Icici Bank UK PLC SWIFT/BIC code

Icici Bank UK PLC SWIFT code: ICICGB2L

Whether you are given ICICGB2L or ICICGB2LXXX, you are looking at the identical identifier for Icici Bank UK PLC in United Kingdom. The code has a single purpose: it makes sure that money from abroad reaches the right bank. In practice you mostly see the code on international invoices, in payment forms and on the account details of Icici Bank UK PLC customers.

This page is meant to help people who sends money to an account at Icici Bank UK PLC and wants to get the details right. The BIC identifies an institution, never a specific account.

Icici Bank UK PLC: head office code versus branch codes

Icici Bank UK PLC has 11 separate SWIFT/BIC codes across 3 locations. Only one is the head office code, ICICGB2LXXX; the others identify branches, and sometimes specific services.

In most cases you do not need to pick a branch: payments sent to ICICGB2LXXX reach Icici Bank UK PLC correctly. Branch codes are only needed when the account holder specifically asks for it.

The best way is to copy the code straight from the recipient’s invoice. Branch codes can change over time, so a code from an old document is not always valid.

A note on our data

The codes on this page are taken from public sources. It can happen that information on this page is no longer current after a merger or reorganisation. The figures on this page are based on what is in our directory and not on information from Icici Bank UK PLC itself.

Before any payment of any size, check the BIC with the recipient’s bank or with the recipient. GoldexPay is independent of Icici Bank UK PLC, we only compare transfer services. Spotted outdated information? Let us know via our contact form.

Sending money abroad from Icici Bank UK PLC

An international bank payment costs more than the fee suggests. Besides the transfer fee, banks in between may deduct a fee, and when the money changes currency the bank often applies a rate below the real market rate.

That exchange rate margin is often the biggest cost, and it is easy to miss. Compare their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers frequently use rates closer to the mid-market rate. Next time you send money, it is worth comparing the total cost on GoldexPay. You can always use your account at Icici Bank UK PLC as the source of the money.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a request claiming that a company now has a new bank account and that the next payment should go there. A valid SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Check changed bank details via a different channel, never via the email that asked for the change. Urgency or requests to keep it quiet are red flags; a genuine business can wait for you to check. When a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

Scams can also target the receiver. Someone sends more than agreed and asks you to return the extra to a new account. A payment confirmation from the sender is no proof – check your own account.

Verifying the SWIFT code of Icici Bank UK PLC

The safest source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare that code against ICICGB2L here; if they differ, ask before you pay.

If the code is wrong, the transfer might get stuck, be returned or end up costing more, and tracing it can take weeks. Remember the account number: an error there can be harder to undo than a wrong code.

Many banking apps validate the structure of IBANs and some suggest the matching BIC, but that does not prove the account belongs to the right person. Where available, a name check before sending gives extra certainty. Sending a small amount first can be worth it for a large first payment despite the extra fee.

SEPA payments and the Icici Bank UK PLC BIC

Inside SEPA, euro transfers to an account in United Kingdom follow the same rules, so the IBAN does the job in most cases. The BIC field is often optional in that case.

A SWIFT code like ICICGB2L still matter when the currency is not euros and when the money comes from outside SEPA. If a payment form has a field for the BIC regardless, entering ICICGB2L is fine.

Instant payments in euros have become increasingly supported across SEPA. As long as no currency is converted, the transfer tends to be cheap; it is the conversion that costs money.

Sending GBP to Icici Bank UK PLC

Most accounts at Icici Bank UK PLC are typically held in GBP, the local currency. If you send another currency, the amount has to be converted somewhere along the way – by your bank, by Icici Bank UK PLC or by a bank in between. There is rarely a separate charge for that conversion – the cost sits in the rate.

Which bank converts the money makes a difference, because each party uses its own rate. Sending the amount directly in GBP often avoids a second conversion – as long as your own rate is good.

Exchange rates move all the time – some services let you fix a rate in advance. With bigger transfers, a small difference in the rate can be worth more than the fee.

Receiving money from abroad at Icici Bank UK PLC

When you expect a payment from another country, send the payer everything they need in one go. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code ICICGB2LXXX (or ICICGB2L) and, often, your address.

You can include the bank name and London too, because some payment forms have separate fields for them. Double-check each detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive for the full amount. Intermediary banks may deduct a fee, Icici Bank UK PLC may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. Make clear with the sender who pays which costs before the money is sent.

When will the money arrive at Icici Bank UK PLC?

How fast a transfer arrives at Icici Bank UK PLC depends on several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Weekends and public holidays in either country add extra days, since banks do not process on those days. Extra checks by one of the banks may also add some delay, even when all details are correct.

If a transfer seems late, ask the sending bank for the tracking status and the transaction reference; with that reference banks can see where the payment is. Money transfer services usually provide tracking in their app showing how far the payment is.

If the money does not arrive after a few business days, the person who paid needs to start with their own bank, not the receiving bank. Request from the sender the payment receipt with the date and reference.

Why Icici Bank UK PLC has an 8- and an 11-character code

A SWIFT code is made up of fixed blocks: characters one to four identify the bank, the next two show the country and the two after that indicate the location. In this case, that core is ICICGB2L.

Many banks and apps work with either length. If yours asks for eleven characters, enter ICICGB2LXXX; if it wants eight, use ICICGB2L.

Enter the code as one block, in capitals and without separators, exactly as shown here. Pasting the code is safer than typing it by hand: a typo can point to another bank.