Branston and Gothard LTD. SWIFT/BIC code

BRAGGB21 – the SWIFT/BIC code of Branston and Gothard LTD.

BRAGGB21 and BRAGGB21XXX are two spellings of the same bank identifier, and both lead to Branston and Gothard LTD. in London. Banks worldwide use BIC codes to route international transfers to the correct bank. In daily life you usually come across it on international invoices, in your banking app and on the account details that Branston and Gothard LTD. provides.

On this page you will find what the code is put together, when you need it and what else you need for a transfer to or from Branston and Gothard LTD.. Remember that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

Incoming international payments to Branston and Gothard LTD.

For an international payment at Branston and Gothard LTD., the sender needs not just the SWIFT code. Share the account holder’s name, your account number or IBAN, SWIFT code BRAGGB21XXX and your address.

It helps to add the bank name and London too. Check every detail before you share them, because the sender’s bank usually copies them as is.

The amount you receive can be less than the amount sent. Fees for incoming transfers differ per bank. On invoices, you can agree how the fees are split, so that nobody is left short.

Verifying the SWIFT code of Branston and Gothard LTD.

Have the recipient copy the bank details straight from their online banking. When the code you were given differs from BRAGGB21 or BRAGGB21XXX, do not guess: check with the recipient or with Branston and Gothard LTD. directly.

If the code is wrong, the payment may get stuck, be returned or cost extra. A mistake in the IBAN or account number can be more serious, because the money may be credited to someone else; check it just as carefully.

A validity check by your bank only confirms that the code is valid – not that it belongs to the person you mean to pay. More and more banks compare the payee name with the account before you confirm – do not ignore a mismatch warning. When you pay someone new, some people start with a small test amount before sending the rest.

Why Branston and Gothard LTD. has an 8- and an 11-character code

Every SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and two characters for the location. That gives you BRAGGB21, the short form of the code.

Most payment forms accept either length. If a form requires eleven characters, enter BRAGGB21XXX, otherwise BRAGGB21 is fine.

Do not add spaces or dashes when you enter BRAGGB21. Watch for O versus 0 or the letter I and the digit 1; they are easy to mix up.

Sending money abroad from Branston and Gothard LTD.

The price of a payment abroad has more than one component – not just the fee on your screen. There is the transfer fee, sometimes fees charged by intermediary banks in between and, above all, the exchange rate markup if the currency changes.

The markup on the rate is often the largest cost because it is hidden in the rate. Check their rate with the mid-market rate.

Specialised transfer providers frequently use rates closer to the mid-market rate. GoldexPay compares these services next to each other so you can see what actually arrives for the same amount sent. Using a transfer service does not require closing your account at Branston and Gothard LTD. – you pay the provider from your own account.

Watch out for payment fraud

One of the most common tricks works like this: you receive a message claiming that a contact now has new bank details. A correct SWIFT code tells you nothing about whether the request is genuine.

Always confirm changed bank details by phone, using a number you already had. Urgency or requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Call the bank you paid from straight away and have them start a recall; also report it to the police.

Recipients are targeted too: a classic trick is a buyer who pays too much followed by a request to send back the difference abroad. Do not act before the money has really arrived.

Branston and Gothard LTD.: head office code versus branch codes

Branston and Gothard LTD. uses 2 different SWIFT/BIC codes across 1 locations. One of them is the head office code; the others identify branches.

In most cases you do not need to pick a branch: transfers sent to BRAGGB21XXX are routed within Branston and Gothard LTD. without problems. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Check with the recipient. Branch codes are sometimes changed or retired when banks reorganise, so a code from an old document is not always valid.

Euro transfers to Branston and Gothard LTD.: is a BIC needed?

United Kingdom is part of the SEPA area, where euro transfers follow common rules. For a standard euro transfer from another SEPA country, the IBAN is usually enough.

You still need BRAGGB21XXX for non-euro payments or transfers from countries outside SEPA. If a payment form asks for the BIC anyway, adding BRAGGB21 does no harm.

SEPA transfers usually arrive by the next business day. Charges on SEPA payments are generally low.

The British Pound and what conversion costs you

United Kingdom uses the British Pound. When you pay another currency, the amount has to be converted at some point: by your bank, an intermediary or Branston and Gothard LTD. itself. Every conversion eats into something, even when no fee is shown.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. In many cases it is cheaper to send GBP straight away through a provider with a good rate, so that the receiving bank does not need to convert again.

The rate for GBP changes throughout the day and quotes are often valid only for a short time. With bigger transfers, even small gap in the rate can be worth more than the fee.

A note on our data

The directory on GoldexPay draws on publicly available sources and is updated regularly. It is possible that information on this page is out of date after a merger or reorganisation. Counts and locations are from our directory and may differ from what Branston and Gothard LTD. publishes.

Use this page as a starting point, rather than as the final word. GoldexPay has no connection to Branston and Gothard LTD.. Should you notice a mistake, we welcome a short note.

Tracking a transfer to or from Branston and Gothard LTD.

How quickly a transfer reaches Branston and Gothard LTD. depends on a few things: the currency, the number of banks in between, daily processing deadlines and time zones. Bank holidays in either country add a day or more to the journey. Compliance checks on larger or unusual payments can also cause a delay, even when all details are correct.

Many banks use SWIFT gpi for faster and traceable payments. Each payment carries a unique transaction reference, the UETR. Specialist transfer services usually provide a status in their app showing where the money has got.

If a payment has not arrived after a few business days, the person who paid needs to contact the bank that sent it rather than Branston and Gothard LTD.. As a recipient, it helps to check your statements for a partial amount because fees can reduce the amount.