Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) SWIFT/BIC code

AIBKGB2L – the SWIFT/BIC code of Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A)

The short code AIBKGB2L and the full code AIBKGB2LXXX identify one and the same institution: Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A), with its head office in London. The code has a single purpose: it ensures that a cross-border transfer reaches the right bank. In practice you mostly see the code on invoices from abroad, in your banking app and on the account details of Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) customers.

This page is meant to help people who pays into an account at Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) without mistakes. Keep in mind that the BIC just identifies the bank, not the person: the IBAN or account number takes care of that.

Tracking a transfer to or from Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A)

A SWIFT payment typically needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Transfers sent after the cut-off time or just before a weekend or public holiday usually start a business day later. Sometimes a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, contact your bank for the status and the transaction reference; with that reference banks can see where the payment is. Keep your transfer receipt – you will need it for any trace request.

If a payment has not arrived after a few business days, the person who paid needs to contact the bank that sent it rather than Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A). Request from the sender a copy of the payment confirmation – it helps your own bank look for the money.

Which of the 2 codes of Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) do you need?

Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) uses 2 separate SWIFT/BIC codes across 1 cities. One of them is the head office code; the others belong to branches or departments, and sometimes internal departments.

Usually there is no need to look up a branch: payments addressed to AIBKGB2LXXX are routed within Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) correctly. A branch code only makes sense when the recipient’s bank explicitly mentions it.

The best way is to take the code straight from the account holder’s invoice. Codes for branches are more prone to change than the head office code.

Scams that use SWIFT codes

Stay alert if someone unexpectedly asks you to pay into a different account or a bank in another country. A valid SWIFT code tells you nothing about whether the request is genuine.

Verify new payment details through a different channel, never via the email that asked for the change. Urgency and secrecy are warning signs. Already paid? Contact the bank you paid from without delay and have them start a recall and report the fraud.

Fraud can also target the receiver. Someone claims to have sent too much and asks you to refund the difference to a new account. Wait until the money is actually in your account – ask Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) if something looks wrong.

British Pound (GBP) and conversion costs

United Kingdom pays in the British Pound (GBP). A payment in a foreign currency is converted into GBP – and the bank that does it picks the rate. Every conversion costs the amount.

Which bank converts the money makes a difference. Compare what GBP arrives via different providers; the difference between options can be larger than you expect.

The GBP rate fluctuates throughout the day. If you pay regularly, small differences in the rate make a real difference over time.

Euro transfers to Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A): is a BIC needed?

Inside SEPA, euro transfers to Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) follow common rules. The BIC field is usually optional or missing in that case.

Outside the euro and from non-SEPA countries, AIBKGB2LXXX is still required. Some forms also ask for the BIC; if so, enter AIBKGB2L.

Instant euro transfers have become widely supported within SEPA; check with Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) whether it applies to your account. Charges on SEPA transfers tend to be low.

Paying someone abroad from your Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) account

An international bank payment costs rather more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

The real cost is often in the rate, not in the fee: the bank converts at a rate that includes a margin. A simple test: set the bank’s rate next to the mid-market rate for the same moment and look at the difference.

For many currency pairs, a specialist provider is cheaper than a traditional bank transfer – mostly thanks to the rate. Next time you send money, take a minute comparing what arrives via GoldexPay instead of going straight to your bank. Choosing a specialist does not mean closing your account at Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) – you pay the provider from your own account.

Why Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) has an 8- and an 11-character code

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. The result is AIBKGB2L, the short form of the code.

Most payment forms work with either length. If yours requires eleven characters, enter AIBKGB2LXXX; if it wants eight, use AIBKGB2L.

In practice the code is written in capitals and without spaces. Pasting the code beats typing it by hand: a typo can point to another bank.

A note on our data

We collect bank codes using public sources and update our list from time to time. It can happen that information here is out of date, for example after a merger. Counts and locations come from our directory.

Treat our data as a starting point, not as the final word. GoldexPay is an independent comparison service for money transfers and not part of Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A). Found outdated information? Let us know through the contact page so we can correct it.

Is AIBKGB2L still correct? How to check

Ask the recipient to copy their bank details directly from their banking app. If the code you have differs from AIBKGB2L or AIBKGB2LXXX, do not guess – contact the recipient or Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A).

With a wrong code, the transfer may be delayed, bounce back or cost extra – sometimes after weeks of searching. Do not forget the account number: a mistake there is more difficult to undo than a wrong BIC.

Many banking apps validate the structure of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. More and more banks compare the payee name against the account; take any warning seriously. For a first payment, many people start with a small amount first before sending the rest.

Incoming international payments to Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A)

Someone abroad who wants to pay you needs several details about your account – incomplete details often cause delays. Give them your name as the bank knows it, the IBAN or account number, SWIFT code AIBKGB2LXXX and your address.

Certain sending banks also ask for the address of Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) in London; it does no harm to include it. A mistake in the IBAN can be harder to fix than you might think, so copy the details from your online banking.

Expect that the amount credited is smaller than what the sender paid. Correspondent banks can take a fee, Allied Irish Bank (Gb) (Aib Group (UK) PLC T/A) may charge for incoming payments, and if the money is converted, an exchange rate margin applies. On invoices, you can state who bears the costs to avoid a shortfall.