Hua Nan Commercial Bank, LTD. SWIFT/BIC code

SWIFT/BIC code of Hua Nan Commercial Bank, LTD.

The 8-character code HNBKTWTP and the 11-character code HNBKTWTPXXX refer to the same bank: Hua Nan Commercial Bank, LTD.. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right institution. You will need it mainly for payments that cross a border and payments in foreign currencies.

On this page you will find how the code is put together, when it matters and what else you need for a transfer to or from Hua Nan Commercial Bank, LTD.. A SWIFT code identifies a bank or branch, never a single account; the IBAN or account number does that.

Protect yourself against fake payment requests

One of the most common tricks works like this: an email arrives with a request saying that a company now has new bank details. That HNBKTWTP is a real code does not mean that a request mentioning it is legitimate.

Never rely on a phone number from the same email that contains the change. Pressure or requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank straight away and have them start a recall.

Fraud also work the other way. Someone claims to have sent too much and wants you to refund the difference via a different route. A screenshot of a transfer proves nothing.

Verifying the SWIFT code of Hua Nan Commercial Bank, LTD.

The most reliable source for a SWIFT code is the recipient’s own bank details. If the code you have does not match HNBKTWTP or HNBKTWTPXXX, do not guess.

An incorrect BIC may lead to a delay, a payment being sent back or extra fees along the way. An error in the IBAN or account number can be a bigger problem, because the money may be credited to someone else.

Many banking apps check the format of IBANs and some suggest the matching BIC – that confirms the format, not the owner. More and more banks check the name against the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums despite the extra fee.

Which of the 191 codes of Hua Nan Commercial Bank, LTD. do you need?

Our database contains 191 SWIFT/BIC codes for Hua Nan Commercial Bank, LTD., spread over 22 locations. Next to the head office code HNBKTWTPXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, use HNBKTWTPXXX. Just use a branch code when your contact explicitly asks for it.

The safest route is to copy the code straight from the recipient’s statement. Codes are sometimes changed or retired when banks reorganise, so do not rely on old paperwork.

Tracking a transfer to or from Hua Nan Commercial Bank, LTD.

There is no single delivery time for every transfer: some land the same day or the next while others need several business days. Bank holidays in the sending or receiving country can add a day or more to the journey. Sometimes a bank asks about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi. Every payment carries a unique reference, the UETR. Keep the payment confirmation until the money has arrived.

Only the sending bank is able to request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, you can look at your statements to see a slightly lower amount because fees can reduce the amount.

Where our SWIFT data comes from

Our SWIFT/BIC directory is compiled from public sources and we update it periodically. It is possible that information on this page is out of date. Counts and locations are from our own dataset.

Use this page as a reference, rather than as the last word – the bank details from the recipient are leading. GoldexPay is an independent comparison site for money transfers and not affiliated with Hua Nan Commercial Bank, LTD.. If you notice a mistake, we welcome a short note via the contact page.

Getting paid from abroad into a Hua Nan Commercial Bank, LTD. account

To receive an international payment at Hua Nan Commercial Bank, LTD., the sender has to have not just the BIC. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC HNBKTWTPXXX and sometimes your address.

Certain sending banks also ask for the address of Hua Nan Commercial Bank, LTD.; it does no harm to include it. A mistake in the IBAN is more trouble than you might think; copy them from your banking app rather than typing.

Money from abroad will not always arrive for the full amount. Correspondent banks can take a fee, Hua Nan Commercial Bank, LTD. may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. On invoices, it is common to agree how the fees are split.

Sending money abroad from Hua Nan Commercial Bank, LTD.

The price of a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. There is the transfer fee, sometimes fees charged by intermediary banks in between and, above all, the margin on the exchange rate.

Banks rarely list the margin on the rate separately, but you pay it all the same. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites; the gap is what conversion costs you.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares the amount that arrives across providers, which makes the cheapest option easy to spot. Choosing a specialist does not mean closing your account at Hua Nan Commercial Bank, LTD..

What the XXX in HNBKTWTPXXX means

The layout of every SWIFT code is always the same: four characters for the institution, two for the country and two for the location, plus an optional branch code. The result is HNBKTWTP for Hua Nan Commercial Bank, LTD..

Many payment forms work with either length. If a form asks for eleven characters, enter HNBKTWTPXXX.

Leave out spaces when you enter HNBKTWTP. A wrong letter can send the money to a different institution.