Ice Clear Europe Limited SWIFT/BIC code

Ice Clear Europe Limited SWIFT code: ICEUGB2L

The 8-character code ICEUGB2L and the full code ICEUGB2LXXX refer to one and the same institution: Ice Clear Europe Limited, with its head office in London. A SWIFT code tells the sending bank exactly which bank should receive the money, a bit like a postal address for banks. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

This page is meant to help people who sends money to an account at Ice Clear Europe Limited. A SWIFT code identifies a bank or branch, never a specific account, which is why you always need the account number too.

Scams that use SWIFT codes

Scammers regularly use payment requests containing new bank details sent from what looks like a familiar address. The fact that ICEUGB2L exists does not mean that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Never trust a phone number in the same message that contains the new account. Pressure and requests to keep it quiet tend to be warning signs; a genuine business can wait for you to check. Acted too fast? Call the bank you paid from without delay and ask them to start a recall; also report it to the police.

People receiving money are targeted too: a classic trick is an overpayment and then sends a request to send back the difference. A screenshot of a transfer is no proof – check your own account.

Paying someone abroad from your Ice Clear Europe Limited account

What you pay for an international transfer has several parts. On top of the transfer fee, correspondent or intermediary banks may deduct a fee, and when the money changes currency, the bank often applies a rate below the real market rate.

Many banks do not show the margin on the rate as a cost – you only notice it if you compare. A simple test: put the bank’s rate next to the mid-market rate and look at the difference.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer. GoldexPay compares these services next to each other so you can see the amount the recipient gets for the same amount sent. Choosing a specialist does not mean leaving Ice Clear Europe Limited: you simply pay the service from your account.

Is ICEUGB2L still correct? How to check

The safest source for the BIC is the bank details provided by the recipient – an invoice, a statement or a screenshot from online banking. If the code you have does not match ICEUGB2L or ICEUGB2LXXX, do not guess – contact the recipient or Ice Clear Europe Limited.

Mistakes in the SWIFT code are annoying rather than disastrous – usually the money comes back, minus fees and time lost. Do not forget the IBAN: a mistake there is more difficult to undo than a wrong code.

Many banking apps validate the structure of an IBAN and some suggest the matching BIC. Some banks now compare the name against the account – do not ignore a mismatch warning. When you pay someone new, some people start with a small amount first.

SEPA payments and the Ice Clear Europe Limited BIC

Because United Kingdom is in the SEPA zone, a euro payment into Ice Clear Europe Limited from within the SEPA area usually only needs the IBAN. Many banks no longer ask for the BIC for these payments or fill it in for you.

The BIC still come into play when the currency is not euros and when the money comes from outside SEPA. If a payment form has a field for the BIC anyway, adding ICEUGB2L does no harm.

Instant euro transfers have become increasingly supported within SEPA – whether Ice Clear Europe Limited offers them for your account is worth checking. Provided no currency is converted, the transfer tends to be inexpensive.

Receiving money from abroad at Ice Clear Europe Limited

For a transfer from abroad at Ice Clear Europe Limited, the sender needs more than the BIC. The basics are: the account holder’s name, IBAN or account number, ICEUGB2LXXX and, for some countries, your postal address.

You can include Ice Clear Europe Limited and its city as well, because some payment forms have separate fields for them. A typo in your account number can be harder to fix than it looks; copy them from your banking app rather than typing.

What lands in your account can be less than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin comes on top. For business payments, it is common to state who bears the costs, so that nobody is left short.

Tracking a transfer to or from Ice Clear Europe Limited

A SWIFT payment typically needs one to a few business days. Payments made after the cut-off time or just before weekends and holidays often go out a business day later. Occasionally a bank asks what the payment is for before releasing it.

If the money seems delayed, contact the sending bank for the status or the UETR. Save the payment confirmation; it contains the details a bank needs to start a trace.

A missing payment has to be investigated from the sending side. Request from the sender a copy of the payment confirmation; that often settles the question quickly.

Head office or branch code at Ice Clear Europe Limited?

Ice Clear Europe Limited has 2 different SWIFT/BIC codes across 1 cities. Only one is the head office code, ICEUGB2LXXX; the rest identify branches or departments.

Usually you do not need to pick a branch: transfers sent to ICEUGB2LXXX are routed within Ice Clear Europe Limited correctly. Just use a branch code when the recipient gives you that exact code, for example on an invoice or in their bank details.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes can change over time, so a code from an old document is not always valid.

What the XXX in ICEUGB2LXXX means

A BIC is built from a few fixed parts: characters one to four identify the bank, characters five and six give the country and characters seven and eight mark the location. For Ice Clear Europe Limited, the 8-character core is ICEUGB2L.

XXX at the end of ICEUGB2LXXX is not a missing value or a mistake: it stands for the main office of Ice Clear Europe Limited. Some forms insist on 11 characters, and then you can add XXX after ICEUGB2L.

Leave out spaces, dots when you type ICEUGB2L; the code is always written in one block. A wrong letter can send a payment to a different institution, so copy it carefully.

Where our SWIFT data comes from

The details on this page come from publicly available data that we update regularly. It is possible that a code on this page is no longer current after a merger or reorganisation. The number of codes we show are based on what is in our directory and not on information from Ice Clear Europe Limited itself.

Before a payment that matters, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay is not affiliated with Ice Clear Europe Limited. Spotted outdated information? Let us know through the contact page.

Sending GBP to Ice Clear Europe Limited

Accounts at Ice Clear Europe Limited are usually held in GBP, the local currency of United Kingdom. If you send money in a different currency has to be converted somewhere along the way: by your bank, an intermediary or Ice Clear Europe Limited itself. Every conversion eats into something.

Who converts the payment matters, because each party uses its own rate. Sending the money directly in GBP often prevents a second conversion at the receiving end.

Rates for GBP move all the time, and some providers let you lock in a rate. On larger amounts, even small gap in the rate adds up quickly.