Bridgewell Limited SWIFT/BIC code

SWIFT/BIC code of Bridgewell Limited

BROFGB21 and BROFGB21XXX are two spellings of the same SWIFT/BIC code, and both point to Bridgewell Limited in London. Every bank on the SWIFT network uses these codes to route international transfers to the right institution. It comes up mainly for payments that cross a border or a currency.

Below you will find the practical questions: receiving money at Bridgewell Limited, paying someone in another country and how to check a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number is for.

Receiving money from abroad at Bridgewell Limited

To receive a transfer from abroad into your account at Bridgewell Limited, the sender needs not just the BIC. In practice that means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code BROFGB21XXX and usually your postal address.

It helps to include the bank name and its city as well, because some payment forms have separate fields for them. Double-check the details before you share them.

Do not be surprised if the amount credited is smaller than what the sender paid. Charges on incoming payments vary per bank. Make clear with the sender who pays which costs.

Scams that use SWIFT codes

Fraudsters regularly use fake invoices containing changed bank details sent from what looks like a familiar address. A valid SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Never trust a phone number in the same message that contains the new account. Pressure or secrecy tend to be warning signs; a genuine business can wait for you to check. If money was sent to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

People receiving money are targeted too: one known trick is an overpayment followed by a request to refund the difference to another account. Do not act before the money has really arrived.

Why Bridgewell Limited has an 8- and an 11-character code

A SWIFT code is built from a few fixed parts: characters one to four identify the bank, characters five and six give the country and the two after that indicate the location. The result is BROFGB21, the short form of the code.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office, so BROFGB21XXX and BROFGB21 are interchangeable.

Enter the code as one block, in upper case and without separators. Watch for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

Verifying the SWIFT code of Bridgewell Limited

Ask the recipient to copy the bank details straight from their banking app. Check it against BROFGB21 here.

Mistakes in the SWIFT code tend to be annoying rather than disastrous. Do not forget the IBAN: an error there is more difficult to undo than a wrong code.

Most online banking apps check the structure of an IBAN and some suggest the matching BIC – that confirms the format, not the owner. More and more banks check the payee name with the account. Sending a small amount first can be worth it for a large first payment.

Paying someone abroad from your Bridgewell Limited account

If you send money abroad from Bridgewell Limited, the visible fee is only part of what you pay. Besides a fixed fee, banks in between can take a cut, and when the money changes currency the bank often applies a rate below the real market rate.

The markup on the rate tends to be the largest cost even though it is not listed as a fee. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers often use rates closer to the mid-market rate and lower fees. Next time you send money, take a minute to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not require closing your account at Bridgewell Limited.

Transfer times and tracking a payment to Bridgewell Limited

There is no single delivery time: some arrive within a day. Weekends and public holidays in the sending or receiving country add extra days. Occasionally a bank asks about the purpose of a payment before releasing it.

If a transfer seems delayed, ask the sending bank about the tracking status and the transaction reference. Specialist transfer services usually provide tracking online showing where the money has got.

Only the sending bank is able to start an official trace; the receiving side usually has nothing to trace yet. Request from the sender the payment receipt; that often settles the question quickly.

A note on our data

The codes on this page are taken from publicly available data. It is possible that information here is out of date. Figures such as the number of codes are from our own dataset and may differ from what Bridgewell Limited publishes.

Treat our data as a reference, not as the final word – the bank details from the recipient are leading. We are an independent comparison service for money transfers and not affiliated with Bridgewell Limited. Spotted outdated information? Let us know through the contact page and we will look into it.

Sending GBP to Bridgewell Limited

Accounts at Bridgewell Limited are usually held in GBP, the local currency of United Kingdom. If you send money in a different currency, the amount has to be converted somewhere along the way: by your bank, an intermediary or Bridgewell Limited itself. You rarely see a separate charge for that conversion – the cost sits in the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare how much GBP the recipient gets with several providers.

The rate for GBP changes constantly. On larger amounts, even seemingly small gap in the rate adds up quickly.

Bridgewell Limited: head office code versus branch codes

We have 2 SWIFT/BIC codes for Bridgewell Limited. Next to the head office code BROFGB21XXX, you will find codes for individual branches and departments.

For the vast majority of payments to a private or business account, the head office code BROFGB21XXX is what you need. Branch codes are only needed when the account holder specifically asks for it, which is more common for corporate accounts and specialised services.

Not sure which code to use? Ask the recipient, or look at a recent statement from Bridgewell Limited. Codes are sometimes changed or retired over time.

SEPA payments and the Bridgewell Limited BIC

Since United Kingdom is part of SEPA, a euro transfer to Bridgewell Limited from within the SEPA area usually requires just the IBAN. Most banking apps no longer ask for the BIC in that case or fill it in for you.

You still need BROFGB21XXX for non-euro payments or transfers from countries outside SEPA. If a payment form has a field for the BIC regardless, entering BROFGB21 does no harm.

Instant euro transfers are increasingly available across SEPA – whether Bridgewell Limited offers them for your account is worth checking. Fees for SEPA payments tend to be low.