BNP Paribas Securities Services, Paris, Succursale SWIFT/BIC code

BNP Paribas Securities Services, Paris, Succursale SWIFT code: PARBCH21

The short code PARBCH21 and the 11-character code PARBCH21000 identify the same bank: BNP Paribas Securities Services, Paris, Succursale in Zurich, Switzerland. The code has a single purpose: it ensures that an international payment reaches the right bank. It comes up mainly when dealing with transfers between countries or a currency.

Further down we go through the practical questions: receiving money at BNP Paribas Securities Services, Paris, Succursale, paying someone in another country and how to verify a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number .

Receiving money from abroad at BNP Paribas Securities Services, Paris, Succursale

For an international payment into your account at BNP Paribas Securities Services, Paris, Succursale, the person paying you has to have more than the BIC. Give them your name as the bank knows it, your account number or IBAN, the BIC PARBCH21000 and your address, which some banks require.

It helps to add the bank name and its city as well, because some payment forms have separate fields for them. Check every detail before you send them – a sender rarely spots a mistake in someone else’s details.

Money from abroad does not always arrive for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate comes on top. Agree with the sender who pays which costs.

Changed bank details? Be careful

Criminals regularly use payment requests with changed bank details. A valid SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Before paying, verify a change of bank details through a phone call, using a number you already had. Urgency or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. If money was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference abroad. Do not act before the money is actually in your account and check with BNP Paribas Securities Services, Paris, Succursale if anything seems off.

Paying BNP Paribas Securities Services, Paris, Succursale in euros within SEPA

Inside SEPA, euro transfers to an account in Switzerland use common rules, so the IBAN does the job in most cases. The BIC field is usually optional or missing in that case.

You will still need PARBCH21000 when sending payments in other currencies or money from outside the SEPA area. If a payment form has a field for the BIC regardless, adding PARBCH21 does no harm.

SEPA transfers usually arrive by the next business day. As long as the payment stays in euros, a SEPA transfer tends to be cheap; costs rise once a conversion is involved.

How long does an international transfer to BNP Paribas Securities Services, Paris, Succursale take?

There is no fixed answer: some land within a day, others take several business days. Payments made after the cut-off time or on weekends and holidays usually go out the next business day. Extra checks on larger or unusual payments may also add a delay, even when all details are correct.

A growing number of banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the recipient confirms; it contains the details a bank needs to start a trace.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. Ask the sender for a copy of the payment confirmation including the reference – it helps your own bank look for the money.

8 or 11 characters: PARBCH21 versus PARBCH21000

The layout of every SWIFT code is always the same: a bank code of four letters, two for the country and two for the location. That gives you PARBCH21.

The long version has three more characters for a branch or department. If the last three are XXX, the code points to the head office, so PARBCH21000 and PARBCH21 are interchangeable.

Enter the code as one block, in capitals and without spaces, exactly as shown here. Copying the code beats typing it by hand.

About this information

The details on this page are taken from publicly available data that we update regularly. Still, banks merge or retire codes and our data may lag behind. The figures we show are based on our own data.

Before a payment of any size, always check the code with BNP Paribas Securities Services, Paris, Succursale or with the recipient. We are an independent comparison service and not part of BNP Paribas Securities Services, Paris, Succursale. Found an error? Tell us through the contact page and we will look into it.

International transfers from BNP Paribas Securities Services, Paris, Succursale: the real cost

The price of an international transfer is made up of more than one component, and the transfer fee is only the most visible one. You pay the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the margin on the exchange rate if the currency changes.

Banks do not show the margin on the rate as a cost. A simple test: set the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

For many routes, a transfer service is less expensive than a traditional bank transfer – mostly thanks to the rate. Before your next transfer, it is worth comparing the total cost on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean leaving BNP Paribas Securities Services, Paris, Succursale – you pay the provider from your own account.

Sending CHF to BNP Paribas Securities Services, Paris, Succursale

The national currency in Switzerland is the Swiss Franc (CHF). Money sent in a different currency will be exchanged into CHF on its way to BNP Paribas Securities Services, Paris, Succursale. Every conversion costs the amount, even when no fee is shown.

Who converts the money makes a difference, because each party uses its own rate. Often you pay less if you send CHF directly through a provider that converts near the mid-market rate rather than letting the receiving bank convert.

The rate for CHF changes throughout the day. With bigger transfers, a seemingly small gap in the rate adds up quickly.

Is PARBCH21 still correct? How to check

Have the recipient send you their bank details straight from a recent statement. If the code you have does not match PARBCH21 or PARBCH21000, stop and ask – contact the recipient or BNP Paribas Securities Services, Paris, Succursale.

Mistakes in the BIC are costly rather than disastrous – usually the money comes back, minus fees and time lost. A mistake in the account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

Many banking apps check the structure of IBANs, but that does not prove the account belongs to the right person. Where available, a payee name check on the recipient gives an extra layer of safety. A small test payment can be a sensible step for a large first payment despite the extra fee.

Choosing between the 17 SWIFT codes of BNP Paribas Securities Services, Paris, Succursale

BNP Paribas Securities Services, Paris, Succursale has 17 separate SWIFT/BIC codes. One of them is the head office code, PARBCH21000; the rest belong to branches or departments.

In most cases there is no need to look up a branch: transfers sent to PARBCH21000 reach BNP Paribas Securities Services, Paris, Succursale correctly. Branch codes are only needed when the recipient’s bank explicitly mentions it, which is more common for corporate accounts and trade services.

The best way is to take the code straight from the account holder’s bank details. Codes for branches are more likely to change than PARBCH21000 when a bank merges or closes offices.