.

About this information

We gather bank codes using public sources and check them regularly. Banks reorganise, close branches and retire codes. The number of codes on this page reflect our own data.

Before any payment of any size, always check the code with the recipient’s bank or with the recipient. GoldexPay has no connection to DNB Bank ASA, Filial Sverige. Should you notice something that is out of date, we appreciate a short note.

Watch out for payment fraud

Criminals regularly use fake invoices with changed bank details, sometimes in an email that looks completely genuine. The fact that DNBASESX exists does not mean that the account is legitimate.

Before paying, verify a change of bank details by phone, using a number you already had. Watch out for urgent requests, unusual wording or an email address that differs by one letter. When a payment was sent to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: one known trick is an overpayment followed by a request to send back the difference to another account. Wait until the money has really arrived – ask DNB Bank ASA, Filial Sverige if something looks wrong.

How long does an international transfer to DNB Bank ASA, Filial Sverige take?

How fast a transfer arrives at DNB Bank ASA, Filial Sverige depends on several factors: the currency, the number of banks in between, cut-off times and differences in time zone. Bank holidays in the sending or receiving country can add a day or more, since banks do not process on those days. Compliance checks by one of the banks can also cause some delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the status so they can trace it along the chain. Specialist transfer services often provide a status in their app showing where the payment is.

The bank that sent the money is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. On the receiving end, it helps to look at your account for a slightly lower amount because fees can reduce the amount.