First Ukrainian International Bank SWIFT/BIC code

What FUIBUA2X means for a payment to First Ukrainian International Bank

The 8-character code FUIBUA2X and the full code FUIBUA2XXXX identify one and the same institution: First Ukrainian International Bank, with its head office in Kyiv. A SWIFT code tells every bank in the chain which institution should receive the money, much like a postcode for banks. It comes up mostly when dealing with transfers between countries or a currency.

On this page we explain what the code means, when you need it and which other details a transfer to or from First Ukrainian International Bank requires. The SWIFT code alone does not identify an individual account holder; for that you need the account number or IBAN .

Paying someone abroad from your First Ukrainian International Bank account

The price of a payment abroad has several parts – not just the fee on your screen. Besides the transfer fee, correspondent or intermediary banks may deduct a fee, and when currencies are converted, the bank usually applies a rate below the actual market rate.

That exchange rate margin tends to be the largest cost because it is hidden in the rate. Check the rate you are offered with the mid-market rate.

Specialist money transfer services frequently offer rates closer to the mid-market rate. GoldexPay compares the amount that arrives with different providers, so you can pick the cheapest route. Using a transfer service does not require closing your account at First Ukrainian International Bank: you simply pay the service from your account.

Protect yourself against fake payment requests

Scammers often send payment requests with new bank details. A real SWIFT code says nothing about whether the request is genuine – scammers simply use real codes.

Always verify changed bank details by phone, using a number you already had. Pressure or secrecy tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call the bank you paid from without delay and have them start a recall.

Scams also work the other way: someone sends more than agreed and wants you to refund the extra via a different route. A payment confirmation from the sender is no proof.

First Ukrainian International Bank: head office code versus branch codes

First Ukrainian International Bank has 11 separate SWIFT/BIC codes. Only one is the head office code; the rest identify branches.

Unless the recipient tells you otherwise, use FUIBUA2XXXX. Branch codes are only needed if the recipient’s bank explicitly mentions it, which is more common for corporate accounts and trade services.

If you are not sure, check with the recipient for the exact BIC in their bank details. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Verifying the SWIFT code of First Ukrainian International Bank

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. When the code you were given does not match FUIBUA2X or FUIBUA2XXXX, do not guess.

A wrong SWIFT code may lead to delays, a payment being sent back or extra fees for investigation. A mistake in the account number is more serious because it can reach the wrong person.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically. If your bank offers it, a name check before sending gives an extra layer of safety. A small test payment can be a sensible step for a large first payment.

Transfer times and tracking a payment to First Ukrainian International Bank

There is no fixed answer for every transfer: some arrive the same day or the next while others need several business days. Payments made after the cut-off time or on weekends and holidays often start the next business day. Extra checks on larger or unusual payments can also cause some delay, even when all details are correct.

A growing number of banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often provide a status online showing where the money is.

A missing payment has to be traced by the sending bank. Request from the sender the payment receipt including the reference; that often settles the question quickly.

Getting paid from abroad into a First Ukrainian International Bank account

Someone abroad who wants to pay you needs several details about your account. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code FUIBUA2XXXX (or FUIBUA2X) and usually your postal address.

The sender’s bank may also ask for the address of your bank; the head office in Kyiv is usually fine. A mistake in the IBAN can be more trouble than it looks; copy them from your banking app rather than typing.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Fees for incoming transfers vary from bank to bank – the price list of First Ukrainian International Bank tells you what applies. On invoices, you can agree who bears the costs to avoid a shortfall.

8 or 11 characters: FUIBUA2X versus FUIBUA2XXXX

The structure of a BIC never changes: a bank code of four letters, two for the country and a two-character location code. Combined, those parts make up FUIBUA2X.

XXX at the end of FUIBUA2XXXX does not stand for a placeholder or an error: it indicates the main office of First Ukrainian International Bank. Some forms ask for 11 characters, and then you simply enter XXX behind FUIBUA2X.

Type the code as one block, in capitals and without separators, exactly as shown here. Pasting the code beats typing it by hand.

Where our SWIFT data comes from

Our SWIFT/BIC directory draws on publicly available sources. Still, banks merge, rename themselves or change codes. The number of codes we show reflect what is in our directory and not on information from First Ukrainian International Bank itself.

Treat this page as a starting point, rather than as the final word – the bank details from the recipient are leading. GoldexPay is not affiliated with First Ukrainian International Bank; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a message via the contact page.