Lhr Airports Limited SWIFT/BIC code

LHRAGB2L – the SWIFT/BIC code of Lhr Airports Limited

LHRAGB2L and LHRAGB2LXXX are the short and the long form of the same SWIFT/BIC code, and both point to Lhr Airports Limited in London. The code has a single purpose: it ensures that an international payment reaches the right bank. In practice you usually come across it on invoices from abroad, in your banking app and in the bank details that Lhr Airports Limited provides.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. The SWIFT code alone does not identify an individual account holder; that is what the account number or IBAN .

Protect yourself against fake payment requests

Be wary when a contact unexpectedly wants you to send money to a different account or a bank in another country. That LHRAGB2L is a real code is no guarantee that a request mentioning it is legitimate – fraudsters use real bank codes as well.

Check new payment details through a separate channel, such as a phone number you already know, never via the email that asked for the change. Pressure or requests to keep it quiet are red flags – a real supplier can wait a day. If a payment has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Fraud can also work the other way. Someone sends more than agreed and wants you to refund the extra via a different route. Wait until the money is actually in your account – ask Lhr Airports Limited if something looks wrong.

How long does an international transfer to Lhr Airports Limited take?

How quickly a payment reaches Lhr Airports Limited is determined by a few things: which currency you send, the number of banks in between, daily processing deadlines and time zones. Payments made late in the day or on weekends and holidays usually start a business day later. Compliance checks by one of the banks may also cause a delay, regardless of the details.

When a payment takes longer than expected, contact your bank about the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services usually provide a status in their app showing where the money is.

Only the sending bank can start an official trace; the receiving side usually has nothing to trace yet. Request from the sender the payment receipt with the date and reference; that often settles the question quickly.

British Pound (GBP) and conversion costs

Accounts at Lhr Airports Limited are usually held in GBP, the national currency. When you pay another currency, the amount has to be converted somewhere along the way – by your bank, by Lhr Airports Limited or by a bank in between. There is rarely a separate line for that conversion.

Who does the conversion affects the final amount, as rates and margins differ per bank. Compare how much GBP arrives with several services before choosing one.

The GBP rate fluctuates throughout the day and quotes are often valid only for a short time. On larger amounts, a small difference in the rate can be worth more than the fee.

Paying Lhr Airports Limited in euros within SEPA

United Kingdom belongs to the SEPA area, the zone for standardised euro payments. For a standard euro transfer within SEPA, the IBAN is usually enough.

You will still need LHRAGB2LXXX for non-euro payments or transfers from countries outside SEPA. If a payment form has a field for the BIC anyway, entering LHRAGB2L is fine.

SEPA transfers usually arrive by the next business day. Fees for SEPA payments are generally low.

How to check LHRAGB2L before you pay

Ask the recipient to copy their account details straight from their online banking. Check it with LHRAGB2L here.

An incorrect BIC may lead to delays, a payment being sent back or extra fees for investigation. Do not forget the account number: an error there can be harder to correct than a wrong BIC.

A format check in your banking app merely tells you that the code exists – not that it belongs to the person you mean to pay. More and more banks compare the payee name with the account before you confirm. When you pay someone new, many people send a small test amount and wait for confirmation.

8 or 11 characters: LHRAGB2L versus LHRAGB2LXXX

Each SWIFT/BIC code starts with an 8-character core: four letters for the bank, two letters for the country and a two-character location code. In this case, that core is LHRAGB2L.

The long version adds a three-character extension that identify a branch or department. When those three characters are XXX, the code points to the head office.

Leave out spaces, dots when you enter LHRAGB2L. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

What a transfer from Lhr Airports Limited abroad really costs

The price of an international transfer has several parts – not just the fee on your screen. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup.

That exchange rate margin is often the largest item because it is hidden in the rate. An easy check: put the rate you get against the mid-market rate for the same moment and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate with clearer fees. GoldexPay compares these services side by side so you can see the amount the recipient gets. You can always use your account at Lhr Airports Limited to fund the transfer, while a cheaper service handles the conversion.

Incoming international payments to Lhr Airports Limited

If you are waiting for a payment from another country, send the payer everything they need in one go. Give them your name as the bank knows it, your account number or IBAN, the BIC LHRAGB2LXXX and your address, which some banks require.

It helps to include Lhr Airports Limited and London too, since some forms ask for it. A mistake in the IBAN is harder to fix than it looks; copy them from your banking app rather than typing.

Money from abroad does not always arrive for the full amount. Charges on incoming payments differ from bank to bank; check the price list of Lhr Airports Limited. Agree with the sender who pays which costs, especially for larger amounts.

A note on our data

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. It can happen that information on this page is no longer current. Counts and locations come from our own dataset and may differ from what Lhr Airports Limited publishes.

See our directory on this page as a helpful check, and let the details from the recipient or Lhr Airports Limited have the final say. GoldexPay is not affiliated with Lhr Airports Limited; we are a comparison site for money transfers. Found outdated information? Let us know via our contact form so we can correct it.

Which of the 2 codes of Lhr Airports Limited do you need?

Having 2 codes, Lhr Airports Limited is one of the banks that use individual codes for parts of the organisation and departments. The head office code is LHRAGB2LXXX.

In most cases there is no need to look up a branch: payments sent to LHRAGB2LXXX reach Lhr Airports Limited correctly. A branch code only makes sense if the account holder specifically asks for it, which is more common for corporate accounts and specialised services.

The best way is to take the code directly from the account holder’s bank details. Codes for branches are more prone to be retired than LHRAGB2LXXX when a bank merges or closes offices.