Basellandschaftliche Kantonalbank SWIFT/BIC code

Basellandschaftliche Kantonalbank SWIFT code: BLKBCH22

If an invoice shows BLKBCH22 or BLKBCH22XXX, it is the identical identifier for Basellandschaftliche Kantonalbank in Switzerland. A SWIFT code shows every bank in the chain exactly which bank is meant to get the money, much like a postcode for banks. In daily life you mostly see it on international invoices, in payment forms and on the account details that Basellandschaftliche Kantonalbank provides.

On this page we explain how the code means, when it matters and what else you need for a transfer to or from Basellandschaftliche Kantonalbank. The BIC names an institution, not a single account.

Getting paid from abroad into a Basellandschaftliche Kantonalbank account

When you expect a payment from another country, give the sender everything they need in one go. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code BLKBCH22XXX and, often, your address.

You can include the bank name and its city as well. A typo in your account number can be harder to fix than it looks, so copy the details from your online banking.

Expect that the incoming amount is smaller than what the sender paid. Fees for incoming transfers vary per bank; check the price list of Basellandschaftliche Kantonalbank. For business payments, it is common to agree how the fees are split.

Sending CHF to Basellandschaftliche Kantonalbank

Most accounts at Basellandschaftliche Kantonalbank are usually held in CHF, the national currency of Switzerland. A payment in a foreign currency is converted into CHF on its way to Basellandschaftliche Kantonalbank. Every conversion eats into something – usually through the rate rather than a fee.

Who does the conversion has an effect on how much arrives, since every bank sets its own rate. Compare how much CHF arrives via several providers; the difference between options can be larger than you expect.

The CHF rate changes throughout the day. If you pay regularly, a slightly better rate make a real difference over time.

Protect yourself against fake payment requests

Stay alert when a contact suddenly wants you to pay into another account abroad. That BLKBCH22 is a real code is no guarantee that the account is legitimate.

Check changed payment details through a different channel, such as a phone number you already know. Watch out for time pressure, odd spelling or an email address that differs by one letter. If money was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends more than agreed and wants you to refund the difference. Do not act before the money is actually in your account and check with Basellandschaftliche Kantonalbank if anything seems off.

Before you send: check the Basellandschaftliche Kantonalbank code

The best place to find the correct BIC remains paperwork issued by the bank, such as a statement or the account details in online banking. When the code you were given differs from BLKBCH22 or BLKBCH22XXX, stop and ask: check with the recipient or with Basellandschaftliche Kantonalbank directly.

If the code is wrong, the transfer may be delayed, be returned or cost extra, and tracing it can take weeks. Do not forget the IBAN: an error there can be more difficult to undo than a wrong BIC.

Many banking apps validate the format of an IBAN. Some banks now compare the payee name against the account before you confirm – do not ignore a mismatch warning. A small test payment can be worth it for large sums, even if it costs an extra fee.

Why Basellandschaftliche Kantonalbank has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: four letters for the bank, a two-letter country code and two characters for the location. In this case, the 8-character core is BLKBCH22.

The 11-character version has three more characters that identify a branch or department. When those three characters are XXX, they simply mean the head office, which is why BLKBCH22XXX and BLKBCH22 lead to the same place.

Leave out spaces or dashes when you type BLKBCH22. A wrong character can send a payment to another bank, so check it twice.

Basellandschaftliche Kantonalbank: head office code versus branch codes

We have 12 SWIFT/BIC codes for Basellandschaftliche Kantonalbank, spread over 12 cities. Next to the head office code BLKBCH22XXX, you will find codes for individual branches and departments.

For most incoming transfers, the head office code BLKBCH22XXX is what you need. When you receive a branch code, stick to it rather than replacing it for the head office code.

The best way is to take the code straight from the recipient’s bank details. Branch codes are more likely to change than BLKBCH22XXX.

Sending money abroad from Basellandschaftliche Kantonalbank

A bank transfer abroad can cost rather more than the fee suggests. There is the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the margin on the exchange rate if the currency changes.

The real cost is often in the rate, not in the fee: the bank converts using an exchange rate with a margin built in. Compare their rate with the mid-market rate; the gap is what conversion costs you.

Specialist money transfer services often offer rates closer to the mid-market rate. GoldexPay lists transfer providers next to each other so you can see what actually arrives for the same amount sent. Choosing a specialist does not require leaving Basellandschaftliche Kantonalbank.

About this information

This directory draws on publicly available sources and we update it periodically. It is possible that information here is no longer current after a merger or reorganisation. The number of codes we show are based on what is in our directory.

Treat the information on this page as a helpful check. GoldexPay is independent of Basellandschaftliche Kantonalbank, we only compare transfer services. If you notice something that is out of date, we welcome a short note via the contact page.

Paying Basellandschaftliche Kantonalbank in euros within SEPA

Inside SEPA, euro payments to Basellandschaftliche Kantonalbank follow the same rules and in most cases need only the IBAN. The BIC field is often optional in that case.

The BIC still come into play for payments in other currencies. A few forms also show a field for the BIC out of habit; in that case, enter BLKBCH22.

Instant payments in euros have become widely supported across SEPA. As long as no currency is converted, the transfer tends to be cheap.

When will the money arrive at Basellandschaftliche Kantonalbank?

How fast a transfer reaches Basellandschaftliche Kantonalbank is determined by several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Payments made after the cut-off time or just before weekends and holidays usually go out a business day later. Extra checks by one of the banks may also cause some delay, regardless of the details.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every payment carries a unique transaction reference, the UETR, which your bank can use to see where the money is. Save the payment confirmation until the recipient confirms – you will need it for any trace request.

Only the sending bank is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, you can look at your statements to see a slightly lower amount.