Kasikornbank Public Company Limited SWIFT/BIC code

What KASITHBK means for a payment to Kasikornbank Public Company Limited

Whether a recipient gives you KASITHBK or KASITHBKXXX, it is the same address for Kasikornbank Public Company Limited in Thailand. Every bank on the SWIFT network uses these codes to route international transfers to the right bank. In daily life you mostly come across the code on international invoices, in your banking app and in the bank details that Kasikornbank Public Company Limited provides.

On this page we explain what the code means, when it matters and what else a transfer to or from Kasikornbank Public Company Limited requires. A SWIFT code names a bank or branch, never a specific account.

How to check KASITHBK before you pay

The safest source for a SWIFT code is the recipient’s own bank details. If the code you have does not match KASITHBK or KASITHBKXXX, stop and ask.

If the code is wrong, the payment may get stuck, be returned or cost extra, and tracing it can take weeks. Remember the account number: an error there is more difficult to undo than a wrong code.

An automatic check in your banking app merely confirms that the code exists – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending adds extra certainty. Sending a small amount first is a sensible step for large sums, even if it costs an extra fee.

Why Kasikornbank Public Company Limited has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: characters one to four identify the bank, the next two give the country and characters seven and eight mark the location. For Kasikornbank Public Company Limited, the 8-character core is KASITHBK.

The long version adds a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office.

In practice the code is written in capitals and without spaces. A single letter can send a payment to another bank, so check it twice.

Changed bank details? Be careful

Scammers regularly send fake invoices with new bank details sent from what looks like a familiar address. That KASITHBK is a real code is no guarantee that the account is genuine.

Verify new payment details via a different channel, not by replying to the message. Pressure and secrecy tend to be warning signs – a real supplier can wait a day. Already paid? Call your bank without delay and have them try to recall the payment; also report it to the police.

People receiving money are targeted too: one known trick is an overpayment followed by a request to refund the difference. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

Paying into Kasikornbank Public Company Limited in THB

Most accounts at Kasikornbank Public Company Limited are typically held in THB, the local currency. When you pay money in a different currency, the amount has to be converted at some point – by your bank, by Kasikornbank Public Company Limited or by a bank in between. Each conversion costs something, even when no fee is shown.

Where the conversion happens has an effect on the final amount. Often you pay less to send THB directly via a provider that converts near the mid-market rate, so that the receiving bank does not need to convert again.

Exchange rates change during the day. For regular payments, a slightly better rate make a real difference over time.

A note on our data

This directory is compiled from public sources. Even so, banks merge or change codes. The figures on this page reflect our own data, not official figures from Kasikornbank Public Company Limited.

For any payment that matters, always confirm the code with Kasikornbank Public Company Limited or with the recipient. GoldexPay is not affiliated with Kasikornbank Public Company Limited, we only compare transfer services. Spotted outdated information? Tell us via our contact form so we can correct it.

Choosing between the 17 SWIFT codes of Kasikornbank Public Company Limited

We have 17 SWIFT/BIC codes for Kasikornbank Public Company Limited, spread over 6 cities. Next to the head office code KASITHBKXXX, you will find codes for individual branches and departments.

In most cases you do not need to look up a branch: payments addressed to KASITHBKXXX are routed within Kasikornbank Public Company Limited correctly. Just use a branch code when the account holder explicitly asks for it.

Unsure which code to use? Check with the recipient or the bank itself. Branch codes can change over time.

How long does an international transfer to Kasikornbank Public Company Limited take?

There is no fixed answer for every transfer: some arrive the same day or the next while others need several business days. Transfers sent after the cut-off time or just before a weekend or public holiday often go out a business day later. Compliance checks by one of the banks can also cause some delay, regardless of the details.

When a payment takes longer than expected, contact the sending bank about the status and the transaction reference; with that reference banks can see where the payment is. Save the payment confirmation.

The bank that sent the money can request a trace. Request from the sender the payment receipt.

What a transfer from Kasikornbank Public Company Limited abroad really costs

An international bank payment can cost more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate when the money is converted.

That exchange rate margin tends to be the biggest cost because it is hidden in the rate. A simple test: put the bank’s rate next to the mid-market rate and look at the difference.

For a lot of routes, a transfer service turns out to be cheaper than a bank. GoldexPay lists these services side by side so you can see the amount the recipient gets. Using a transfer service does not mean closing your account at Kasikornbank Public Company Limited – you pay the provider from your own account.

Incoming international payments to Kasikornbank Public Company Limited

To receive an international payment into your account at Kasikornbank Public Company Limited, the person paying you has to have not just the SWIFT code. In practice that means: your full name as registered with Kasikornbank Public Company Limited, your account number or IBAN, the BIC KASITHBKXXX and usually your address.

You can include the bank name and Bangkok as well. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, Kasikornbank Public Company Limited may charge for incoming payments, and if the money is converted, a markup on the rate applies. Agree with the sender who covers the fees.