J.p. Morgan Cazenove Limited SWIFT/BIC code

J.p. Morgan Cazenove Limited SWIFT code: CAZEGB21

The short code CAZEGB21 and the full code CAZEGB21XXX refer to one and the same institution: J.p. Morgan Cazenove Limited in London, United Kingdom. The code does one job: it ensures that a cross-border transfer ends up at the right bank. In daily life you mostly see the code on international invoices, in your banking app and in the bank details that J.p. Morgan Cazenove Limited provides.

We wrote this page to help anyone who pays into an account at J.p. Morgan Cazenove Limited. A SWIFT code names a bank or branch, never a specific account; the IBAN or account number does that.

Receiving money from abroad at J.p. Morgan Cazenove Limited

If you expect money from abroad, give the sender all details at once. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the BIC CAZEGB21XXX (or CAZEGB21) and sometimes your address.

Certain banks also ask for the address of J.p. Morgan Cazenove Limited in London. Check every detail before you share them, because the sender’s bank usually copies them as is.

What lands in your account is often less than the amount sent. Correspondent banks can take a fee, J.p. Morgan Cazenove Limited may charge for incoming payments, and if the currency changes, an exchange rate margin applies. Make clear with the sender who covers the fees, especially for larger amounts.

8 or 11 characters: CAZEGB21 versus CAZEGB21XXX

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, the next two give the country and the two after that indicate the location. Together, these eight characters make up CAZEGB21 – the version you usually see online.

The 11-character version has a three-character extension that identify a branch or department. When those three characters are XXX, they simply mean the head office, so CAZEGB21XXX and CAZEGB21 are interchangeable.

Enter the code in one piece, in capitals and without separators, exactly as shown here. Copying the code is safer than retyping it.

How long does an international transfer to J.p. Morgan Cazenove Limited take?

There is no fixed delivery time for international payments: many arrive the same day or the next, others take several business days. Payments made after the cut-off time or just before weekends and holidays usually start the next business day. Sometimes a bank asks about the purpose of a payment, which can hold things up.

Many banks are connected to SWIFT gpi. Each payment gets a unique reference, the UETR. Money transfer services often provide a status in their app showing where the payment has got.

If a payment has not arrived after a few business days, the sender needs to start with the bank that sent it, not the receiving bank. As a recipient, you can check your statements for a slightly lower amount because fees can reduce the amount.

SEPA payments and the J.p. Morgan Cazenove Limited BIC

Since United Kingdom is in SEPA, a euro payment to J.p. Morgan Cazenove Limited from another SEPA country usually requires just the IBAN. Many banks no longer ask for the BIC in that case or fill it in for you.

A SWIFT code like CAZEGB21 does come into play for payments in other currencies and when the money comes from outside SEPA. If a payment form asks for the BIC anyway, entering CAZEGB21 is fine.

SEPA transfers usually arrive by the next business day. Provided the payment stays in euros, the transfer is cheap.

Before you send: check the J.p. Morgan Cazenove Limited code

The most reliable place for the correct BIC remains a document from the bank itself like a bank statement or the account page in online banking. Check it against CAZEGB21 here.

A wrong SWIFT code can cause a delay, a payment being sent back or extra fees along the way. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

A format check by your bank merely tells you that the IBAN is valid – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending gives extra certainty. A small test payment is worth it for a large first payment.

Choosing between the 3 SWIFT codes of J.p. Morgan Cazenove Limited

Our directory lists 3 SWIFT/BIC codes for J.p. Morgan Cazenove Limited in 1 cities. Besides the head office code CAZEGB21XXX, you will find codes for regional offices and specialised units.

In most cases you do not need to pick a branch: payments sent to CAZEGB21XXX are routed within J.p. Morgan Cazenove Limited correctly. Just use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

When in doubt, check with the recipient for the exact BIC in their bank details. Branch codes are more likely to change than the head office code.

Scams that use SWIFT codes

Scammers regularly use payment requests containing new bank details, sometimes in an email that looks completely genuine. The fact that CAZEGB21 exists is no guarantee that the account is legitimate – fraudsters use real bank codes as well.

Do not rely on contact details from the same email that announces the new account. Be suspicious of urgent requests, odd spelling or an email address that differs by one letter. If money was sent to a fraudster, call your bank right away – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference abroad. A screenshot of a transfer proves nothing.

A note on our data

We gather bank codes using public sources and update our list from time to time. Still, banks merge or retire codes and our data may lag behind. Figures such as the number of codes are from our own dataset and may differ from what J.p. Morgan Cazenove Limited publishes.

Before a payment that matters, always check the BIC with J.p. Morgan Cazenove Limited or the recipient. GoldexPay is independent of J.p. Morgan Cazenove Limited, we only compare transfer services. Spotted outdated information? Let us know via our contact form.

International transfers from J.p. Morgan Cazenove Limited: the real cost

What you pay for a payment abroad is made up of several parts – not just the fee on your screen. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup.

The markup on the rate tends to be the largest item because it is hidden in the rate. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many currency pairs, a transfer service turns out to be less expensive than a bank – mostly thanks to the rate. Next time you send money, take a minute to compare the total cost via GoldexPay. Using a transfer service does not require leaving J.p. Morgan Cazenove Limited.

Sending GBP to J.p. Morgan Cazenove Limited

United Kingdom uses the British Pound (GBP). Money sent in a different currency will be exchanged into GBP – and the bank that does it picks the rate. Every conversion costs the amount.

Where the conversion happens affects the final amount, as rates and margins differ per bank. Check how much GBP arrives with different services; the difference between options can be larger than you expect.

Rates for GBP move all the time. On larger amounts, a small difference in the rate adds up quickly.