E Trade Securities Limited SWIFT/BIC code

STIRGB21 – the SWIFT/BIC code of E Trade Securities Limited

The 8-character code STIRGB21 and the full code STIRGB21XXX refer to one and the same institution: E Trade Securities Limited, with its head office in London. A BIC does one job: it ensures that an international payment ends up at the right bank. You will need it mainly when dealing with payments that cross a border and payments in foreign currencies.

Below we go through the practical side: receiving money at E Trade Securities Limited, sending money abroad and how to verify a SWIFT code before you hit send. Remember that the BIC only identifies the bank, not the account: the IBAN or account number does that part.

Why E Trade Securities Limited has an 8- and an 11-character code

Every SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. That gives you STIRGB21, the short form of the code.

XXX at the end of STIRGB21XXX is not a missing value or an error: it indicates the head office of E Trade Securities Limited. Certain payment forms ask for 11 characters, and then you simply enter XXX after STIRGB21.

Leave out spaces, dots when you type STIRGB21. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

Sending money abroad from E Trade Securities Limited

The price of an international transfer has several parts – not just the fee on your screen. There is the transfer fee, possibly charges from correspondent banks in between and, above all, the exchange rate markup when the money is converted.

The markup on the rate tends to be the largest cost because it is hidden in the rate. Check the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

For a lot of routes, a transfer service is less expensive than a traditional bank transfer – mostly thanks to the rate. GoldexPay compares what recipients receive across providers, so you can pick the cheapest route. Using a transfer service does not require closing your account at E Trade Securities Limited.

How long does an international transfer to E Trade Securities Limited take?

An international transfer typically takes one to a few business days, depending on the currency, the route and the banks involved. Weekends and public holidays in either country can add extra days, since banks do not process on those days. Extra checks by one of the banks may also cause a delay, even when all details are correct.

When a payment takes longer than expected, ask the sending bank about the status so they can trace it along the chain. Specialist transfer services usually provide a status in their app showing where the payment is.

If the money does not arrive within the expected time, the sender should start with their own bank. On the receiving end, it helps to check your statements for a partial amount because fees can reduce the amount.

What to give a sender who pays you at E Trade Securities Limited

When you are waiting for a payment from another country, send the payer a complete set of details. In practice that means: your name as registered with E Trade Securities Limited, your IBAN or account number, the SWIFT/BIC code STIRGB21XXX (or STIRGB21) and usually your address.

It helps to add E Trade Securities Limited and its city too, since some forms ask for it. A typo in the IBAN can be harder to fix than it looks.

An incoming payment does not always land for the full amount. Correspondent banks can take a fee and your own bank may charge for processing, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

How to check STIRGB21 before you pay

Ask the recipient to copy their account details straight from a recent statement. If the code you have does not match STIRGB21 or STIRGB21XXX, do not guess: check with the recipient or with E Trade Securities Limited directly.

With a wrong code, the transfer might get stuck, be returned or cost extra. Do not forget the IBAN: an error there is harder to correct than a wrong BIC.

Many banking apps check the format of an IBAN and sometimes look up the BIC automatically. More and more banks compare the payee name with the account. Sending a small amount first can be a sensible step for large sums.

Sending GBP to E Trade Securities Limited

United Kingdom uses the British Pound, code GBP. A payment in a foreign currency is converted into GBP on its way to E Trade Securities Limited, and whoever converts it chooses the rate. Every conversion costs the amount.

Who converts the money matters, because each party uses its own rate. Check how much GBP the recipient gets via several services; the difference between options can be larger than you expect.

The rate for GBP changes constantly and quotes are often valid only for a short time. With bigger transfers, even small gap in the rate can be worth more than the fee.

Euro transfers to E Trade Securities Limited: is a BIC needed?

Within the SEPA zone, euro transfers to an account in United Kingdom use common rules. A field for the BIC is usually optional or missing for those payments.

Outside the euro and for senders outside SEPA, STIRGB21XXX remains part of the payment details. A few banks and apps also ask for the BIC; in that case, enter STIRGB21.

Instant payments in euros are increasingly available across SEPA; check with E Trade Securities Limited whether it applies to your account. Fees for SEPA transfers are generally low.

A note on our data

We collect bank codes from public sources and check our list from time to time. Even so, banks merge or retire codes. The figures we show reflect our own data, not official figures from E Trade Securities Limited.

Use this page as a reference, rather than as the final word – the bank details from the recipient are leading. GoldexPay is an independent comparison service for money transfers and not affiliated with E Trade Securities Limited. Should you notice a mistake, we appreciate a message.

E Trade Securities Limited: head office code versus branch codes

We have 2 SWIFT/BIC codes for E Trade Securities Limited. Besides the head office code STIRGB21XXX, you will find codes for branches, departments or specific services.

In most cases you do not need to pick a branch: payments sent to STIRGB21XXX reach E Trade Securities Limited without problems. Branch codes are only needed if the account holder specifically asks for it, which is more common for business accounts and specialised services.

Not sure which code applies? Check with the recipient. Branch codes can change over time, so a code from an old document is not always valid.

Scams that use SWIFT codes

Be alert when a contact unexpectedly wants you to send money to another account or a bank in another country. The fact that STIRGB21 exists is no guarantee that a request mentioning it is legitimate; criminals use the codes of real banks too.

Never trust a phone number in the same message that announces the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. Already paid? Contact your bank without delay and ask them to try to recall the payment; also report it to the police.

Recipients can be targeted as well: a classic trick is an overpayment and then sends a request to refund the difference abroad. A payment confirmation from the sender is no proof; only your own account shows what has arrived.