Ebury Partners UK LTD SWIFT/BIC code

What EBURGB2L means for a payment to Ebury Partners UK LTD

The 8-character code EBURGB2L and the 11-character code EBURGB2LXXX refer to the same bank: Ebury Partners UK LTD, with its head office in London. A SWIFT code tells the banks handling a payment which institution is meant to get the money, a bit like a postal address for banks. In practice you mostly see the code on invoices from abroad, in payment forms and in the bank details that Ebury Partners UK LTD provides.

This page is meant to help people who receives money at an account at Ebury Partners UK LTD and wants to get the details right. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number is for.

Do you need EBURGB2L for a SEPA transfer?

United Kingdom is a member of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. When you send euros from another SEPA country, you normally only need the IBAN and the BIC is often filled in automatically.

You will still need EBURGB2LXXX for non-euro payments or transfers from countries outside SEPA. A few banks and apps also show a field for the BIC out of habit; if so, enter EBURGB2L.

Instant euro transfers have become widely supported across SEPA – whether Ebury Partners UK LTD offers them for your account is worth checking. Fees for SEPA transfers tend to be low, as long as no currency conversion is involved.

Transfer times and tracking a payment to Ebury Partners UK LTD

There is no single answer for every transfer: many arrive the same day or the next, others take several business days. Transfers sent late in the day or just before a weekend or public holiday usually go out the next business day. Extra checks on larger or unusual payments may also cause some delay, regardless of the details.

Many banks are connected to SWIFT gpi. Every payment carries a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually provide tracking online showing how far the payment is.

If the money does not arrive after a few business days, the person who paid needs to start with their own bank rather than Ebury Partners UK LTD. Ask the sender for the payment receipt with the date and reference.

Where our SWIFT data comes from

We gather SWIFT/BIC codes using publicly available data and check our list regularly. Even so, banks merge or retire codes and our data may lag behind. Counts and locations come from our directory.

Treat our data as a starting point, not as the last word – the bank details from the recipient are leading. We are an independent comparison service and not part of Ebury Partners UK LTD. Should you notice something that is out of date, we appreciate a short note via the contact page.

Which of the 2 codes of Ebury Partners UK LTD do you need?

Having 2 codes, Ebury Partners UK LTD belongs to the banks that register separate codes for parts of the organisation. The head office code is EBURGB2LXXX.

Usually there is no need to pick a branch: transfers addressed to EBURGB2LXXX reach Ebury Partners UK LTD correctly. Just use a branch code when the account holder gives you that exact code.

Not sure which code applies? Check with the recipient, or look at a recent statement from Ebury Partners UK LTD. Codes can change when banks reorganise, so a code from an old document is not always valid.

Watch out for payment fraud

Be wary when someone suddenly asks you to send money to a different account or a bank in another country. A valid SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Do not rely on a phone number in the same message that contains the new account. Pressure or requests to keep it quiet tend to be warning signs. If a payment was sent to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Fraud can also work the other way: someone sends too much and asks you to refund the extra via a different route. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

How to check EBURGB2L before you pay

The most reliable place for the right code is a document from the bank itself like a bank statement or the account page in online banking. If the code you have differs from EBURGB2L or EBURGB2LXXX, do not guess.

Errors in the BIC tend to be annoying rather than fatal – usually the money comes back, minus fees and time lost. Remember the IBAN: a mistake there can be more difficult to correct than a wrong code.

Many banking apps check the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the name with the account before you confirm. When you pay someone new, many people send a small test amount.

Incoming international payments to Ebury Partners UK LTD

When you expect a payment from another country, give the sender a complete set of details. Give them your name as the bank knows it, the IBAN or account number, SWIFT code EBURGB2LXXX and your address.

Their bank might also ask for the address of your bank, in which case the London head office is the usual answer. A mistake in your account number is harder to fix than you might think.

An incoming payment will not always arrive in full. Fees for incoming transfers vary from bank to bank. On invoices, it is common to agree who bears the costs.

What the XXX in EBURGB2LXXX means

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, two letters for the country and two characters for the location. In this case, the 8-character core is EBURGB2L.

The long version adds three more characters that identify a branch or department. If the last three are XXX, the code points to the head office, which is why EBURGB2LXXX and EBURGB2L lead to the same place.

In practice the code is typed in capitals and without spaces. Pasting the code beats typing it by hand.

Sending GBP to Ebury Partners UK LTD

Most accounts at Ebury Partners UK LTD are typically held in GBP, the national currency of United Kingdom. When you pay money in a different currency it has to be converted somewhere along the way: by your bank, an intermediary or Ebury Partners UK LTD itself. Every conversion costs something, even when no fee is shown.

Who does the conversion affects the final amount. In many cases you pay less to send GBP straight away via a provider with a good rate.

The rate for GBP fluctuates constantly. With bigger transfers, even seemingly small difference in the rate can be worth more than the fee.

International transfers from Ebury Partners UK LTD: the real cost

A bank transfer abroad costs more than the fee suggests. Besides the transfer fee, banks in between can deduct a fee, and if the money changes currency the bank usually applies a rate that is less favourable than the actual market rate.

Banks do not list the margin on the rate as a cost. Check their rate with the mid-market rate. The difference is your real conversion cost.

Specialised transfer providers often use a rate near the mid-market rate with clearer fees. GoldexPay lists transfer providers next to each other so you can see what actually arrives for the same amount sent. Choosing a specialist does not mean leaving Ebury Partners UK LTD.