Bank Leumi (UK) PLC SWIFT/BIC code

What LUMIGB22 means for a payment to Bank Leumi (UK) PLC

LUMIGB22 and LUMIGB22XXX are two ways of writing the same SWIFT/BIC code, and both lead to Bank Leumi (UK) PLC in London. The code does one job: it ensures that money from abroad reaches the right bank. You will need it mostly for transfers between countries.

On this page you will find what the code means, when you need it and which other details a transfer to or from Bank Leumi (UK) PLC requires. The SWIFT code on its own does not identify a personal account; that is what the IBAN or account number .

Scams that use SWIFT codes

Criminals often use fake invoices containing new bank details, sometimes in an email that looks completely genuine. The fact that LUMIGB22 exists is no guarantee that a request mentioning it is genuine – fraudsters use real bank codes as well.

Never trust a phone number in the same message that announces the change. Urgency and secrecy tend to be red flags; a genuine business can wait for you to check. When a payment was sent to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Scams can also work the other way: someone claims to have sent too much and wants you to refund the difference to a new account. A screenshot of a transfer proves nothing; only your own account shows what has arrived.

Euro transfers to Bank Leumi (UK) PLC: is a BIC needed?

Within the SEPA zone, euro payments to Bank Leumi (UK) PLC follow the same rules and in most cases need only the IBAN. The BIC field is often optional for those payments.

The BIC still come into play when the currency is not euros and when the money comes from outside SEPA. Some banks and apps still ask for the BIC; if so, enter LUMIGB22.

Instant payments in euros have become widely supported within SEPA; check with Bank Leumi (UK) PLC whether it applies to your account. Provided no currency is converted, a SEPA transfer is inexpensive; costs rise once a conversion is involved.

A note on our data

We gather bank codes from publicly available data and check them from time to time. Institutions reorganise, close branches and retire codes, and a directory never catches every change immediately. The figures on this page are based on what is in our directory.

Treat the information here as a helpful check and rely on the recipient or Bank Leumi (UK) PLC for the final confirmation. GoldexPay is not affiliated with Bank Leumi (UK) PLC; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a message.

When will the money arrive at Bank Leumi (UK) PLC?

A SWIFT payment typically needs anywhere from one to several business days. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Extra checks by one of the banks may also cause a delay, even when all details are correct.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR that banks can use to trace it. Money transfer services often show tracking online showing where the money is.

The bank that sent the money is able to start an official trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, it helps to look at your statements for a partial amount because fees can reduce the amount.

International transfers from Bank Leumi (UK) PLC: the real cost

A bank transfer abroad costs more than the fee suggests. You pay the fee for the transfer itself, possibly fees charged by intermediary banks in between and, above all, the exchange rate markup.

That exchange rate margin is often the largest cost even though it is not listed as a fee. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers often offer a rate near the mid-market rate. GoldexPay lists transfer providers side by side so you can see what actually arrives for the same amount sent. You can always keep your account at Bank Leumi (UK) PLC to fund the transfer; only the conversion and sending happen elsewhere.

Why Bank Leumi (UK) PLC has an 8- and an 11-character code

The structure of every SWIFT code never changes: a bank code of four letters, a two-letter country code and two for the location. Together, those parts form LUMIGB22 – the version you usually see online.

XXX at the end of LUMIGB22XXX is not a placeholder or a mistake: it indicates the main office of Bank Leumi (UK) PLC. Certain payment forms insist on 11 characters, and then you simply enter XXX behind LUMIGB22.

Type the code in one piece, in upper case and without spaces. Look out for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

British Pound (GBP) and conversion costs

The currency of United Kingdom is the British Pound (GBP). When you pay money in a different currency it has to be converted at some point. You rarely see a separate charge for the conversion.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Sending the amount already in GBP often prevents an extra conversion at the receiving end.

Rates for GBP move all the time, and some providers let you lock in a rate. With bigger transfers, even small difference in the rate adds up quickly.

Is LUMIGB22 still correct? How to check

The safest source for the BIC is the bank details provided by the recipient. Compare that code with LUMIGB22 on this page.

Errors in the BIC tend to be annoying rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the IBAN: an error there is more difficult to correct than a wrong code.

An automatic check in your banking app merely tells you that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a name check on the recipient adds an extra layer of safety. Sending a small amount first can be worth it for large sums despite the extra fee.

Receiving money from abroad at Bank Leumi (UK) PLC

When you are waiting for money from abroad, send the payer everything they need in one go. Share your name as the bank knows it, the IBAN or account number, the BIC LUMIGB22XXX and your address.

You can add the bank name and London as well, because some payment forms have separate fields for them. A typo in the IBAN is more trouble than you might think.

An incoming payment will not always arrive in full. Fees for incoming transfers differ from bank to bank – the price list of Bank Leumi (UK) PLC tells you what applies. Make clear with the sender who pays which costs, especially for larger amounts.

Bank Leumi (UK) PLC: head office code versus branch codes

We have 2 SWIFT/BIC codes for Bank Leumi (UK) PLC, spread over 1 cities. Next to the head office code LUMIGB22XXX, you will find codes for regional offices and specialised units.

Usually there is no need to pick a branch: transfers sent to LUMIGB22XXX reach Bank Leumi (UK) PLC correctly. Only use a branch code when the account holder explicitly asks for it, for example on a letter or invoice.

Unsure which code to use? Ask the recipient or the bank itself. Branch codes are more prone to be retired than LUMIGB22XXX.