Nordnet Bank AB SWIFT/BIC code

Nordnet Bank AB SWIFT code: NNSESE22

NNSESE22 and NNSESE22XXX are two ways of writing the same SWIFT/BIC code, and both lead to Nordnet Bank AB in Bromma. The code does one job: it ensures that an international payment ends up at the right bank. In practice you mostly see it on international invoices, in payment forms and on the account details that Nordnet Bank AB provides.

On this page you will find how the code means, when it matters and which other details you need for a transfer to or from Nordnet Bank AB. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN is for.

Changed bank details? Be careful

Stay wary when a contact unexpectedly asks you to send money to another account. That NNSESE22 is a real code does not mean that a request mentioning it is genuine; criminals use the codes of real banks too.

Verify changed bank details through a different channel, such as a phone number you already know. Pressure or secrecy tend to be red flags; a genuine business can wait for you to check. If a payment has already gone to the wrong account, call your bank right away – speed improves the chance of getting it back.

People receiving money are targeted too: a classic trick is an overpayment followed by a request to send back the difference to another account. A payment confirmation from the sender proves nothing; only your own account shows what has arrived.

Swedish Krona (SEK) and conversion costs

The local currency in Sweden is the Swedish Krona (SEK). When you pay money in a different currency has to be converted somewhere along the way. You rarely see a separate charge for the conversion – the cost sits in the rate.

Which bank converts the payment makes a difference, because each party uses its own rate. In many cases it is cheaper if you send SEK directly via a transfer service that converts near the mid-market rate.

The rate for SEK fluctuates throughout the day. If you pay regularly, small differences in the rate add up over a year.

Nordnet Bank AB: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Nordnet Bank AB, spread over 2 locations. Besides the head office code NNSESE22XXX, you will find codes for individual branches and departments.

Unless the recipient tells you otherwise, use NNSESE22XXX. Only use a branch code when your contact gives you that exact code, for example on a letter or invoice.

If you are not sure, check with the recipient which code their bank gave them. Codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

What a transfer from Nordnet Bank AB abroad really costs

What you pay for a payment abroad has more than one component – not just the fee on your screen. Besides the transfer fee, correspondent or intermediary banks can take a cut, and if the money changes currency the bank usually applies a rate below the real market rate.

Banks rarely list the margin on the rate separately, but you pay it all the same. Check the rate you are offered with the mid-market rate. The difference is your real conversion cost.

For a lot of currency pairs, a specialist provider is less expensive than a traditional bank transfer. On GoldexPay we compare what recipients receive with different services, which makes the cheapest option easy to spot. You can still use your account at Nordnet Bank AB as the source of the money; only the conversion and sending happen elsewhere.

Transfer times and tracking a payment to Nordnet Bank AB

A SWIFT payment usually takes one to a few business days. Payments made after the cut-off time or just before a weekend or public holiday often start a business day later. Compliance checks by one of the banks may also add a delay, even when all details are correct.

If a transfer seems late, contact the sending bank for the status or the UETR; with that reference banks can see where the payment is. Specialist transfer services often show tracking in their app showing how far the payment is.

A missing payment has to be investigated by the sending bank on the basis of the transfer details. As a recipient, it helps to look at your statements to see a partial amount, since fees may have been deducted.

8 or 11 characters: NNSESE22 versus NNSESE22XXX

A BIC is made up of a few fixed parts: characters one to four identify the bank, characters five and six give the country and the two after that indicate the location. For Nordnet Bank AB, the 8-character core is NNSESE22.

The full version adds three more characters that identify a branch or department. If the last three are XXX, the code points to the head office.

Type the code as one block, in upper case and without separators. A single letter can send a payment to another bank, so copy it carefully.

Paying Nordnet Bank AB in euros within SEPA

Since Sweden is part of SEPA, a euro payment into Nordnet Bank AB from within the SEPA area normally only needs the IBAN. Many banks do not require the BIC in that case.

For anything other than euros and from non-SEPA countries, NNSESE22XXX or NNSESE22 is still part of the payment details. If a payment form asks for the BIC regardless, adding NNSESE22 is fine.

Euro payments within SEPA usually arrive within one business day, and instant transfers in seconds where both banks support them. As long as the payment stays in euros, the transfer is cheap; it is the conversion that costs money.

Before you send: check the Nordnet Bank AB code

The most reliable source for the BIC is the bank details provided by the recipient. Compare that code with NNSESE22 here; if they differ, ask before you pay.

An incorrect BIC may lead to delays, a payment being sent back or extra fees. A mistake in the IBAN or account number can be a bigger problem, so check that just as carefully.

An automatic check in your banking app only tells you that the code is valid, not that it is the right account. More and more banks compare the name with the account; take any warning seriously. When you pay someone new, many people start with a small test amount and wait for confirmation.

Getting paid from abroad into a Nordnet Bank AB account

When you expect money from abroad, give the sender all details at once. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC NNSESE22XXX and, often, your address.

It helps to include the bank name and its city too, since some forms ask for it. Check the details before you share them.

An incoming payment does not always land in full. Charges on incoming payments vary per bank; check the price list of Nordnet Bank AB. Make clear with the sender who pays which costs, especially for larger amounts.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from publicly available data and update our list regularly. Even so, banks merge, rename themselves or retire codes. Counts and locations come from our own dataset and may differ from what Nordnet Bank AB publishes.

See our directory here as a handy check and rely on the recipient or Nordnet Bank AB for the final confirmation. GoldexPay is not affiliated with Nordnet Bank AB; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a message.