China Construction Bank Corporation London Branch SWIFT/BIC code

China Construction Bank Corporation London Branch SWIFT code: PCBCGB2B

PCBCGB2B and PCBCGB2BXXX are two ways of writing the same bank identifier, and both point to China Construction Bank Corporation London Branch in London. A SWIFT code shows the sending bank which institution should receive the money, much like a postcode for banks. In daily life you usually come across it on invoices from abroad, in your banking app and in the bank details that China Construction Bank Corporation London Branch provides.

This page is meant to help anyone who pays into an account at China Construction Bank Corporation London Branch and wants to get the details right. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number is for.

Tracking a transfer to or from China Construction Bank Corporation London Branch

An international transfer typically needs anywhere from one to several business days. Bank holidays in the sending or receiving country add a day or more. Extra checks on larger or unusual payments can also cause a delay, even when all details are correct.

If the money is late, ask the sending bank about the tracking status or the UETR. Keep the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace or a recall. On the receiving end, you can look at your account for a slightly lower amount, since fees may have been deducted.

PCBCGB2B or PCBCGB2BXXX – which one to use?

A SWIFT code is made up of fixed blocks: characters one to four identify the bank, the next two show the country and characters seven and eight mark the location. In this case, the 8-character core is PCBCGB2B.

The long version adds a three-character extension that identify a branch or department. If the last three are XXX, they simply mean the head office, so PCBCGB2BXXX and PCBCGB2B are interchangeable.

Type the code as one block, in upper case and without separators. A single letter may route the money to a different institution, so check it twice.

About this information

This directory is based on publicly available sources and is updated regularly. It can happen that a code here is out of date. Figures such as the number of codes come from our own dataset.

Use our data as a reference, not as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with China Construction Bank Corporation London Branch. Found an error? Let us know through the contact page.

Sending GBP to China Construction Bank Corporation London Branch

The currency of United Kingdom is the British Pound (GBP). If you send money in a different currency has to be converted somewhere along the way. You rarely see a separate charge for the conversion.

Who converts the payment matters: every bank has its own margin. In many cases it is cheaper if you send GBP directly through a provider with a good rate.

The rate for GBP fluctuates constantly, so the amount you see is usually only valid for a short time. If you pay regularly, a slightly better rate add up over a year.

Do you need PCBCGB2B for a SEPA transfer?

United Kingdom is part of the SEPA area. For a regular euro transfer from another SEPA country, you normally only need the IBAN and the BIC is often filled in automatically.

A SWIFT code like PCBCGB2B still matter when the currency is not euros. If your banking app asks for the BIC anyway, entering PCBCGB2B is fine.

Euro payments within SEPA normally land by the next business day. Charges on SEPA transfers tend to be low, as long as no currency conversion is involved.

China Construction Bank Corporation London Branch: head office code versus branch codes

With 2 codes, China Construction Bank Corporation London Branch is one of the banks that use individual codes for branches. The head office code is PCBCGB2BXXX.

Usually you do not need to look up a branch: transfers addressed to PCBCGB2BXXX reach China Construction Bank Corporation London Branch without problems. Only use a branch code when the recipient explicitly asks for it.

The safest approach is to copy the code directly from the account holder’s statement. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.

Incoming international payments to China Construction Bank Corporation London Branch

For an international payment at China Construction Bank Corporation London Branch, the sender needs not just the SWIFT code. Share the account holder’s name, the IBAN or account number, the BIC PCBCGB2BXXX and your address, which some banks require.

Certain banks also ask for the address of China Construction Bank Corporation London Branch. Check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

Expect that the amount credited is smaller than what the sender paid. Charges on incoming payments vary from bank to bank; check the price list of China Construction Bank Corporation London Branch. For business payments, you can state how the fees are split to avoid a shortfall.

Changed bank details? Be careful

A common scam works like this: an email arrives with a request claiming that a contact now has a new bank account and asking you to pay there from now on. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify new bank details via a different channel like a call to a number from an earlier contract, not by replying to the message. Watch out for time pressure, unusual wording or an email address that differs by one letter. If money has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients can be targeted as well: a classic trick is an overpayment and then sends a request to refund the difference. A payment confirmation from the sender proves nothing – check your own account.

Before you send: check the China Construction Bank Corporation London Branch code

The best place to find the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. Compare that code with PCBCGB2B on this page.

If the code is wrong, the payment might be delayed, be returned or end up costing more, and tracing it can take weeks. Do not forget the account number: an error there is harder to correct than a wrong BIC.

A validity check by your bank only tells you that the code exists. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. Sending a small amount first can be worth it for a large first payment, even if it costs an extra fee.

International transfers from China Construction Bank Corporation London Branch: the real cost

What you pay for an international transfer has more than one component, and the transfer fee is only the most visible one. Besides the transfer fee, banks in between may take a cut, and when currencies are converted the bank usually applies a rate that is less favourable than the actual market rate.

The real cost is often in the rate, rather than in the fee: many banks convert using an exchange rate with a margin built in. A simple test: set the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service is cheaper than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares the amount that arrives with different providers, which makes the cheapest option easy to spot. You can still use your account at China Construction Bank Corporation London Branch to fund the transfer; only the conversion and sending happen elsewhere.