Megabank PJSC SWIFT/BIC code

Megabank PJSC SWIFT code: DBBKUA2K

Whether a recipient gives you DBBKUA2K or DBBKUA2KXXX, you are looking at the same identifier for Megabank PJSC in Ukraine. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the correct bank. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

On this page you will find how the code is put together, when it matters and what else a transfer to or from Megabank PJSC requires. The SWIFT code alone does not identify a personal account; that is what the account number or IBAN .

Getting paid from abroad into a Megabank PJSC account

For a transfer from abroad into your account at Megabank PJSC, the person paying you needs more than the SWIFT code. Give them your name as the bank knows it, your account number or IBAN, the BIC DBBKUA2KXXX and your address, which some banks require.

The sender’s bank may request the bank address of Megabank PJSC; the head office in Kharkiv is usually fine. A mistake in your account number can be harder to fix than you might think; copy them from your banking app rather than typing.

Expect that the amount credited is below what the sender paid. Charges on incoming payments vary from bank to bank. Agree with the sender who covers the fees.

A note on our data

We collect bank codes from publicly available data and update them regularly. It is possible that a code on this page is out of date, for example after a merger. The figures on this page are based on our own data, not official figures from Megabank PJSC.

See our directory on this page as a helpful check. GoldexPay has no connection to Megabank PJSC; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a short note.

Protect yourself against fake payment requests

Criminals regularly send payment requests with new bank details, sometimes in an email that looks completely genuine. The fact that DBBKUA2K exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Always verify changed bank details through a phone call. Urgency and secrecy tend to be warning signs – a real supplier can wait a day. When a payment has already gone to the wrong account, contact your bank immediately.

Fraud also target the receiver: someone claims to have sent too much and asks you to refund the extra via a different route. A screenshot of a transfer proves nothing – check your own account.

How long does an international transfer to Megabank PJSC take?

How fast a payment reaches Megabank PJSC depends on several factors: the currency, the number of banks in between, cut-off times and differences in time zone. Weekends and public holidays in either country can add extra days. Extra checks by one of the banks can also cause some delay, regardless of the details.

When a payment takes longer than expected, ask the sending bank for the tracking status or the UETR; with that reference banks can see where the payment is. Save your transfer receipt until the money has arrived.

The bank that sent the money can request a trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

8 or 11 characters: DBBKUA2K versus DBBKUA2KXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and a two-character location code. Together, these eight characters form DBBKUA2K, the code most people search for.

XXX at the end of DBBKUA2KXXX does not stand for a placeholder or an error: it indicates the head office of Megabank PJSC. Some banking apps insist on 11 characters, in which case you simply enter XXX after DBBKUA2K.

Leave out spaces, dots when you enter DBBKUA2K or DBBKUA2KXXX. Pasting the code is safer than typing it by hand.

Before you send: check the Megabank PJSC code

The safest source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code against DBBKUA2K here.

A wrong SWIFT code can cause delays, a payment being sent back or additional charges along the way. Remember the account number: an error there is harder to correct than a wrong BIC.

Most online banking apps validate the format of an IBAN – that confirms the format, not the owner. Where available, a payee name check before sending adds extra certainty. For a first payment, some people send a small amount first and wait for confirmation.

International transfers from Megabank PJSC: the real cost

The price of a payment abroad is made up of several parts, and the transfer fee is only the most visible one. There is the transfer fee, possibly fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

That exchange rate margin tends to be the largest cost even though it is not listed as a fee. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers frequently offer a rate near the mid-market rate with clearer fees. GoldexPay lists these services next to each other so you can see what actually arrives before you commit. Choosing a specialist does not require leaving Megabank PJSC – you pay the provider from your own account.

Head office or branch code at Megabank PJSC?

We have 12 SWIFT/BIC codes for Megabank PJSC in 12 cities. Besides the head office code DBBKUA2KXXX, you will find codes for individual branches and departments.

For the vast majority of incoming transfers, the head office code DBBKUA2KXXX is what you need. Just use a branch code when the recipient explicitly asks for it, for example on a letter or invoice.

The safest route is to copy the code directly from the account holder’s bank details. Codes are sometimes changed or retired when banks reorganise.