BNP Paribas Securities Services SWIFT/BIC code

What HNADGB2L means for a payment to BNP Paribas Securities Services

The 8-character code HNADGB2L and the full code HNADGB2LXXX identify one and the same institution: BNP Paribas Securities Services in London, United Kingdom. Every bank on the SWIFT network uses BIC codes to route international transfers to the right institution. It comes up mainly for payments that cross a border and payments in foreign currencies.

On this page you will find how the code is put together, when it matters and what else you need for a transfer to or from BNP Paribas Securities Services. Keep in mind that the BIC only identifies the bank, not the person: the account number or IBAN takes care of that.

How up to date is this code?

The details on this page come from publicly available data. It can happen that a code here is no longer current after a merger or reorganisation. Counts and locations come from our own dataset and may differ from what BNP Paribas Securities Services publishes.

See the information here as a handy check. GoldexPay is a comparison service for money transfers and not affiliated with BNP Paribas Securities Services. Found an error? Tell us through the contact page so we can correct it.

Verifying the SWIFT code of BNP Paribas Securities Services

The most reliable source for a SWIFT code is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. Compare that code with HNADGB2L here and ask if anything does not match.

With a wrong code, the transfer may be delayed, be returned or end up costing more. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong BIC.

Most online banking apps check the structure of IBANs. Some banks now check the payee name with the account – do not ignore a mismatch warning. When you pay someone new, many people send a small amount first and wait for confirmation.

What the XXX in HNADGB2LXXX means

Each SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and two characters for the location. In this case, that core is HNADGB2L.

Most payment forms accept both lengths. If a form asks for eleven characters, enter HNADGB2LXXX.

Type the code as one block, in upper case and without spaces. Watch for the letter O and the digit 0 and I versus 1, a common source of typos.

Paying someone abroad from your BNP Paribas Securities Services account

When you transfer money to another country from BNP Paribas Securities Services, the visible fee is only part of what you pay. On top of a fixed fee, banks in between can take a cut, and when currencies are converted, the bank often uses a rate below the real market rate.

That exchange rate margin is often the largest cost even though it is not listed as a fee. A simple test: put the rate you get next to the mid-market rate and look at the difference.

Money transfer services frequently use a rate near the mid-market rate. GoldexPay lists transfer providers next to each other, showing what actually arrives before you commit. Choosing a specialist does not require closing your account at BNP Paribas Securities Services: you simply pay the service from your account.

What to give a sender who pays you at BNP Paribas Securities Services

If you expect a payment from another country, give the sender everything they need in one go. Share the account holder’s name, your account number or IBAN, the BIC HNADGB2LXXX and your address, which some banks require.

Their bank may also ask for the bank address of BNP Paribas Securities Services; the head office in London is usually fine. A mistake in your account number is more trouble than it looks, so copy the details from your online banking.

Money from abroad will not always arrive in full. Intermediary banks may deduct a fee, and when currencies differ, a markup on the rate applies. On invoices, you can state who bears the costs, so that nobody is left short.

SEPA payments and the BNP Paribas Securities Services BIC

Since United Kingdom is part of the SEPA zone, a euro transfer into BNP Paribas Securities Services from within the SEPA area normally requires just an IBAN. Most banking apps do not require the BIC for these payments.

The BIC does come into play when the currency is not euros. If a payment form asks for the BIC anyway, adding HNADGB2L does no harm.

Instant payments in euros are widely available across SEPA – whether BNP Paribas Securities Services offers them for your account is worth checking. Provided no currency is converted, a SEPA transfer is inexpensive.

Watch out for payment fraud

Scammers often send fake invoices containing changed bank details. A real SWIFT code says nothing about who owns the account.

Check new payment details via a different channel, such as a phone number you already know, never via the email that asked for the change. Pressure or secrecy tend to be red flags – a real supplier can wait a day. If money has already gone to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also target the receiver. Someone sends too much and asks you to refund the difference to a new account. Do not act before the money is actually in your account – ask BNP Paribas Securities Services if something looks wrong.

Which of the 2 codes of BNP Paribas Securities Services do you need?

Our database contains 2 SWIFT/BIC codes for BNP Paribas Securities Services in 1 places. Besides the head office code HNADGB2LXXX, you will find codes for regional offices and specialised units.

If nobody asks you for a branch code, use HNADGB2LXXX or its short form HNADGB2L. Branch codes are only needed when the recipient’s bank explicitly mentions it.

If you are not sure, check with the recipient which code their bank gave them. Codes for branches are more prone to be retired than the head office code.

When will the money arrive at BNP Paribas Securities Services?

How quickly a transfer reaches BNP Paribas Securities Services is determined by a few things: the currency, the number of banks in between, cut-off times and time zones. Bank holidays in either country can add a day or more. Sometimes a bank asks about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services usually show a status in their app showing where the payment has got.

A delayed transfer has to be investigated from the sending side on the basis of the transfer details. Request from the sender the payment receipt with the date and reference – it helps your own bank look for the money.

Paying into BNP Paribas Securities Services in GBP

Most accounts at BNP Paribas Securities Services are typically held in GBP, the local currency. When you pay money in a different currency it gets converted at some point – by your bank, by BNP Paribas Securities Services or by a bank in between. There is rarely a separate charge for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference: every bank has its own margin. Sending the money directly in GBP often prevents a second conversion by BNP Paribas Securities Services – as long as your own rate is good.

The GBP rate changes throughout the day, so the amount you see is usually only valid for a short time. For regular payments, a slightly better rate make a real difference over time.