Kantox Limited SWIFT/BIC code

Kantox Limited SWIFT code: KANTGB2L

If an invoice shows KANTGB2L or KANTGB2LXXX, it is the identical identifier for Kantox Limited in United Kingdom. Every bank on the SWIFT network uses BIC codes to direct international transfers to the right institution. In daily life you usually come across the code on international invoices, in payment forms and on the account details of Kantox Limited customers.

On this page you can read how the code means, when you need it and what else a transfer to or from Kantox Limited requires. Remember that the SWIFT code only identifies the bank, not the person: the IBAN or account number takes care of that.

Changed bank details? Be careful

Fraudsters regularly send fake invoices containing changed bank details sent from what looks like a familiar address. A correct SWIFT code says nothing about whether the request is genuine.

Check new bank details through a separate channel, such as a phone number you already know. Watch out for urgent requests, unusual wording or a sender address that is slightly off. Acted too fast? Contact your bank without delay and ask them to try to recall the payment; also report it to the police.

Fraud also work the other way: someone claims to have sent too much and wants you to refund the difference via a different route. A screenshot of a transfer proves nothing – check your own account.

Transfer times and tracking a payment to Kantox Limited

There is no fixed answer for every transfer: many arrive within a day while others need several business days. Bank holidays in either country add extra days. Compliance checks on larger or unusual payments can also cause some delay.

If the money is late, ask the sending bank about the tracking status or the UETR. Money transfer services often show a status online showing where the payment has got.

A missing payment is investigated by the sending bank, using the payment confirmation. On the receiving end, you can look at your statements for a slightly lower amount because fees can reduce the amount.

Kantox Limited: head office code versus branch codes

With 2 codes, Kantox Limited belongs to the banks that register separate codes for parts of the organisation. The head office code is KANTGB2LXXX.

Usually you do not need to pick a branch: payments sent to KANTGB2LXXX are routed within Kantox Limited without problems. Branch codes are only needed when the account holder explicitly asks for it, which is more common for corporate accounts and trade services.

The safest route is to take the code directly from the account holder’s statement. Branch codes can change over time, so do not rely on old paperwork.

Paying someone abroad from your Kantox Limited account

The price of an international transfer is made up of more than one component – not just the fee on your screen. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks along the way and, most importantly, the exchange rate markup when the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert using an exchange rate with a margin built in. Compare the rate you are offered with the mid-market rate.

For a lot of currency pairs, a specialist provider is less expensive than a bank – mostly thanks to the rate. Next time you send money, it is worth comparing what arrives on GoldexPay instead of going straight to your bank. You can always use your account at Kantox Limited to fund the transfer; only the conversion and sending happen elsewhere.

The British Pound and what conversion costs you

Most accounts at Kantox Limited are typically held in GBP, the local currency. Money sent in a different currency is exchanged into GBP before it reaches the account. Each conversion costs something.

Who converts the money makes a difference. Check what GBP the recipient gets via several services before choosing one.

Rates for GBP change during the day. For regular payments, a slightly better rate make a real difference over a year.

Why Kantox Limited has an 8- and an 11-character code

Every SWIFT/BIC code starts with the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. Combined, those parts form KANTGB2L – the version you usually see online.

The 11-character version has three more characters that identify a branch or department. If the last three are XXX, the code points to the head office.

Leave out spaces when you type KANTGB2L. A single letter can send a payment to a different institution, so copy it carefully.

About this information

The details here come from public sources. Institutions reorganise, change names and change codes – a directory can be a step behind. The number of codes we show are based on our own data and not on information from Kantox Limited itself.

See the information here as a helpful check. We are an independent comparison service and not affiliated with Kantox Limited. Spotted outdated information? Tell us via our contact form so we can correct it.

Before you send: check the Kantox Limited code

The safest source for a SWIFT code is the bank details provided by the recipient. Check that code with KANTGB2L on this page and ask if anything does not match.

A wrong SWIFT code may lead to a delay, a returned payment or additional charges for investigation. Do not forget the IBAN: a mistake there can be more difficult to undo than a wrong BIC.

An automatic check by your bank merely tells you that the IBAN is valid – not that it belongs to the person you mean to pay. More and more banks check the name with the account before you confirm – do not ignore a mismatch warning. When you pay someone new, many people send a small test amount.

Paying Kantox Limited in euros within SEPA

United Kingdom is a member of the SEPA area, the zone for uniform euro payments. When you send euros within SEPA, you normally only need the IBAN and the BIC is often filled in automatically.

Outside the euro and from non-SEPA countries, KANTGB2LXXX or KANTGB2L remains required. A few forms still show a field for the BIC; in that case, enter KANTGB2L or KANTGB2LXXX.

Euro payments within SEPA usually arrive within one business day, and instant transfers in seconds where both banks support them. Charges on SEPA transfers are generally low as long as everything stays in euros.

Receiving money from abroad at Kantox Limited

Someone abroad who wants to pay you will ask for several details about your account, and missing ones are a common cause of delays. The basics are: your name, account number or IBAN, KANTGB2LXXX or KANTGB2L and often your home address.

It helps to include the bank name and its city as well, since some forms ask for it. A typo in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee, Kantox Limited may charge for incoming payments, and when currencies differ, an exchange rate margin comes on top. Make clear with the sender who pays which costs.