Bayerische Landesbank SWIFT/BIC code

SWIFT/BIC code of Bayerische Landesbank

BYLAGB22 and BYLAGB22XXX are the short and the long form of the same bank identifier, and both lead to Bayerische Landesbank in London. A SWIFT code tells the banks handling a payment which institution should receive the money. In practice you mostly see it on invoices from abroad, in payment forms and in the bank details that Bayerische Landesbank provides.

We wrote this page to help people who receives money at an account at Bayerische Landesbank and wants to get the details right. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN .

8 or 11 characters: BYLAGB22 versus BYLAGB22XXX

Each SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. That gives you BYLAGB22, the short form of the code.

Most payment forms accept either length. If a form requires eleven characters, enter BYLAGB22XXX; if it wants eight, use BYLAGB22.

Do not add spaces or dashes when you type BYLAGB22 or BYLAGB22XXX. Look out for O versus 0 or I versus 1.

Euro transfers to Bayerische Landesbank: is a BIC needed?

Because United Kingdom is in the SEPA zone, a euro payment to Bayerische Landesbank from within the SEPA area normally requires just an IBAN. Many banks no longer ask for the BIC for these payments.

You still need BYLAGB22XXX for non-euro payments or money from outside the SEPA area. If your banking app asks for the BIC anyway, adding BYLAGB22 is fine.

Instant euro transfers are increasingly available across SEPA; check with Bayerische Landesbank whether it applies to your account. Charges on SEPA payments tend to be low as long as everything stays in euros.

Paying into Bayerische Landesbank in GBP

Most accounts at Bayerische Landesbank are usually held in GBP, the local currency of United Kingdom. If you send another currency, the amount gets converted at some point. Each conversion costs something – usually through the rate rather than a fee.

Where the conversion happens has an effect on how much arrives, since every bank sets its own rate. In many cases it is cheaper to send GBP directly via a provider with a good rate, so that the receiving bank does not need to convert again.

The rate for GBP changes throughout the day. If you pay regularly, a slightly better rate make a real difference over a year.

Sending money abroad from Bayerische Landesbank

The price of a payment abroad has several parts, and the transfer fee is only the most visible one. On top of the transfer fee, correspondent or intermediary banks can take a cut, and when currencies are converted the bank usually applies a rate that is less favourable than the actual market rate.

The markup on the rate is often the biggest cost. An easy check: set the rate you get against the mid-market rate for the same moment and look at the difference.

Specialist money transfer services often use a rate near the mid-market rate with clearer fees. GoldexPay lists transfer providers side by side, showing what actually arrives. Choosing a specialist does not mean closing your account at Bayerische Landesbank: you simply pay the service from your account.

Bayerische Landesbank: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for Bayerische Landesbank. Besides the head office code BYLAGB22XXX, there are codes for branches, departments or specific services.

Usually there is no need to pick a branch: payments addressed to BYLAGB22XXX reach Bayerische Landesbank correctly. When you receive a branch code, use it as it is rather than swapping it for the head office code.

The safest approach is to copy the code straight from the recipient’s statement. Codes can change when banks reorganise, so do not rely on old paperwork.

Before you send: check the Bayerische Landesbank code

The safest source for the BIC is the recipient’s own bank details. When the code you were given does not match BYLAGB22 or BYLAGB22XXX, do not guess: check with the recipient or with Bayerische Landesbank directly.

If the code is wrong, the transfer may get stuck, bounce back or end up costing more. A mistake in the IBAN or account number is more serious because it can reach the wrong person, so check that just as carefully.

Many banking apps validate the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. Where available, a payee name check before sending gives an extra layer of safety. A small test payment is worth it for large sums.

Where our SWIFT data comes from

The codes on this page come from publicly available data which we refresh regularly. Banks reorganise, change names and retire codes – a directory can be a step behind. Counts and locations come from our own dataset.

Treat the information here as a handy check and rely on the recipient or Bayerische Landesbank for the final confirmation. GoldexPay is independent of Bayerische Landesbank; we are a comparison site for money transfers. If you notice something that is out of date, we appreciate a short note via the contact page.

Incoming international payments to Bayerische Landesbank

For an international payment into your account at Bayerische Landesbank, the sender has to have not just the BIC. Give them your name as the bank knows it, the IBAN or account number, SWIFT code BYLAGB22XXX and your address, which some banks require.

Certain sending banks also ask for the name and address of Bayerische Landesbank. Double-check each detail before you send them.

The amount you receive is often lower than the amount sent. Intermediary banks may deduct a fee, Bayerische Landesbank may charge for incoming payments, and when currencies differ, a markup on the rate applies. For business payments, it is common to agree who bears the costs.

Protect yourself against fake payment requests

One of the most common tricks goes like this: you receive a message claiming that a company has a new bank account and asking you to pay there from now on. A correct SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify new bank details through a separate channel, such as a phone number you already know, not by replying to the message. Pressure or requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. If money was sent to the wrong account, contact your bank immediately.

Fraud can also work the other way: someone claims to have sent more than agreed and asks you to refund the extra to a new account. A payment confirmation from the sender proves nothing – check your own account.

Transfer times and tracking a payment to Bayerische Landesbank

How fast a transfer arrives at Bayerische Landesbank is determined by several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Transfers sent late in the day or just before a weekend or public holiday usually go out the next business day. Occasionally a bank wants to know about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi. Each gpi transfer gets a unique reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

A delayed transfer is investigated from the sending side, using the payment confirmation. Ask the sender for the payment receipt including the reference.