Tmb Bank Public Company Limited SWIFT/BIC code

SWIFT/BIC code of Tmb Bank Public Company Limited

Whether a recipient gives you TMBKTHBK or TMBKTHBKXXX, you are looking at the same identifier for Tmb Bank Public Company Limited in Thailand. A SWIFT code shows the sending bank exactly which bank should receive the money. It comes up mainly for payments that cross a border or a currency.

This page is meant to help people who sends money to an account at Tmb Bank Public Company Limited without mistakes. Keep in mind that the SWIFT code only identifies the bank, not the account: the IBAN or account number does that part.

Protect yourself against fake payment requests

Stay alert if someone suddenly asks you to pay into another account or a bank in another country. A valid SWIFT code says nothing about who owns the account.

Before paying, verify changed bank details through a phone call. Pressure or secrecy are warning signs; a genuine business can wait for you to check. Acted too fast? Call your bank straight away and have them try to recall the payment.

People receiving money are targeted too: one known trick is a buyer who pays too much and then sends a request to refund the difference abroad. A payment confirmation from the sender proves nothing.

When will the money arrive at Tmb Bank Public Company Limited?

There is no single answer for international payments: some land within a day. Payments made after the cut-off time or on weekends and holidays usually start a business day later. Compliance checks on larger or unusual payments may also cause a delay.

Many banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Save the payment confirmation.

The bank that sent the money is able to request a trace – the recipient’s bank often cannot see a payment that has not arrived. As a recipient, you can look at your statements to see a slightly lower amount, since fees may have been deducted.

Sending money abroad from Tmb Bank Public Company Limited

A bank transfer abroad can cost rather more than the fee suggests. You pay the fee for the transfer itself, possibly charges from correspondent banks along the way and, above all, the exchange rate markup if the currency changes.

The markup on the rate is often the largest cost because it is hidden in the rate. Check the rate you are offered against the mid-market rate; the gap is what conversion costs you.

Specialised transfer providers frequently use a rate near the mid-market rate with clearer fees. Before your next transfer, take a minute comparing what arrives via GoldexPay. You can still use your account at Tmb Bank Public Company Limited.

What the XXX in TMBKTHBKXXX means

A BIC is made up of fixed blocks: characters one to four identify the bank, characters five and six show the country and the two after that mark the location. For Tmb Bank Public Company Limited, that core is TMBKTHBK.

Most banks and apps work with both lengths. If yours asks for eleven characters, enter TMBKTHBKXXX.

Enter the code in one piece, in capitals and without spaces. Copying the code is safer than retyping it.

Which of the 3 codes of Tmb Bank Public Company Limited do you need?

We have 3 SWIFT/BIC codes for Tmb Bank Public Company Limited, spread over 3 cities. Next to the head office code TMBKTHBKXXX, there are codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code TMBKTHBKXXX is the right choice. Only use a branch code when your contact explicitly asks for it.

Unsure which code applies? Check with the recipient or the bank itself. Branch codes are more prone to change than the head office code.

Verifying the SWIFT code of Tmb Bank Public Company Limited

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. If the code you have does not match TMBKTHBK or TMBKTHBKXXX, do not guess – contact the recipient or Tmb Bank Public Company Limited.

With a wrong code, the transfer may be delayed, bounce back or end up costing more. An error in the IBAN or account number is a bigger problem because it can reach the wrong person, so check that just as carefully.

An automatic check in your banking app only confirms that the IBAN exists. If your bank offers it, a name check on the recipient gives extra certainty. Sending a small amount first is a sensible step for large sums despite the extra fee.

Paying into Tmb Bank Public Company Limited in THB

Most accounts at Tmb Bank Public Company Limited are typically held in THB, the local currency. A payment in a foreign currency is exchanged into THB – and the bank that does it picks the rate. You rarely see a separate line for that conversion – the cost sits in the rate.

Who converts the payment matters. In many cases you pay less if you send THB straight away via a transfer service that converts near the mid-market rate, so that the receiving bank does not need to convert again.

The rate for THB changes constantly, so the amount you see is usually only valid for a short time. For regular payments, a slightly better rate make a real difference over a year.

How up to date is this code?

The codes on this page come from public sources which we refresh regularly. It can happen that information here is out of date. Counts and locations come from our directory and may differ from what Tmb Bank Public Company Limited publishes.

Before a payment of any size, always confirm the BIC with Tmb Bank Public Company Limited or the recipient. GoldexPay is an independent comparison service and not part of Tmb Bank Public Company Limited. If you notice a mistake, we welcome a message via the contact page.

What to give a sender who pays you at Tmb Bank Public Company Limited

If you are waiting for money from abroad, give the sender a complete set of details. Share the account holder’s name, your account number or IBAN, the BIC TMBKTHBKXXX and your address.

Some sending banks want the bank’s address in Bangkok. A typo in your account number can be harder to fix than you might think; copy them from your banking app rather than typing.

Expect that the incoming amount is below the amount on the sender’s receipt. Intermediary banks may deduct a fee, Tmb Bank Public Company Limited may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. Agree with the sender who pays which costs.