Jpmorgan Chase Bank, N.a. SWIFT/BIC code

CHASGB2L – the SWIFT/BIC code of Jpmorgan Chase Bank, N.a.

The 8-character code CHASGB2L and the full code CHASGB2LXXX identify the same bank: Jpmorgan Chase Bank, N.a., with its head office in London. Banks worldwide use BIC codes to direct payments between countries to the correct bank. You will need it mainly for transfers between countries and payments in foreign currencies.

Below we go through the practical side: money coming in from abroad, paying someone in another country and how to check a SWIFT code before you hit send. A SWIFT code names a bank or branch, never a specific account.

Which of the 84 codes of Jpmorgan Chase Bank, N.a. do you need?

Jpmorgan Chase Bank, N.a. has 84 different SWIFT/BIC codes across 3 cities. One of them is the head office code; the rest identify branches, and sometimes specific services.

Unless the recipient tells you otherwise, use CHASGB2LXXX or its short form CHASGB2L. Only use a branch code when your contact gives you that exact code, for example on an invoice or in their bank details.

Unsure which code applies? Check with the recipient or the bank itself. Codes can change when banks reorganise.

Paying someone abroad from your Jpmorgan Chase Bank, N.a. account

If you send money to another country through Jpmorgan Chase Bank, N.a., the fee you see is only part of the cost. On top of the transfer fee, correspondent or intermediary banks can take a cut, and when the money changes currency the bank usually applies a rate below the real market rate.

Banks do not show the margin on the rate separately – you only notice it if you compare. An easy check: set the bank’s rate next to the mid-market rate for the same moment and work out the difference on your amount.

For many currency pairs, a transfer service is less expensive than a bank, mainly because of the exchange rate. GoldexPay compares transfer providers next to each other, showing the amount the recipient gets before you commit. Using a transfer service does not require closing your account at Jpmorgan Chase Bank, N.a.: you simply pay the service from your account.

Verifying the SWIFT code of Jpmorgan Chase Bank, N.a.

Have the recipient copy their bank details straight from a recent statement. When the code you were given does not match CHASGB2L or CHASGB2LXXX, do not guess – contact the recipient or Jpmorgan Chase Bank, N.a..

With a wrong code, the transfer might get stuck, be returned or end up costing more. Remember the account number: an error there can be more difficult to correct than a wrong BIC.

A validity check by your bank only confirms that the IBAN is valid. Where available, a name check on the recipient adds extra certainty. A small test payment is a sensible step for a large first payment.

Do you need CHASGB2L for a SEPA transfer?

United Kingdom belongs to the SEPA area, the zone for standardised euro payments. For a standard euro transfer from another SEPA country, you normally only need the IBAN.

You will still need CHASGB2LXXX for non-euro payments or transfers from countries outside SEPA. Some forms still ask for the BIC out of habit; in that case, enter CHASGB2L or CHASGB2LXXX.

SEPA transfers usually arrive within one business day; instant payments are faster if both banks offer them. Provided no currency is converted, the transfer is inexpensive.

What to give a sender who pays you at Jpmorgan Chase Bank, N.a.

If you expect money from abroad, send the payer all details at once. Share the account holder’s name, the IBAN or account number, SWIFT code CHASGB2LXXX and your address.

Their bank may request the address of your bank, in which case the London head office is the usual answer. Double-check each detail before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be less than the amount sent. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. For business payments, you can agree who bears the costs.

About this information

We gather SWIFT/BIC codes from publicly available data and update our list from time to time. It is possible that information on this page is out of date. Figures such as the number of codes are from our directory and are not confirmed by Jpmorgan Chase Bank, N.a..

Before any payment that matters, always confirm the BIC with the recipient’s bank or with the recipient. We are an independent comparison service for money transfers and not part of Jpmorgan Chase Bank, N.a.. Found an error? Let us know via our contact form so we can correct it.

Why Jpmorgan Chase Bank, N.a. has an 8- and an 11-character code

The structure of a BIC is always the same: a bank code of four letters, a two-letter country code and two for the location, plus an optional branch code. For Jpmorgan Chase Bank, N.a., the 8-character core is CHASGB2L.

Most payment forms work with either length. If yours asks for eleven characters, use CHASGB2LXXX; if it wants eight, use CHASGB2L.

Enter the code in one piece, in upper case and without spaces, exactly as shown here. A single character may route the money to another bank.

Scams that use SWIFT codes

Fraudsters regularly send payment requests containing new bank details. The fact that CHASGB2L exists is no guarantee that a request mentioning it is genuine.

Never rely on a phone number from the same email that announces the change. Pressure or requests to keep it quiet are red flags. If money has already gone to the wrong account, call your bank right away.

Scams can also work the other way. Someone sends too much and asks you to refund the difference. Do not act before the money has really arrived.

British Pound (GBP) and conversion costs

Most accounts at Jpmorgan Chase Bank, N.a. are typically held in GBP, the national currency of United Kingdom. When you pay another currency, the amount has to be converted at some point – by your bank, by Jpmorgan Chase Bank, N.a. or by a bank in between. Each conversion costs something, even when no fee is shown.

Who does the conversion has an effect on the final amount, since every bank sets its own rate. Sending the money directly in GBP usually avoids an extra conversion by Jpmorgan Chase Bank, N.a..

The GBP rate changes throughout the day and quotes are often valid only for a short time. With bigger transfers, even seemingly small gap in the rate can be worth more than the fee.

How long does an international transfer to Jpmorgan Chase Bank, N.a. take?

How quickly a transfer reaches Jpmorgan Chase Bank, N.a. is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and time zones. Transfers sent late in the day or on a weekend or public holiday usually start a business day later. Extra checks on larger or unusual payments may also cause some delay.

A growing number of banks are connected to SWIFT gpi. Each payment carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually provide a status in their app showing where the money is.

A missing payment is traced by the sending bank. As a recipient, you can check your statements to see a slightly lower amount, since fees may have been deducted.